Cholamandalam MS Health Insurance Premium Calculator

Cholamandalam MS Health Insurance

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8,000+ Network Hospitals

1,03,232 Policies Issued

35% Incurred Claim Ratio

Lifelong Renewability

50.01% Claim Settlement Ratio

Dedicated Claim Settlement

Coronavirus (COVID-19) Cover

Health Insurance Premium Calculator of Cholamandalam MS General Insurance

Cholamandalam MS General Insurance Company Limited offers a range of health insurance policies that could be customised by the policyholders as per the tenure and sum insured amount. Besides, after selecting a policy, the policyholders can also compute the premium amount for individual or family floater health plans provided by the firm in a few easy steps. Insurance plan seekers can utilise the premium calculator available at our website as well to calculate the premium for the Chola MS plan. This keeps you informed in advance pertaining to the amount you need to pay on buying any plan. This protects you from facing any financial strain due to a medical emergency and also from a sudden policy lapse due to unreasonable high premiums. 

How to calculate the premium of Chola MS policies online?

When it comes to the health insurance policy, the amount of premium is based on various factors. The elements which result in the variation of premium amount are as follows:

  • Age
  • Sum insured
  • Plan terms
  • Medical history
  • Type of policy
  • Coverage details

The proposers are needed to duly fill all the necessary details to get the premium calculated instantly. The amount of premium can vary if the variables filled are changed. 

Why calculate health insurance premium online?

Computing premium online is a simple procedure that accompanies a bunch of additional benefits besides just having the option to ascertain premium for the suitable health insurance plan. It assists you in selecting the best medical coverage plan at a reasonable premium rate. In addition to this, there exists no scope of manipulation while choosing the right insurance plan for friends and family, because here, the customers fill the form on their own. Also, the online procedure allows you to make the following points, such as:

  • Addition or deduction of coverage benefits, riders, etc.
  • Find the exact expense amount for buying the specific policy
  • Be informed about the reasonableness of the health insurance coverage 
  • Alter the details to find a reasonable premium cost and the coverage level
  • Compare the range of medical coverage plans based on the premium amount and plan features
  • Determine the plan as per the most suitable coverage features at an affordable premium 

Why choose Chola MS?

Cholamandalam MS General Insurance Company Limited is the third-largest public sector general insurance agency dependent on gross premium gathered. It is a reliable insurance agency, which doesn’t just offer effective products related to healthcare, but also for different sectors as well like travel, rural, motor, and marine. As far as medical coverage is concerned, the insurer owns a high claim settlement ratio. Additionally, the plans provide the policyholders with an alternative to select either cashless claim or reimbursement claim as per the appropriateness. The organisation has 7,000+ network hospitals across the nation, where effective and transparent claim settlement procedures are embraced.

Latest Cholamandalam MS Health Insurance News

Cholamandalam MS Health Insurance Plan List

Name of PlanSum Insured
Healthline Policy Min: 90 Days; Max: 65 Years1 Lakh Get Quotes Now
Critical Healthline PolicyMIn: 5 Years; Max: 65 Years3 Lakh Get Quotes Now
Hospital Cash Healthline PolicyMIn: 3 Months; Max: 65 Years1000/day Get Quotes Now
Arogya Sanjeevani Policy Min: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 lakh Get Quotes Now

Cholamandalam MS Health Insurance Top Up List

Name of PlanSum Insured
Super Top-up Insurance PlanMIn: 3 Months; Max: 70 Years3 Lakh Get Quotes Now
Top Up Healthline PolicyMin: 3 Months; Max: 65 Years50 Thousand Get Quotes Now

Cholamandalam MS Health Insurance Premium Calculator FAQs

  • What is the premium up to which I can avail the tax benefits under Chola MS health insurance plans?

    Generally, the premium amount of up to Rs. 25,000 are eligible for tax benefit under Section 80D of the Income Tax Act 1961. However, if an individual buys a policy for a senior citizen, then tax benefits can be applied up to Rs. 30,000 and can reach to Rs. 50,000 premium amount if a senior citizen purchases a health insurance plan for self.

  • Does Chola MS offer any discount on the premium amount to its customers?

    Yes, Chola MS health insurance firm provides different types of discounts to its policyholders such as:

    • Discount on long term policy purchase such as 6% on a 2-year policy and 12% on a 3-year policy
    • Floater Premium discount based on the age of a senior-most member of the family
    • Discount based on the location, where insured individuals from Tier 2 cities are eligible to gain a discount of 10% on the premium
  • What is the minimum premium amount of Chola MS health insurance plans?

    The starting premium amount of Chola MS health insurance plans is Rs. 2,011* per year. *The premium amount is subject to change from time-to-time.

  • What are the basic elements that determine the premium value of Chola MS health insurance plans?

    Factors which determine the value of premium of Chola MS plans are as follows:

    • Gender
    • Sum insured
    • Policy term
    • Age of insured
    • Medical history
    • Number of members


  • How can I pay for my Chola MS health insurance policies premiums?

    You can pay the premiums of Chola MS plans in different modes such as cash, cheque, credit or debit cards or through digital payment gateways.

Cholamandalam MS Health Insurance Contact Details

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