Cholamandalam MS Health Insurance Premium Calculator

37 reviews Rate This
Claim SettlementDedicated Team
Claim Settlement Ratio56.25%
COVID-19 CoverYes
Network Hospitals8,000+
Policies Sold1,03,232

Cholamandalam MS Mediclaim Policy Premium Calculator

Cholamandalam MS General Insurance Company Limited offers a range of health insurance policies that could be customised by the policyholders as per the tenure and sum insured amount. Besides, after selecting a policy, the policyholders can also compute the premium amount for individual or family floater health plans provided by the firm in a few easy steps. Insurance plan seekers can utilise the premium calculator available at InsuranceDekho as well to calculate the premium for Cholamandalam MS plans. Using a premium calculator keeps the user informed in advance pertaining to the amount they need to pay on buying any plan. This protects them from facing any financial strain due to a medical emergency and also from a sudden policy lapse due to unreasonable high premiums.

How to Calculate the Premium of Cholamandalam MS Policies Online?

When it comes to the health insurance policy, the amount of premium is based on various factors. The elements which result in the variation of premium amount are as follows:

  • Age
  • Sum insured
  • Plan terms
  • Medical history
  • Type of policy
  • Coverage details

The proposers are required to duly fill all the necessary details to get the premium calculated instantly. The amount of premium can vary if the variables filled are changed.

Why Calculate Health Insurance Premium Online?

Computing premium online is a simple procedure that accompanies a bunch of additional benefits besides just having the option to ascertain premium for a suitable health insurance plan. It assists you in selecting the best medical coverage plan at a reasonable premium rate. In addition to this, there exists no scope of manipulation while choosing the right insurance plan for friends and family, because here, the customers fill the form on their own. Also, the online procedure allows you to make the following points, such as:

  • Addition or deduction of coverage benefits, riders, etc.
  • Find the exact expense amount for buying the specific policy
  • Be informed about the reasonableness of the health insurance coverage
  • Alter the details to find a reasonable premium cost and the coverage level
  • Compare the range of medical coverage plans based on the premium amount and plan features
  • Determine the plan as per the most suitable coverage features at an affordable premium

Why Choose Cholamandalam MS?

Cholamandalam MS General Insurance Company Limited is the third-largest public sector general insurance agency dependent on gross premium gathered. It is a reliable insurance agency, which does not just offer effective products related to healthcare, but also for different sectors as well like travel, rural, motor, and marine. As far as medical coverage is concerned, the insurer owns a high claim settlement ratio. Additionally, the plans provide the policyholders with an alternative to select either cashless claim or reimbursement claim as per the appropriateness. The organisation has 7,000+ network hospitals across the nation, where effective and transparent claim settlement procedures are embraced.

Cholamandalam MS Health Insurance Plan List

Name of PlanSum Insured
Arogya Sanjeevani Policy Min: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 lakh Get Quotes Now
COVID-19 PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
Healthline Policy Min: 90 Days; Max: 65 Years1 Lakh Get Quotes Now
Critical Healthline PolicyMIn: 5 Years; Max: 65 Years3 Lakh Get Quotes Now
Hospital Cash Healthline PolicyMIn: 3 Months; Max: 65 Years1000/day Get Quotes Now
Flexi Health PolicyMin: 3 months; Max: 65 years1 Lakh - 25 Lakh Get Quotes Now

Health Insurance Calculator

Whom do you want the insurance for ?


    Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

Disclaimer : Actual Premium might vary basis your location, age and number of members

Cholamandalam MS Health Insurance User Reviews

Write your review
What users are saying
  • All
Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 14 Lakh+ happy customers

Health Insurance News

  • Latest
  • Popular

Cholamandalam MS Health Insurance Contact Details

Reach us for help anytime

Claim Process at Cholamandalam MS Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Insurance Products by Cholamandalam MS General Insurance

Cholamandalam MS Health Insurance Premium Calculator FAQs

  • What is the minimum premium amount of Cholamandalam MS health insurance plans?

    The starting premium amount of Cholamandalam MS health insurance plans is Rs. 2,011* per year. *The premium amount is subject to change from time-to-time.

  • What is the premium up to which I can avail the tax benefits under Cholamandalam MS health insurance plans?

    Generally, the premium amount of up to Rs. 25,000 are eligible for tax benefit under Section 80D of the Income Tax Act 1961. However, if an individual buys a policy for a senior citizen, then tax benefits can be applied up to Rs. 30,000 and can reach to Rs. 50,000 premium amount if a senior citizen purchases a health insurance plan for self.

  • What are the basic elements that determine the premium value of Cholamandalam MS health insurance plans?

    Factors which determine the value of premium of Cholamandalam MS plans are as follows:

    • Gender
    • Sum insured
    • Policy term
    • Age of insured
    • Medical history
    • Number of members


  • Does Cholamandalam MS offer any discount on the premium amount to its customers?

    Yes, Cholamandalam MS health insurance firm provides different types of discounts to its policyholders such as:

    • Discount on long term policy purchase such as 6% on a 2-year policy and 12% on a 3-year policy
    • Floater Premium discount based on the age of a senior-most member of the family
    • Discount based on the location, where insured individuals from Tier 2 cities are eligible to gain a discount of 10% on the premium
  • How can I pay for my Cholamandalam MS health insurance policies premiums?

    You can pay the premiums of Cholamandalam MS plans in different modes such as cash, cheque, credit or debit cards or through digital payment gateways.

Health Insurance Articles

  • Latest Articles
  • Popular Articles

*Standard T&C Apply. All savings/offers are provided by the Insurers, which are subject to modification .For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Tax benefits are subject to changes in applicable tax laws. Girnar Insurance Brokers Private Limited, (CIN: U66010RJ2016PTC054811, Regd .Off: Girnar 21, Govind Marg, Moti Doongari Road, Dharam Singh Circle, Jaipur, Rajasthan- 302004; Corp. Off: 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (Life & General) valid till 19th March 2023. Email - ; Helpline number: 7551196989.
You authorise Girnar Insurance Brokers Pvt Ltd (insurancedekho) to contact you through call, SMS, email, WhatsApp or any other mode in future. You hereby override your NDNC registration.