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Cholamandalam Health Insurance Premium Calculator

137 reviews Rate This
Cashless Approval TAT70 mins Cashless Claim Processing
Claim Settlement Ratio94%
Network Hospitals11,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

Health Insurance Calculator

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  • You

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Cholamandalam MS Mediclaim Policy Premium Calculator

Cholamandalam MS General Insurance Company Limited offers a range of health insurance policies that could be customized by the policyholders as per the tenure and sum insured amount. Besides, after selecting a policy, the policyholders can also compute the premium amount for individual or family floater health plans provided by the firm in a few easy steps. Insurance plan seekers can utilize the premium calculator available at InsuranceDekho as well to calculate the premium for Cholamandalam MS plans. Using a premium calculator keeps the user informed in advance regarding the amount they need to pay to buy any plan. This helps to protect them against financial stress in the case of a medical emergency, as well as a policy lapse due to excessively high premiums.

How to Calculate the Premium of Cholamandalam MS Policies Online?

When it comes to the health insurance policy, the amount of premium is based on various factors. The elements which result in the variation of premium amount are as follows:

  • Age
  • Sum insured
  • Plan terms
  • Medical history
  • Type of policy
  • Coverage details

The proposers must fill in all required details in order for the premium to be calculated instantly. If the variables filled are changed, the amount of premium can change.

Why Calculate Health Insurance Premium Online?

Computing premiums online is a simple procedure that comes with several extra advantages in addition to the ability to calculate premiums for a suitable health insurance plan. It helps you in choosing the best medical coverage plan at a reasonable premium rate. In addition to this, there exists no scope for manipulation while choosing the right insurance plan for friends and family, because here, the customers fill out the form on their own. Also, the online procedure allows you to make the following points, such as:

  • Addition or deduction of coverage benefits, riders, etc.
  • Find the exact expense amount for buying the specific policy
  • Be informed about the reasonableness of the health insurance coverage
  • Alter the details to find a reasonable premium cost and the coverage level
  • Compare the range of medical coverage plans based on the premium amount and plan features
  • Determine the plan as per the most suitable coverage features at an affordable premium

Why Choose Cholamandalam MS?

On the basis of gross premiums collected, Chola MS Health Insurance Company Limited is the third-largest public sector general insurance company. It is a reliable insurance agency that not only provides good healthcare products, but also products for other sectors such as travel, rural, motor, and marine. As far as medical coverage is concerned, the insurer owns a high claim settlement ratio. Additionally, the plans provide the policyholders with an alternative to select either a cashless claim or a reimbursement claim as per the appropriateness. The organization has 7,000+ network hospitals across the nation, where effective and transparent claim settlement procedures are embraced.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

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Disclaimer : Actual Coverage might vary basis your location, age and number of members
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Cholamandalam Health Insurance Top Up List

    Name of PlanSum Insured
    Super Top-up Insurance PlanMIn: 3 Months; Max: 70 Years3 Lakh Check Premium
    Top Up Healthline PolicyMin: 3 Months; Max: 65 Years50 Thousand Check Premium

    Cholamandalam MS Health Insurance User Reviews

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    What users are saying
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    • The Cholamandalam MS Health Insurance Policy from InsuranceDekho is an essential part of my plan for a healthy...

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      Cholamandalam MS
      By Jannya Pathak
      On: Sep 20, 2023
    • I bought the Cholamandalam MS Health Insurance Policy for myself from the InsuranceDekho website, I found it e...

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      Cholamandalam MS
      By Santosh Devrat
      On: Sep 04, 2023
    • The Cholamandalam MS Health Insurance Policy is a useful policy that I bought online at InsuranceDekho last we...

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      Cholamandalam MS
      By Neelam Kathuria
      On: Aug 16, 2023
    • The Cholamandalam MS Health Insurance Policy is an affordable policy that offers enhanced coverage. I bought t...

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      Cholamandalam MS
      By Neeraj Singhal
      On: Aug 08, 2023
    • I bought the Cholamandalam MS Health Insurance Policy from the website of InsuranceDekho. It was the best heal...

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      Cholamandalam MS
      By Shweta Nagar
      On: Jul 20, 2023
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    • Tax benefit upto 75,000*
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    Cholamandalam Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at Cholamandalam Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    Insurance Products by Cholamandalam MS General Insurance

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    Cholamandalam Health Insurance Premium Calculator FAQs

    • What is the minimum premium amount of Cholamandalam MS health insurance plans?

      The starting premium amount of Cholamandalam MS health insurance plans is Rs. 2,011* per year. *The premium amount is subject to change from time-to-time.

    • What is the premium up to which I can avail the tax benefits under Cholamandalam MS health insurance plans?

      Generally, the premium amount of up to Rs. 25,000 are eligible for tax benefit under Section 80D of the Income Tax Act 1961. However, if an individual buys a policy for a senior citizen, then tax benefits can be applied up to Rs. 30,000 and can reach to Rs. 50,000 premium amount if a senior citizen purchases a health insurance plan for self.

    • What are the basic elements that determine the premium value of Cholamandalam MS health insurance plans?

      Factors which determine the value of premium of Cholamandalam MS plans are as follows:

      • Gender
      • Sum insured
      • Policy term
      • Age of insured
      • Medical history
      • Number of members


    • Does Cholamandalam MS offer any discount on the premium amount to its customers?

      Yes, Cholamandalam MS health insurance firm provides different types of discounts to its policyholders such as:

      • Discount on long term policy purchase such as 6% on a 2-year policy and 12% on a 3-year policy
      • Floater Premium discount based on the age of a senior-most member of the family
      • Discount based on the location, where insured individuals from Tier 2 cities are eligible to gain a discount of 10% on the premium
    • How can I pay for my Cholamandalam MS health insurance policies premiums?

      You can pay the premiums of Cholamandalam MS plans in different modes such as cash, cheque, credit or debit cards or through digital payment gateways.

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