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Bajaj Allianz Health Insurance Premium Calculator

When buying a health insurance policy, special care must be given when selecting the coverage level. The coverage should be sufficient enough to cover the high medical expenses which incur in an emergency. When the sum insured is sufficient, the purpose of having a health insurance policy is justified as the policy spares you from the financial dilemma of paying for the high medical costs. However, when you choose a high sum insured, the associated premium is also high. Paying such high premiums might not be affordable for you and so you should calculate the premiums before finalising a health insurance plan.

How to Calculate the Premium of Bajaj Allianz Policies Online?

The online medium has simplified the premium calculation process by offering health insurance calculators. The online calculators calculate the exact amount of premium which you would have to pay when choosing a particular plan. To use a premium calculator, you need to provide details like:

  • Your age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured you need
  • The type of policy to buy

Based on the above details, the premium calculator calculates the premium suitable for you. You can also choose to adjust the calculated premiums by modifying policy coverage, the sum insured, etc.

Why Calculate Health Insurance Premium Online?

Calculating health insurance premiums is essential before choosing a plan. When you calculate the premium, you’re able to:

  • Increase or reduce the benefits of cover and riders
  • See the exact premium amount in a hassle-free way
  • Get to know whether or not the premium is affordable for you
  • Compare different health policies of different insurers to choose the right one
  • Gauge the affordability of the calculated premium and change it as per your requirements
  • Avoid any financial strain when it comes to continuing the health insurance policy
  • Choose the most suitable policy with extensive coverage benefits at an affordable premium

Why Choose Bajaj Allianz Health Insurance?

Bajaj Allianz is one of the reputable health insurance providers in the country. Its health plans come with comprehensive coverage benefits and ensure all-around coverage. Claims are settled quickly and easily with the company providing 24*7 claim support and a quick claim settlement process. The health plans are varied and also don’t make a dent in your finance.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members

Bajaj Allianz Health Insurance Top Up List

  • Family (2)
  • Top-up (2)
Name of PlanSum Insured

Health Insurance News

FAQs

  • Do I have to pay GST on premiums paid for Bajaj Allianz Health Insurance plans?

    Yes. You are required to pay GST at the rate of 18% on premiums paid for Bajaj Allianz Health Insurance plans.

  • How can I make payment of my premium for Bajaj Allianz policy?

    You can pay the premium of Bajaj Allianz plans either in cash or through online.

  • Will I get a payment acknowledgment from Bajaj Allianz health insurance on making the payment of premium?

    Yes, on paying the premium amount you will get the payment acknowledgment from Bajaj Allianz health insurance.

  • Can I receive a duplicate copy of the receipt of the premium from Bajaj Allianz?

    Yes, Bajaj Allianz health insurance gives the duplicate copy of the premium receipt.

  • What is the advantage of having the premium receipt given by Bajaj Allianz health insurance?

    The ‘premium receipt' shows the record of the premium amount, which is being paid by you for the plan. You can utilize it as the proof of investment for earning the tax benefits.

  • How to calculate premiums of health insurance plans for parents, offered by Bajaj Allianz General Insurance?

    To calculate the premiums of health insurance plans for parents, there are several factors taken into consideration such as age, members covered under the policy, sum insured amount, etc. To know the premium that you will be required to pay for a particular health insurance policy, you can use InsuranceDekho’s premium calculator. 

  • What are the benefits of the Bajaj Allianz General Insurance premium calculator?

    Following are the benefits of using a Bajaj Allianz General Insurance premium calculator:

    • You get to know the cost of add-on covers in advance
    • They provide quick results of suitable health insurance quotes
    • They simplify the complex calculations of health insurance premium
    • They allow you to change preferences and see the premium change so that you are able to shortlist a policy as per your budget.
  • What are the factors that affect the health insurance premium of Bajaj Allianz Health Insurance plans?

    Following are the factors that affect the premiums of Bajaj Allianz health insurance plans:

    • Body Mass Index (BMI)
    • Pre-existing diseases
    • Age of the insured
    • Number of members covered under the policy
    • Geographical location
    • Add-on cover(s)
    • Policy term
    • Co-payment
  • How to lower premiums for Bajaj Allianz health insurance plans?

    To lower the premium for Bajaj Allianz Health Insurance plans, you should follow the tips given below:

    • Buy health insurance policy at a young age. This is because if you buy health insurance in old age, then you are more prone to illnesses and are hence required to pay a higher premium. 
    • Choose a co-payment option under health insurance plans. But note that if you chose the same, then you will be required to pay a part of the claim amount from your own pocket.   
    • Select long term health insurance plans to save on premiums.  
    • Choose deductibles wisely.
    • Choose top-up health insurance plans. It is the best option to avail extensive coverage at affordable premiums.  
    • Opt for family floater health insurance plans instead of individual health insurance plans.

User Reviews

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What users are saying
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  • Renew
  • Premium
  • Top up
  • Critical Illness
  • User-Friendly Interface

    The website is very user-friendly, even for someone like me who isn't very tech-savvy. I could easily navigate through the different options and find the right health insurance plan. Buying Bajaj Allianz through InsuranceDekho has been easy and straightforward.

    S
    Bajaj Allianz
    By Sumit Yadav
    On: Jul 04, 2024
  • Quick Services

    InsuranceDekho made purchasing Bajaj Allianz health insurance simple. I was able to quickly and simply examine several Bajaj Allianz policies using their website, taking into account elements like coverage and cost. I was able to choose a plan that provided me with the ideal mix of price and advantages. The InsuranceDekho team's assistance also made the entire procedure hassle-free. I am appreciative of their help in getting my health insurance.

    A
    Bajaj Allianz
    By Aarti Raghav
    On: Jul 02, 2024
  • Helped me find an affordable p...

    InsuranceDekho’s process of choosing the best health insurance helped me secure my health and have financial support during medical emergencies. For many years, Bajaj Allianz has been my dependable healthcare partner. Their insurance policies are extensive and provide coverage for a variety of medical costs. I can rest easy knowing my health is in capable hands with Bajaj Allianz. Thank you InsuranceDekho for helping me find my way to Baja Allianz and helping with all my concerns throughout the way.

    K
    Bajaj Allianz
    By Kashin Bajaj
    On: Jun 26, 2024
  • Great customer service staff w...

    My purchase of Bajaj Allianz Health Insurance with InsuranceDekho has left me quite happy. The portal simplified and expedited the process of comparing various plans. The entire procedure was expedited, and I was grateful for the supportive assistance I received at every stage. It made purchasing insurance a simple process.

    M
    Bajaj Allianz
    By Mohd Amaan
    On: Jun 20, 2024
  • Best health insurance chosen

    The health insurance plan from Bajaj Allianz provided me with the peace of mind I needed for the welfare of my family. They were an easy pick because of their broad coverage and effective claim settlement procedure. It was obvious to select Bajaj Allianz via InsuranceDekh. I could confidently choose the best insurance with their user-friendly interface and professional advice, knowing that I was investing wisely in family health.

    A
    Bajaj Allianz
    By Adhiraj Singh
    On: Jun 12, 2024

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