Bike insurance starting from ₹ 714/year*
or
Bike Insurance starting from ₹1.5/day*
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Oriental Third Party Bike Insurance

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  • 24*7 Customer Assistance
  • Claim Settlement Ratio 91.34% as on FY 2018
  • Overseas branches
  • Quick claim settlement
  • Attractive policy plans

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Oriental Third Party Bike Insurance

Oriental General Insurance is a public sector insurance company that provides an economical solution to shield thousands of people from the unforeseen events of life. Oriental Third Party insurance policy for bikes fulfils the mandatory requirement of law as well as provides assistance to deal with third party liabilities arising due to accidents involving the insured’s bike.

Oriental General Insurance has made it simpler for common people to reach out to them through their online portal. It has even set up an efficient help desk service to assist the policyholders. The Oriental third party bike insurance provides basic coverage of financial and legal liabilities towards the third party.

Oriental Third Party Bike Insurance vs Comprehensive Bike Insurance

Basis

Third Party Bike Insurance

Comprehensive Bike Insurance

Coverage

It provides coverage for the financial and legal obligations towards the third party only.

It provides coverage for the third party as well as own damages of the insured’s bike.

Nature of Requirement

It is mandatory by law.

Its purchase depends on the preference of the purchaser.

Add-ons Availability

The third party insurance policy does not provide any add-on covers.

A variety of add-on covers can be opted along with comprehensive insurance policy.

Cost

The premium of third party insurance is relatively lower due to its limited coverage.

The comprehensive policy is relatively expensive due to its wide coverage.

What All is Covered Under Oriental Third Party Bike Insurance Policy?

Oriental Third Party bike insurance provides coverage for the following:

  • Financial Liabilities of third party property damage: The insurer undertakes the financial liabilities towards the third party property damage incurred due to the insured’s bike. It provides coverage for third party damage up to Rs. 1 Lakh.
  • Bodily Injuries/ loss of life of third party: A compensation is provided by the insurer for the bodily injury, disability or loss of life of the third party caused due to the insured’s bike. The compensation amount is however decided by a court of law.

What All Is Not Covered Under Oriental Third Party Bike Insurance Plan?

Below are the components that will not be covered under the third party bike insurance policy:

  • No coverage for damages caused to the insured bike.
  • Injuries sustained by policyholders will not be covered.
  • Optional personal accident cover for policyholders is not available.

Must Read Articles before buying Oriental Bike Insurance

Oriental Bike Insurance User Reviews

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What users are saying
  • All
  • Third Party
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Effortless Buying Experience

    Thanks to InsuranceDekho, getting my Oriental Bike Insurance was effortless! Their platform is user-friendly, ...

    B
    By Bharti Yadav
    On: March 11, 2024
  • Great services and assistance

    The InsuranceDekho team has been offering me excellent support and assistance for the last 2 years for Orienta...

    Y
    By Yogesh Sharma
    On: July 10, 2020
  • Great insurance services

    The Oriental insurance delivered a range of insurance services that helped me take care of my Suzuki RM Z450 b...

    N
    By Namit Tandon
    On: July 9, 2020
  • Paperless operations available

    I did not require any paperwork for buying, requesting a claim, and renewing my Oriental insurance plan at Ins...

    K
    By Karan Verma
    On: July 3, 2020
  • Incredible customer support

    The customer care services of InsuranceDekho is unparalleled. Their team has complete insurance-related knowle...

    J
    By Jatin Katiyar
    On: June 26, 2020
  • Brilliant policies at best pri...

    The Oriental insurance offers the best bike insurance policies for its customers at the best prices. I bought ...

    P
    By Prem Johri
    On: June 25, 2020
  • Updated content available

    The InsuranceDekho website is quite updated and user-friendly. It helped me make informed decisions like to bu...

    A
    By Ashutosh Jain
    On: June 4, 2020
  • Renewed my policy in no time

    I have got my Oriental Insurance policy that I purchased for my Hero Maestro Edge 125 bike renewed instantly a...

    R
    By Ramandeep Sehgal
    On: May 29, 2020
  • Customised website

    I own an Oriental Insurance policy for my Honda Gold Wing bike. Its website is great as it contains updated an...

    A
    By Ajit Chauhan
    On: May 15, 2020
  • Splendid insurance provided

    The Oriental Insurance offers awesome to take care of my Suzuki RM Z450 bike. Its services are fast, easy and ...

    N
    By Neeraj Deshmukh
    On: May 8, 2020

Oriental Third Party Bike Insurance FAQs

Why do I need a third party bike insurance?

You need to purchase a third party bike insurance for the following reasons:

  • It is mandatory under Indian Motor Tariff Act. If you do not purchase third party insurance, you will be penalized.
  • It helps you to deal with the financial losses of the third party damage in case of an accident.

What are the advantages of Oriental third party two-wheeler insurance?

The advantages of Oriental third party two-wheeler insurance are as follows:

  • Well-framed online official website to buy, claim or renew the policy.
  • Round the clock Customer Assistance service.
  • Swift claims registration and settlement.

Can I extend the coverage of the third party two-wheeler insurance?

No, you cannot extend the coverage of the third party two-wheeler insurance.

How can I purchase an Oriental Third Party insurance policy?

You can purchase an Oriental Third Party insurance policy in the following ways:

  • Through their official website online
  • By visiting the nearest branch
  • By dialling its helpline number 1800118485 / 011-33208485 (chargeable).

Where do I get more information about Oriental Third Party insurance policy?

You can get more information about Oriental Third Party insurance policy from its well-designed official website or by calling its official numbers 1800118485 / 011-33208485 (chargeable).

Why to buy from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 50 lakhs happy customers
  • Claim Support available all 7 days of the week

Oriental Bike Insurance Contact Details

For any assistance or query, call us on:

Bike Insurance News

Bike insurance starting from ₹ 714/year*
or
Bike insurance starting from ₹ 714/year*
or
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.