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Tata AIG Health Insurance Benefits

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio76.04%
COVID-19 CoverYes
Network Hospitals 3,000+
Policies Sold2,20,583
RenewabilityLifelong
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Benefits of Tata AIG Health Insurance

TATA AIG General Insurance Company is formed as a joint venture between one of India’s largest conglomerates TATA Group and American International Group (AIG). The company was established in the year 2001 and offers a range of general insurance products like health insurance, auto insurance, travel insurance, etc. The company’s asset base is large at more than Rs. 8,035 crores and the company is present at more than 200 locations in India. TATA AIG has more than 22,000 licensed agents and 390 licensed brokers ensuring that its insurance products reach every part of the country.

When it comes to health insurance, TATA AIG has a range of health insurance plans to its name. It offers indemnity health plans, fixed benefit plans, plans for covering the entire family or a single individual, and even group health plans.

  • Additional Benefit of Free Health Check up

    All health insurance plans offered by TATA AIG offer a free check-up. These check-ups are allowed up to a specified limit either annually or after 2 to 4 policy years. Free health check-ups allow individuals to get routine check-ups free of cost and maintain their health.
  • Additional Protection over Employer Coverage

    Individuals who are already covered under a group health plan sponsored by their employers can also opt TATA AIG health insurance plans. These health plans allow individuals to boost their existing group health coverage. Individuals can choose plans based on their coverage needs and enhance their sum insured so that all their medical costs are met.
  • Cashless Benefit

    TATA AIG provides cashless claims across its networked hospitals. You can find the list of networked hospitals on the company’s website and if you avail treatments at such hospitals, you would not have to bear your medical expenses. Your expenses would be handled and settled by the insurer itself.
  • Claim Settlement Ratio

    TATA AIG has a good claim settlement ratio of 76.04%* for FY 2019-20 ensuring that the maximum claims made on it are settled within the shortest period of time. You would have to simply inform the company about your claim and it will settle the claim easily. *The claim settlement ratio changes from time to time.
  • Coverage against Medical Expenses

    Some of the best coverage benefits are offered by health plans of TATA AIG. Besides the basic coverage benefits of inpatient hospitalisation, day care treatments, domiciliary treatments, ambulance costs, pre and post hospitalisation, etc., there are unique coverage benefits too. You can find coverage for bariatric treatments, maternity expenses, OPD expenses, etc. in some premium plans offered by the company.
  • Incurred Claim Ratio

    Incurred Claim Ratio (ICR) varies every year and for the financial year 2018-19, Tata AIG’s ICR stood at 78%*. The ratio depicts the portion of the earned premium which the company uses to pay the claims. Since the ratio is well below 100%, it shows that the remaining premiums helped the company to make a profit. *The incurred claim ratio change from time to time.
  • Tax Benefit

    A tax benefit of up to Rs. 55,000 (Rs. 25,000 for individual and Rs. 30,000 for senior citizen) can be claimed under Section 80D if the premiums of health insurance policies are paid.

Tata AIG Health Insurance Plan List

Name of PlanSum Insured
MediSenior (Discontinued)Min: 61 years; Max: No limit2 Lakh Get Quotes Now
Corona Kavach PolicyMin: 18 years; Max: 65 years50,000 - 5 lakh Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
MediRaksha (Discontinued)Min: 91 Days; Max: 65 Years50 Thousand Get Quotes Now
MediCare PremierMin: 91 Days; Max; 65 Years5 Lakh Get Quotes Now
MediCare Min: 91 Days; Max: 65 Years3 Lakh Get Quotes Now
Wellsurance WomanMin: 18 years; Max: 65 years3 Lakh Get Quotes Now
Wellsurance FamilyMin: 6 months; Max 65 years2 Lakh Get Quotes Now
MediPrime (Discontinued)Min: 91 days; Max: 65 years2 Lakh Get Quotes Now
Wellsurance Executive Policy Min: 18 Years; Max: 65 Years3 Lakh Get Quotes Now
Critical Illness PolicyMin: 18 Years; Max: 65 Years2.5 Lakh Get Quotes Now
Medicare Protect PolicyMin: 91 days; Max: 65 years2 Lakh - 5 Lakh Get Quotes Now

Tata AIG Health Insurance Top Up List

Name of PlanSum Insured
MediPlus (Discontinued)Min: 91 Days; Max: 65 Years5 lakh Get Quotes Now
Medicare Plus PolicyMin: 91 days; Max: 65 years3 Lakh - 1 Crore Get Quotes Now

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Tata AIG Health Insurance User Reviews

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What users are saying
  • All
  • Appreciable green initiative

    Going paperless is a way of taking up the green initiative. All the services delivered by the website are free...

    Read More
    I
    MediCare Premier
    By Iman Basu
    On: Mar 04, 2021
  • Customised suggestions

    I received personalised suggestions easily on my WhatsApp when I contacted the InsuranceDekho website for a su...

    Read More
    J
    Arogya Sanjeevani Policy
    By Jamini Manna
    On: Nov 03, 2020
  • Nice plan at low rates

    I was hesitant about buying this TATA AIG MediRaksha plan. When insurancedekho team told me about this plan an...

    Read More
    G
    MediRaksha (Discontinued)
    By Gautam Shukla
    On: Oct 29, 2020
  • Superb policy

    I have purchased Tata AIG Corona kavach policy a few months back from insurancedekho platform. The policy cove...

    Read More
    R
    Corona Kavach Policy
    By Ritika Kunwar
    On: Oct 21, 2020
  • Beneficial plan for families

    I bought this Arogya Sanjeevani Policy for my family from InsuranceDekho platform on the recommendation of the...

    Read More
    T
    Arogya Sanjeevani Policy
    By Tushar Jain
    On: Jun 18, 2020
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Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 14 Lakh+ happy customers

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Tata AIG Health Insurance Contact Details

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Claim Process at Tata AIG Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1394 Tata AIG Cashless Network Hospitals in India

Insurance Products by Tata AIG General Insurance

FAQ About Tata AIG Health Insurance

  • How to buy and apply for TATA AIG health policy?

    You can buy and apply for any TATA AIG Health Insurance Policy online from the official website of TATA AIG Health Insurance at www.tataaig.com or through online broker’s website like insurancedekho.com.

  • Why should I buy a TATA AIG Health Insurance Policy?

    TATA AIG Health Insurance provides a comprehensive health insurance plan along with varied add-on features and benefits.

  • What is the toll free customer care number of TATA AIG Health Insurance?

    The 24x7 toll-free helpline number of TATA AIG Health Insurance is 1800-266-7780.

  • What is the Claim Settlement Ratio of TATA AIG Health Insurance?

    TATA AIG Health Insurance had a Claim Settlement Ratio of 76.04% in the financial year 2019-20.

  • How to pay a premium for TATA AIG Health Insurance?

    TATA AIG General Insurance Company offers 2 modes of premium payment, viz., 1)Cash payment at the branch. 2)Online payment. For the online payment, the policyholder can pay via- 1.Credit Card 2.Debit Card 3.Net Banking

Latest Health Insurance Articles

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Network Hospital in Popular Cities

CityNo of Hospital
Chandigarh16
Lucknow49
Ghaziabad39
Ahmedabad84
Patna45
Noida39
Pune177
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*Standard T&C Apply. All savings/offers are provided by the Insurers, which are subject to modification .For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Tax benefits are subject to changes in applicable tax laws. Girnar Insurance Brokers Private Limited, (CIN: U66010RJ2016PTC054811, Regd .Off: Girnar 21, Govind Marg, Moti Doongari Road, Dharam Singh Circle, Jaipur, Rajasthan- 302004; Corp. Off: 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (Life & General) valid till 19th March 2023. Email - support@insurancedekho.com ; Helpline number: 7551196989.
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