Tata AIG Health Insurance Benefits

Tata AIG Health Insurance

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Highlights

3,000+ Network Hospitals

2,20,583 Policies Issued

Lifelong Renewability

78.93% Claim Settlement Ratio

Dedicated Claim Settlement

Coronavirus (COVID-19) Cover

Benefits of Tata AIG Health Insurance

TATA AIG General Insurance Company is formed as a joint venture between one of India’s largest conglomerates TATA Group and American International Group (AIG). The company was established in the year 2001 and offers a range of general insurance products like health insurance, auto insurance, travel insurance, etc.

The company’s asset base is large at more than Rs. 8035 crores and the company is present at more than 200 locations in India. TATA AIG has more than 22,000 licensed agents and 390 licensed brokers ensuring that its insurance products reach every part of the country.

When it comes to health insurance, TATA AIG has a range of health insurance plans to its name. It offers indemnity health plans, fixed benefit plans, plans for covering the entire family or a single individual and even group health plans.

  • Additional Benefit of Free Health Check up

    All health insurance plans offered by TATA AIG come inbuilt with a free check-up. These check-ups are allowed up to a specified limit either annually or after 2 to 4 policy years. Free health check-ups allow individuals to get routine check-ups free of cost and maintain their health.
  • Additional Protection over Employer Coverage

    Individuals who are already covered under a group health plan sponsored by their employers can also opt for health insurance plans offered by TATA AIG. TATA AIG’s health plans allow individuals to boost their existing group health coverage. Individuals can choose plans based on their coverage needs and enhance their sum insured so that all their medical costs are met.
  • Cashless Benefit

    TATA AIG provides cashless claims across its networked hospitals. You can find the list of networked hospitals on the company’s website and if you avail treatments at such hospitals, you would not have to bear your medical expenses. Your expenses would be handled and settled by TATA AIG itself.
  • Claim Settement Ratio

    TATA AIG has a good claim settlement ratio of 69.96%* ensuring that the maximum claims made on it are settled within the shortest period of time. You would have to simply inform the company about your claim and TATA AIG would guide you and help you get settlement of your claim easily. *The claim settlement ratio change from time to time.
  • Coverage against Medical Expenses

    Some of the best coverage benefits are offered by health plans of TATA AIG. Besides the basic coverage benefits of inpatient hospitalisation, day care treatments, domiciliary treatments, ambulance costs, pre and post hospitalisation, etc., there are unique coverage benefits too. You can find coverage for bariatric treatments, maternity expenses, OPD expenses, etc. in some premium plans offered by the company.
  • Incurred Claim Ratio

    Incurred Claim Ratio (ICR) varies every year and for the financial year 2018-19, TATA AIG’s ICR stood at 78%*. The ratio depicts the portion of the earned premium which the company uses to pay the claims. Since the ratio is well below 100%, it shows that the remaining premiums helped the company to make a profit. *The incurred claim ratio change from time to time.
  • Tax Benefit

    A tax benefit of up to Rs. 55,000 (Rs. 25,000 for individual and Rs. 30,000 for senior citizen) can be claimed under Section 80D if the premiums of health insurance policies are paid.

Tata AIG Health Insurance Plan List

Name of PlanSum Insured
MediCare Min: 91 Days; Max: 65 Years3 Lakh Get Quotes Now
Critical Illness PolicyMin: 18 Years; Max: 65 Years2.5 Lakh Get Quotes Now
Wellsurance Executive Policy Min: 18 Years; Max: 65 Years3 Lakh Get Quotes Now
MediPrimeMin: 91 days; Max: 65 years2 Lakh Get Quotes Now
Wellsurance FamilyMin: 6 months; Max 65 years2 Lakh Get Quotes Now
Wellsurance WomanMin: 18 years; Max: 65 years3 Lakh Get Quotes Now
MediSeniorMin: 61 years; Max: No limit2 Lakh Get Quotes Now
MediCare PremierMin: 91 Days; Max; 65 Years5 Lakh Get Quotes Now
MediRakshaMin: 91 Days; Max: 65 Years50 Thousand Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
Corona Kavach Policy Get Quotes Now

Tata AIG Health Insurance Top Up List

Name of PlanSum Insured
MediPlusMin: 91 Days; Max: 65 Years5 lakh Get Quotes Now

Tata AIG Health Insurance User Reviews

  • Beneficial plan for families

    I bought this Arogya Sanjeevani Policy for my family from InsuranceDekho platform on the recommendation of their customer support staff. But now I am ...

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    T
    Tushar Jain
    On: Jun 18, 2020 | Views
  • Highly recommended policy

    The ‘Get Instant Quote’ section of the InsuranceDekho helped me find this Arogya Sanjeevani Plan. Besides the standard offerings, it offer...

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    V
    Varun Khare
    On: Jun 16, 2020 | Views
  • Brilliant customer support

    The customer support executive of InsuranceDekho advised me to buy this health insurance plan after listening to my requirements. I am surprisingly ha...

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    G
    Gaurav
    On: Jun 14, 2020 | Views
  • Top-notch insurance policy

    This Arogya Sanjeevani Policy has got everything a family needs. It offers me a sum insured option up to Rs. 5 lakh, lifelong renewability, coverage f...

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    U
    Usha Mishra
    On: Jun 12, 2020 | Views
  • Best plan

    The executive of InsuranceDekho offered me this Arogya Sanjeevani Plan after listening to my requirements. I am using this now for more than 6 months ...

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    W
    Waseem Saifi
    On: Jun 09, 2020 | Views
  • Easy to understand policy

    Tata AIG’s Wellsurance Executive policy is the product. It is not only easy to understand, but also comes with many coverage features. It covers...

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    T
    Tommy Wibowo
    On: Jun 03, 2020 | Views
  • Health insurance is a must buy

    When my wife got hospitalised recently, I had no health insurance so had to pay lakhs from my own pocket. That was when I realised the importance of h...

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    S
    Saurabh Sharma
    On: Jun 01, 2020 | Views
  • Got Everything Covered

    I got Tata AIG health insurance plan for my Parents with the guidance of a knowledgeable team of insurancedekho. The coverage and plan benefits are re...

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    R
    Raju SIngh
    On: May 29, 2020 | Views
  • Great insurance plans to choose from

    Tata AIG is a great insurer that offers comprehensive health insurance plans to my family. This is the second time I chose this insurer for my healthc...

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    N
    Nia Chandan
    On: May 27, 2020 | Views
  • Suitable enough!

    TATA Aig Arogya Sanjeevani Policy is suitable enough for me and my family. I have purchased the policy with the sum insured of 5 lac.

    A
    Anil Sharma
    On: May 26, 2020 | Views

Tata AIG Health Insurance Contact Details

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Tata AIG Health Insurance FAQs

  • How to buy and apply for TATA AIG health policy?

    You can buy and apply for any TATA AIG Health Insurance Policy online from the official website of TATA AIG Health Insurance at www.tataaig.com or through online broker’s website like Insurancedekho.com.

  • Why should I buy a TATA AIG Health Insurance Policy?

    TATA AIG Health Insurance provides a comprehensive health insurance plan along with varied add-on features and benefits.

  • What is the toll free customer care number of TATA AIG Health Insurance?

    The 24x7 toll-free helpline number of TATA AIG Health Insurance is 1800-266-7780.

  • What is the Claim Settlement Ratio of TATA AIG Health Insurance?

    TATA AIG Health Insurance had a Claim Settlement Ratio of 69.96% in the year 2017-2018.

  • How to pay a premium for TATA AIG Health Insurance?

    TATA AIG General Insurance Company offers 2 modes of premium payment, viz., 1)Cash payment at the branch. 2)Online payment. For the online payment, the policyholder can pay via- 1.Credit Card 2.Debit Card 3.Net Banking

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