United India Health Insurance

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Highlights

7,000+ Network Hospitals

11,82,067 Policies Issued

110.95% Incurred Claim Ratio

Lifelong Renewability

79.72% Claim Settlement Ratio

Dedicated Claim Settlement

Coronavirus (COVID-19) Cover

About United India Insurance

United India Insurance Company Limited is one of the preferred insurance providers in India which enjoys global recognition and footprint. It was established as an organisation in 1938, managed to nationalise itself as a General Insurance Business in 1972. Later, it got merged with 12 Indian Insurance Companies, 4 Cooperative Insurance Societies, Indian operations of 5 Foreign Insurers, and General Insurance operations of the southern region of Life Insurance Corporation of India. 

Today, the company acquires a workforce of 14,000 who work in 2,276 offices and deliver insurance coverage to its 1.74 crore policyholders. The United India Health Insurance offers a wide range of innovative insurance products such as individual plans, family floater plans, senior citizen plans, critical illness plan, top-up plan, and group health insurance plan to meet the healthcare needs of diverse customer segments. Over the years, by providing incredible products and customer service, the insurer has witnessed a staggering growth. 


How to Purchase United India Health Policy at InsuranceDekho?

Policyholders can buy health insurance policies of United India Health Insurance through online and offline methods at InsuranceDekho.

Buy United India Health Insurance Plan Online at InsuranceDekho

Follow the below steps to buy a United India Health Insurance policy at InsuranceDekho:

Step 1: Visit InsuranceDekho website, i.e, www.insurancedekho.com and choose the health tab.

Step 2: Select your Gender and fill your Name and Mobile Number. After this, you will get an OTP, please enter that.

Step 3: Select the time when you want to purchase the insurance policy. Click on the ‘View Instant Quotes’ to continue.

Step 4: Select the family members you want to add in the health insurance plan with yourself.

Step 5: Select the family member’s age whom you have added in the policy and click ‘Continue’.

Step 6: Enter your Email ID and City and click on the ‘Submit and View Quotes’ button. Multiple insurance plan quotes will appear as per your selections. Then, select an insurance plan as per your needs and budget. 

Step 7: Select the insurance policy term for the chosen health insurance policy. Fill the required details and pay for the amount to complete the insurance plan purchase process.

Buy United India Health Insurance Plan Offline at InsuranceDekho

To buy a United India Health Insurance plan offline at InsuranceDekho, you can connect with us at 7551-196-989 between 9.30 AM to 6.30 PM (Monday-Sunday).

For any further assistance, please feel free to write to us at customersupport@insurancedekho.com.

Top United India Health Insurance Plan Types

United India Insurance Company provides coverage to its policyholders against medical expenses which may arise due to the treatment of any injury and/or illness. Here are the top 5 health insurance policies offered by the United India Health Insurance:

1. Family Medicare 2014 Policy - The Family Medicare 2014 is a health insurance plan that offers medical coverage to all the members of a family under a single sum insured. People between the age of 18 years and 80 years are eligible to buy this policy. This plan offers the sum insured amount ranging from Rs. 2 lakh to Rs.10 lakh per family. It comes with an annual policy term and several benefits such as in-patient hospitalisation expenses, daycare procedures, pre-hospitalisation and post-hospitalisation costs, ayurvedic treatment cover, second opinion option and so on.

2. Individual Health Insurance Policy - The Individual Health Insurance Policy offers health coverage on an individual as well as on a family package basis. This policy is divided into three plans such as Platinum plan, Gold Plan and Senior Citizen Plan, where the age of proposer under these plans could be between 18 years and 65 years and sum insured amount ranges from Rs. 2 lakh to Rs. 20 lakh. This policy covers different hospitalisation expenses like in-patient medical expenses, pre-hospitalisation and post-hospitalisation, domiciliary hospitalisation, daycare procedures, ayurvedic treatment and so on.

3. UNI Criticare Policy – The UNI Criticare Policy is a critical illness plan that covers 11 specific critical illnesses such as cancer, coma, heart attack, kidney failure, stroke, etc. As per this policy, if the insured person is diagnosed with one of these critical illnesses, the company shall pay a lump sum amount to the insured person as compensation. People between the age of 21 and 65 years are eligible to take this insurance policy. It comes with the sum insured amount ranging from Rs. 1 lakh to Rs. 10 lakh and lifelong renewability feature. The policy holds a waiting period of 90 days from the date of inception of the policy and a survival period of 30 days from date of diagnosis.

4. Top-Up Medicare Policy – The Top Up Medicare Policy covers hospitalisation expenses up to the chosen sum insured after the threshold level of the policyholder’s policy is crossed. It is a plan that offers you additional protection at an affordable price. However, it is available on an individual as well as on a family floater basis and can be purchased irrespective of whether the policyholder holds any policy at present or not. The proposer of this plan can be between 18 years and 80 years, while its sum insured amount ranges from Rs. 3 lakh to Rs. 15 lakh with the threshold level from Rs. 2 lakh to Rs. 5 lakh.

5. Super Top-Up Medicare Policy – The Super Top Up Medicare Policy offers coverage for aggregate hospitalisation expenses incurred due to the hospitalisation of an insured person during the policy period exceeding the sum insured or threshold limit of the policy. With this plan, you can get extra health care protection at a reasonable rate. You can purchase it irrespective of whether you have any health insurance policy or not. The policy is available as an individual as well as family floater basis and can be bought by people between the age of 18 years and 80 years. The sum insured of this plan ranges from Rs. 3 lakh to Rs. 15 lakh that comes with the threshold limit from Rs. 2 lakh to Rs. 5 lakh.

What Is A Health Insurance Top-up Plan and Why Should I Buy It?

A Top-up health insurance plan is designed to provide extra insurance coverage to your existing health insurance policy. It offers additional support when the sum insured or threshold limit of your present plan gets exhausted during a medical emergency. With this plan, you can get extended coverage support for a single claim. However, Super Top-up is a cover that offers similar coverage but for multiple claims. With this cover, you can get coverage for as many claims as you want in a policy term after your threshold limit is crossed. 

United India Insurance offers both types of health insurance plans which are known as Top-Up Medicare Policy and Super Top-Up Medicare Policy. Both the plans can be purchased by any person between 18 years and 80 years of age and come with the sum insured amount ranging from Rs. 3 lakh to Rs. 15 lakh with deductibles from Rs. 2 lakh to Rs. 5 lakh. Benefits under the top-up medicare plan are in-patient hospitalisation, pre-hospitalization and post-hospitalisation expenses for 30 days and 60 days respectively, day care procedures, ambulance charges, and so on. Whereas, medical benefits offered under the super top-up medicare plan are in-patient hospitalisation, day care procedures, etc.

Why Choose United India Health Insurance?

United India Health Insurance gives a diverse range of features to its customers. A few of them are given below:

  • Digital Chat Box – The United India Health Insurance offers a digital chat box for its policyholders. It helps them with their health insurance-related queries which include policy assistance, claim assistance, KYC update, and so on. This benefit allows the policyholders of the insurer to seek policy solutions anytime, without any hassle.
  • Online Renewal – Policyholders of United India can easily renew their health insurance policies in a few minutes. They just have to enter their Policy Number to proceed ahead and renew their health insurance plan by making payment through a secured payment gateway. This makes the renewal process quite easier for the policyholders of the insurance provider.
  • Awards and Recognition – The United India Insurance Company is a trusted and recognised insurance brand. It has bagged several prestigious awards such as Indian Insurance Awards, Best Health Insurance Provider Award, The Most Ethical Company Award, Dalal Street Insurance Journal Award and many more.

Benefits of United India Health Insurance Plans

Here are the key insurance benefits offered by the United India Health Insurance Plan types:

  • Health Check-up Benefit – With almost all its health insurance covers, the insurer offers the health check-up benefit to its policyholders. Under this, the company is entitled to cover the cost of medical check-up once at the end of every three claim free years up to 1% of the average sum insured per insured person subject to a maximum of Rs. 5000.
  • Lifelong Renewability - The insurer gives lifetime renewability option to all its policyholders under almost all its health insurance policies. With this benefit, the policyholders can continue to be secured and avail the offerings of their health insurance policies. To enjoy this benefit, you just need to keep on renewing your plan at the end of the policy term without fail.
  • Portability Option – The potability is a benefit with which policyholders of different insurers can switch to the plans of United India Health Insurance. It will help them avail the services offered by the new insurer. This is quite an easy way to leave your last insurer and join a new one as per your budget and requirement.

United India Health Insurance Claim Settlement Ratio 

The Claim Settlement Ratio of an insurance provider is the ratio of the number of health insurance claims settled by an insurer out of the total claims received during a financial year. United India Insurance Company has featured a good Claim Settlement Ratio in the last two consecutive years. Following are the figures of Claim Settlement Ratio of United India Health Insurance Company for the last two years:

 

Financial Year

Claim Settlement Ratio 

FY 2017-2018

80.69%

FY 2018-2019

79.72%

(Source: IBAI’s General Insurance Claim Insights Handbook For Policyholders - 3rd & 4th Edition)

Network Hospitals of United India Health Insurance

The network hospitals are the hospitals that hold the affiliation of the insurer with which it provides cashless treatment to its policyholders and gets the payment for the medical expenses incurred directly from the insurance provider. The insurance providers with a higher number of network hospitals are always considered better as it helps the policyholders to find a healthcare facility with cashless treatment without any hassle. The United Insurance Company acquires more than 7,000 hospitals in its network.

United India Health Insurance Policy Terms

Here are the explanations of the health insurance policy terms of features provided by the United India Insurance Company. However, the conditions of these insurance-related offerings may vary from policy to policy:

 

Minimum Age of Entry

91 days

Maximum Age of Entry

No Limit

Policy Renewal

United India Insurance Company offers a lifetime renewability option to its policyholders so they continue to avail the benefits of their health insurance plan for lifelong through constant renewal of plan.

Co-Payment

The co-payment is a cost sharing requirement under a health insurance policy as per which the policyholders bear a specified percentage of the admissible claim amount. However, co-payment features are not applicable under most of the plans of this insurer, but as per one of its plans, a co-payment of 5% is applicable to each and every claim amount admissible.

Waiting Period

A waiting period of 30 days is applicable for all the medical expenses incurred on any type of treatment, except any injury caused due to an accident. However, pre-existing diseases are covered after a waiting period of 4 years of continuous coverage.

United India Health Insurance Claim Process

The health insurance claim refers to the request made by a policyholder with the insurance company for the compensation promised by the latter for medical expenses incurred by the former. A health insurance claim can be processed in two ways namely cashless claim and reimbursement claim.

What is the Cashless Claim Process of United India Health Insurance?

When a policyholder gets the required medical treatment at a hospital which is a part of the network of the insurance company, the claim is processed in a cashless manner, i.e., the insurer pays its liability directly to the hospital.

Here are the steps to raise a cashless claim with United India Insurance Company:

Step 1: Intimate the Insurance Provider
Inform United India Insurance Company or Third Party Administrator (TPA) about your hospitalisation at least 72 hours prior to the admission, in case of planned hospitalisation, and within 24 hours of admission, in case of emergency hospitalisation at 1800-425-333-33.

Step 2: Pre-Authorisation Request
Produce the health insurance ID card issued by the insurance provider or TPA at the helpdesk of the network hospital. Get the cashless request form available with the network hospital and complete it to send it to TPA for authorization.

Step 3: Verification of Documents
The TPA or insurance provider upon getting the cashless request form and related medical information from the policyholder or network provider shall issue a pre-authorization letter to the hospital after thorough verification.

Step 4: Claim Approval
If the TPA or claim settlement team of the insurer requires any other information, they may ask for some other documents too. However, they hold the right to reject the requests too, if they find the documents or details insufficient or false.

Step 5: Settlement of Claim
At the time of discharge, the insured person is required to verify and sign the discharge papers and pay for non-medical and inadmissible expenses. Then, the network hospital sends the final request with the complete hospital bill. After receiving the same, the insurance provider pays off the medical expenses after considering any co-payment, inadmissible expense or any other deduction.

How To Make A United India Health Insurance Reimbursement Claim?

Whenever a policyholder is treated at a non-network hospital of United India Insurance Company, the claim settlement of reimbursement type gets applicable. As per this claim process, the policyholders are required to make the payment of all their medical expenses incurred during hospitalisation and then can raise a claim reimbursement request with the insurer.

Here are the steps to raise a reimbursement claim with United India Insurance Company:

Step 1: Intimate The Insurance Provider
Inform United India Insurance Company about your hospitalisation at least 72 hours prior to getting admitted, in case of planned hospitalisation, and intimate within 24 hours in case of emergency hospitalisation at 1800-425-333-33.

Step 2: Avail Medical Treatment
Get treated at a non-network hospital and pay for the hospital bills. Then, the insured person is required to collect all the relevant medical documents to submit them to the insurance provider or TPA for the reimbursement of insurance claims.

Step 3: Submit Required Documents
Submit the completed and signed claim request form along with the necessary documents to the United India Insurance Company.

Documents required for United India Health Insurance Reimbursement Claim

  • Duly filled claim form
  • Certificate of medical tests, nature of operation performed, etc.
  • Bills and payment receipts, and discharge certificate signed by the doctor
  • Cash-memo from the diagnostic centre, pharmacies, etc.,
  • Payment receipts from doctors, surgeons, and so on.
  • Any other relevant document required by company or TPA
  • First investigation report or post mortem report, if required.

Step 4: Verification of Documents
The TPA or claim settlement team of United India Insurance Company will verify the claim form and medical documents provided. If they find them inadequate, they can ask for some more information or documents or even can reject the requests.

Step 5: Settlement of Claim
If a TPA or insurance provider finds all the information and medical documents right and relevant, they will approve the claim request of the insured person and reimburse all the admissible amount after making relevant deductions, co-payments etc

United India Health Insurance Renewal Process

The policyholders can continue to avail the health insurance plans of United India Insurance Company through the renewal process. Apart from staying associated with the plan, this procedure allows you to enhance the medical coverage of your health insurance cover to combat against any medical emergency in future.

Given below are the simple steps to renew your United India health insurance policy:

Step 1: Visit the website of United India Insurance Company i.e., www.uiic.co.in

Step 2: Select the ‘Health’ section from the Product tab, then click on the ‘Renew’ tab

Step 3: Enter your Policy Number of 20 digits and click on proceed button

Step 4: Review the details of health insurance plans details and premium amount for renewal

Step 5: Pay for the health insurance policy amount online via the insurer's payment gateway.

United India Health Insurance Tax Benefits

The United India Health Insurance Policy helps you secure your health as well as your savings. The policyholders of the insurer can get tax waivers from their taxable income, not more than the amount of their premium, as per the section 80D of the Income Tax Act. Refer to tax benefit details, which can be availed with the United India health insurance plans:

Situations

Premium Paid

Deduction under Section 80D of the Income Tax Act

Self, Family, Children

Parents

When Policyholder and Parents are below 60 years

Rs. 25,000

Rs. 25,000

Rs. 50,000

When Policyholder and family members are below 60 years with parents above 60 years

Rs. 25,000

Rs. 50,000

Rs. 75,000

When Policyholder, family members and parents are above 60 years

Rs. 50,000

Rs. 50,000

Rs. 1,00,000

Members of HUF

Rs. 25,000

Rs. 25,000

Rs. 25,000

Non-resident Individuals

Rs. 25,000

Rs. 25,000

Rs. 25,000

United India Health Insurance Premium Calculation

The premium amount of the health insurance plans gets affected by some factors. Information of such factors can help you find health insurance policies as per their need and budget. Factors affecting the premium amount of health insurance plans of United India Insurance Company are as follow:

  • Age – Young people are less likely to have health complications than older people, which means insurance providers need to pay compensation more frequently to latter than former. Therefore, policyholders of lower age are charged with less premium and policyholders with more age have to pay a higher premium.
  • Sum Insured – To choose a higher insurance cover, a higher premium is required to be paid. With your selection of a higher sum insured amount, the insurance provider becomes entitled to pay for more compensation during a medical emergency, which impacts the premium amount. Therefore, choose the sum insured amount strictly as needed.
  • Injurious Habits – Habits like smoking, chewing tobacco and other harmful substances on a regular basis increases health risks. The insurance providers see people with such habits as high-risk insurance buyers and charge higher premiums from them than from policyholders with healthy habits. Even, their applications can get rejected sometimes.
  • Occupation – The nature of work of policyholders and the amount of risk involved in it influence the premium charges. For instance, if a policyholder works at a school, he or she might get little or negligible exposure to any health risk, so his or her premium will be normal, but a person who works at a construction site or a factory is more prone to any injury or illness, hence, the premium amount will be higher.
  • Body Mass Index (BMI) – The insurers offer health insurance plans at a higher price to people with higher Body Mass Index (BMI) as they are more vulnerable to health complications like hypertension, diabetes, etc., and they have more chances of rising medical expenses. Hence, they are required to pay a higher premium than people with normal BMI.

What All Is Covered Under United India Health Insurance Policies?

Policyholders can avail the following inclusions under the health insurance plans of United India Insurance Company:

  • In-patient Hospitalisation – Under this, the insurer offers compensation for the medical expenses incurred due to the treatment of a covered illness, injury or any medical condition for which the insured person has to get admitted in a hospital for at least 24 hours. The coverage includes nursing charges, doctor’s fee, oxygen, blood, medicines and drugs, etc.
  • Pre-hospitalisation and Post-hospitalisation – The insurance provider covers the medical expenses of a policyholder incurred during the period up to 30 days prior to hospitalisation and during the period up to 60 days after the discharge from the hospital.
  • Day Care Procedures – It refers to a treatment or procedure which is conducted with local anaesthesia in a hospital or day care centre within 24 hours due to technological advancement and requires no hospitalisation. The insurer covers 140 daycare procedures.
  • Domiciliary Hospitalisation – The insurance provider offers the coverage for medical treatment for at least more than 3 days for an illness, disease or injury, where the patient is treated at home only due to non-availability of room in hospitals or he or she not being in a condition to be moved to a hospital.
  • Ayurvedic Treatment – The insurer covers the medical costs of ayurvedic treatments, but hospitalisation expenses are admissible only when the treatment has been undergone in a Government Hospital or in any Institute recognised by the Government and/or accredited by Quality Council of India/National Accreditation Board on Health.

What All Is Not Covered Under United India Health Insurance Policies?

Policyholders can not avail the following exclusions under the health insurance plans of United India Insurance Company:

  • Vitamins and Tonics – The insurer will not cover medical expenses incurred on vitamins and tonics unless forming part of treatment for injury or diseases as certified by the attending doctor.
  • Alternative Treatments – No coverage is offered for the expenses incurred on alternative treatments such as naturopathy treatment, acupressure, acupuncture, magnetic therapies, experimental and unproven treatments or therapies.
  • War-like Situations – The insurer will not cover the treatment of any injury or illness directly or indirectly caused due to any war, warlike operations, an act of invasion, riots or any act of the foreign enemy.
  • Alcohol or Drug Abuse – The medical expense incurred on the treatment of any injury or illness caused due to the influence of alcohol and/or drug abuse will not be covered by the insurance provider.
  • Cosmetic or Plastic Surgery – The expenses arising due to change of life operation, weight loss procedure, plastic or cosmetic or aesthetic treatment, unless necessitated by accident and prescribed by the doctor.

The above-mentioned inclusions and exclusion may vary from plan to plan offered by United India Health Insurance.

 

United India Health Insurance Plan List

Name of PlanSum Insured
Individual Health Insurance PolicyMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now
Senior Citizen Health Insurance Policy Min: 61 Years; Max: 80 Years1 Lakh Get Quotes Now
UNI Criticare PolicyMin: 21 Years; Max: 65 Years1 Lakh Get Quotes Now
Family Medicare PolicyMin: 3 Months; Max: 80 Years2 Lakh Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now

United India Health Insurance Top Up List

Name of PlanSum Insured
United Top Up Medicare Min: 3 Months; Max: 80 Years3 Lakh Get Quotes Now
Super Top Up Medicare PolicyMin: 3 Months; Max: 80 Years 3 Lakh Get Quotes Now

Claim Process at United India Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

United India Health Insurance User Reviews

  • Adequate coverage

    The Arogya Sanjeevani Policy offered by United India holds a sufficient amount of coverage to cover my family. Apart from serving with different featu...

    Read More
    K
    Kartik Singh
    On: Jun 18, 2020 | Views
  • Very beneficial health insurance plan

    I purchased this Arogya Sanjeevani Plan from InsuranceDekho plan. After availing the benefits of this policy, I can say that it is a great plan that c...

    Read More
    P
    Pradeep Sinha
    On: Jun 16, 2020 | Views
  • Awesome claim support

    I have an Arogya Sanjeevani Plan of United India. A few weeks ago, I made a health insurance claim that got settled within two days. The InsuranceDekh...

    Read More
    R
    Ravi Malik
    On: Jun 11, 2020 | Views
  • Easy to understand policy.

    I purchased the United Individual Health Insurance Policy last week for myself and my family and I am really satisfied with the features offered. Not ...

    Read More
    G
    Gokul Srivastav
    On: Jun 04, 2020 | Views
  • Got policy easily

    I was able to buy United India Arogya Sanjeevani Policy easily from InsuranceDekho. I called on their toll free number and received a call back from c...

    Read More
    A
    Ankit Srivastav
    On: Jun 03, 2020 | Views
  • Great coverage features.

    My United India Senior citizen health insurance covers my parents for many healthcare expenses. I bought it from InsuranceDekho and it covers them for...

    Read More
    V
    Vimal Dev
    On: Jun 02, 2020 | Views
  • Highly satisfied.

    I bought United India Arogya Sanjeevani Policy recently during the lockdown. I couldn’t connect with health insurance agents so buying the polic...

    Read More
    H
    Himanshu Goel
    On: Jun 01, 2020 | Views
  • Pool of health insurance plans

    InsuranceDekho has a pool of health insurance plans of which I chose United India’s Individual Health Insurance Policy as I found it to be most ...

    Read More
    D
    Deepak Arora
    On: May 30, 2020 | Views
  • Best Customer Experience

    I purchased United Indian Health Insurance from InsuranceDekho with the help of their executives, they also cleared all my doubts and suggested the be...

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    G
    Gaurav Saini
    On: May 29, 2020 | Views
  • Best Health Plans

    At United India, I took the Senior Citizen Health Insurance Policy for my parents. This plan covers 30 days pre-hospitalisation & 60 days post-hos...

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    M
    Manya Chatterjee
    On: May 28, 2020 | Views
  • Good job Insurance Dekho!

    I am thankful to the team at InsuranceDekho who helped me buy United India’s Individual Health Insurance Policy online. The process was so easy ...

    Read More
    J
    Jaideep Singh
    On: May 27, 2020 | Views
  • Suitable for us!!

    I am very thankful to Insurancedekho for helping me choose United India Arogya Sanjeevani Policy. This is a suitable policy for me and has a...

    Read More
    S
    Shayma Pandey
    On: May 26, 2020 | Views
  • Reasonable

    Arogya Sanjeevani Policy is a reasonable one! Though a new policy, it is suitable for the low-income person like me. The policy covers every basic med...

    Read More
    L
    Laxmi Ganda
    On: May 26, 2020 | Views
  • Really helpful team at InsuranceDekho

    Customer support executives at InsuranceDekho are very knowledgeable and suggested United India’s Individual Health Insurance policy as per my r...

    Read More
    S
    Shikhar Aggarwal
    On: May 26, 2020 | Views
  • Useful for family!

    Arogya Sanjeevani Policy United India is useful for me and my family. I am now not worried about the health of my family as the policy has enabled me ...

    Read More
    S
    Sunil Sinha
    On: May 07, 2020 | Views
  • Good enough!

    This policy of United India is good enough! I have purchased this policy on the family floater. Though sum insured is not 5 lakh but the premium is lo...

    Read More
    G
    Govind Srivastava
    On: May 06, 2020 | Views
  • Excellent insurance plan

    There are many benefits included in this policy. I get 30 days pre hospitalisation expenses cover, and 60 days post hospitalisation cover. The plan al...

    Read More
    S
    Sujas Singh
    On: Mar 02, 2020 | Views
  • Should buy this from insurancedekho

    United offers a great range of health insurance plans to the policyholders at nominal health insurance premium. It is an excellent investment option f...

    Read More
    K
    Karanbir Singhal
    On: Mar 02, 2020 | Views
  • Gift your parents this product today

    Unlike the case in other Senior citizen health insurance policies, the one offered by united can cover people up to the age of 80 years. The minimum s...

    Read More
    G
    Girish Rajput
    On: Mar 02, 2020 | Views
  • Unique in nature!

    For me, Super Top Up Medicare Policy is unique. I have bough this policy as basic health insurance and get extensive coverage such as coverage for d...

    Read More
    L
    Lokesh Verma
    On: Jan 28, 2020 | Views

Latest United India Health Insurance News

United India Health Insurance Contact Details

Reach us for help anytime

United India Health Insurance FAQs

  • Why should I buy a health insurance policy from United India Insurance?

    United India Insurance is a great option for buying a health insurance policy. Successfully catering to the variegated insurance needs of customers for the past few decades, United India Insurance offers affordable, wide coverage health insurance policies that provide added financial protection at the time of a medical emergency. By investing in United India health insurance, you can ensure financial stability at a time you may need it the most.

  • How to apply for and buy United India health insurance policy?

    If interested in applying for and buying United India health insurance, you can either visit the office of United India Insurance or visit www.insurancedekho.com.

  • What are the health insurance policies offered by United India Insurance?

    Health insurance policies offered by United India Insurance include Individual Health Insurance, Family Medicare Policy, UNI Criticare Health Insurance, Senior Citizen Policy, Top Up Medicare Policy, etc. 

  • Does United India Insurance provide critical illness cover?

    Yes! UNI Criticare Health Insurance is the critical illness policy you can opt for to get covered for critical illnesses.

  • What is the Claim Settlement Ratio of United India Insurance?

    The claim settlement ratio of United India Insurance for the year ended March 31, 2018 is 80.69%. 

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