United India Insurance

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Highlights
  • 7,000+ Network Hospitals
    Check in your City
  • 12,30,765 Policies Issued
  • 110.95% Incurred Claim Ratio
  • Lifelong Renewability
  • 80.69% Claim Settlement Ratio
  • Dedicated Claim Settlement

About United India

United India Insurance Company Limited was incorporated in 1938. Fully owned by the Government of India, the general insurance company was nationalised in the year 1972. One of the leading insurance providers in the country, United India Insurance was previously a subsidiary of General Insurance Corporation of India. After GIC became a reinsurance company as per IRDA Act 1999, United India Insurance along with other three primary insurance subsidiaries got autonomy. In 2018, the Government of India announced the merger of United India Insurance Company with Oriental Insurance and National Insurance Company Limited.

Headquartered in Chennai, United India Insurance was formed after its merger with 12 Indian insurance companies, 4 co-operative insurance societies, 5 foreign insurers with Indian operations and the general insurance operations of the southern region of LIC. Having 18,300 workforce spread across 1,340 offices providing insurance cover to more than 1 Crore policyholders, United India Insurance offers superior insurance products in the area of health, travel, motor, personal accident, fire, marine, and numerous others.

Key Highlights 

  • Dedicated claim settlement
  • Access to 7000+ network hospitals
  • Comprehensive health insurance plans 
  • Wide variety of exclusive health insurance products
  • Presence in over 2248 locations all across the country
  • Tax benefits under Section 80D of the Income Tax Act 1961
  • Coverage for all the costs of medical care of an individual, family or senior citizen

Serving the diverse insurance needs of hundreds and thousands of Indians for the past few decades, United India Insurance leaves no stone unturned in securing its position as the most preferred Indian insurer with global footprint and recognition. Effective medical coverage and complete customer satisfaction, without the loss of savings of the customers is what the renowned insurer puts its efforts in.

Be it an individual or a complete family, United India Insurance provides supreme health insurance coverage for one and all. Having United India Insurance’s health insurance plans such as Individual Health Insurance, Family Medicare Policy, UNI Criticare Health Insurance, Senior Citizen Policy, Top Up Medicare Policy, and others by your side, won’t leave you feel concerned about your health or money, even during a trying time. 

United India Insurance Plan List

Name of PlanSum Insured
Individual Health Insurance PolicyMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now
Senior Citizen Health Insurance Policy Min: 61 Years; Max: 80 Years1 Lakh Get Quotes Now
UNI Criticare PolicyMin: 21 Years; Max: 65 Years1 Lakh Get Quotes Now
Family Medicare PolicyMin: 3 Months; Max: 80 Years2 Lakh Get Quotes Now

United India Insurance Top Up List

Name of PlanSum Insured
United Top Up Medicare Min: 3 Months; Max: 80 Years3 Lakh Get Quotes Now
Super Top Up Medicare PolicyMin: 3 Months; Max: 80 Years 3 Lakh Get Quotes Now

Claim Process at United India Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of United India Insurance at 1-800-425-33333.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of United India Insurance 1-800-425-33333.

United India Insurance User Reviews

  • Happy with United India Insurance

    My previous experiences with other health insurers have been disappointing. However, my new policy with United India Insurance is everything I ever wanted in my health cover. The health coverage is vast and covers my family. The option of cashless treatment, the number of network hospitals, and other features are great! 

    V
    On: Jul 19, 2019 | Views
  • Nice policy by United India Insurance

    It was InsuranceDekho that recommended United India Insurance to me. Now that I own a policy from the insurer, I realize I made the right decision. Where else could I have found a comprehensive medical cover, low premium amount, superb customer support, and cashless claim with such ease. I recommend both, United India Insurance and InsuranceDekho to all!

    A
    On: Jul 18, 2019 | Views
  • Great services by United India Insurance

    I have United India health insurance from the past 3 years. Overall, I am satisfied with the insurer as I haven’t faced any issue in terms of cover, claim, customer support, etc. The policy covers my family at a premium rate that is extremely affordable. I would definitely recommend United India Insurance! 

    J
    On: Jul 17, 2019 | Views
  • Satisfied with services from United India Insurance

    Firstly, I would thank InsuranceDekho for recommending United India Insurance. My current health insurance is the best because it provides extensive coverage. The premium is quite less in comparison to my previous policy. I have not opted for a claim as of now, but the claim process is simple too. Overall, I am happy with my decision.

    H
    On: Jul 17, 2019 | Views
  • Best health cover

    I recommend United India Insurance to all. The insurer offers health insurance plans with maximum coverage at an affordable premium rate. The policy that I now have provides cover for my entire family. Moreover, the insurer has tie-up with multiple network hospitals and offers cashless treatment as well. Thanks to InsuranceDekho for this plan.

    S
    On: Jul 16, 2019 | Views
  • Happy with my United India Insurance policy

    My experience with United India Insurance policy is new. I opted for the policy because of my friend’s recommendation and must say, my decision has been satisfying. The policy has vast coverage, premium is low and comes with cashless treatment feature. Overall, I am happy with the services offered.

    M
    On: Jul 15, 2019 | Views

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United India Insurance Contact Details

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United India Insurance FAQs

  • Why should I buy a health insurance policy from United India Insurance?

    United India Insurance is a great option for buying a health insurance policy. Successfully catering to the variegated insurance needs of customers for the past few decades, United India Insurance offers affordable, wide coverage health insurance policies that provide added financial protection at the time of a medical emergency. By investing in United India health insurance, you can ensure financial stability at a time you may need it the most.

  • How to apply for and buy United India health insurance policy?

    If interested in applying for and buying United India health insurance, you can either visit the office of United India Insurance or visit www.insurancedekho.com.

  • What are the health insurance policies offered by United India Insurance?

    Health insurance policies offered by United India Insurance include Individual Health Insurance, Family Medicare Policy, UNI Criticare Health Insurance, Senior Citizen Policy, Top Up Medicare Policy, etc. 

  • Does United India Insurance provide critical illness cover?

    Yes! UNI Criticare Health Insurance is the critical illness policy you can opt for to get covered for critical illnesses.

  • What is the Claim Settlement Ratio of United India Insurance?

    The claim settlement ratio of United India Insurance for the year ended March 31, 2018 is 80.69%. 

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