United India Health Insurance

27 reviews Rate This
  • 7,000+ Network Hospitals
    Check in your City
  • 11,82,067 Policies Issued
  • 110.95% Incurred Claim Ratio
  • Lifelong Renewability
  • 80.69% Claim Settlement Ratio
  • Dedicated Claim Settlement

About United India

United India Insurance Company Limited was incorporated in 1938. Fully owned by the Government of India, the general insurance company was nationalised in the year 1972. One of the leading insurance providers in the country, United India Insurance was previously a subsidiary of General Insurance Corporation of India. After GIC became a reinsurance company as per IRDA Act 1999, United India Insurance along with other three primary insurance subsidiaries got autonomy. In 2018, the Government of India announced the merger of United India Insurance Company with Oriental Insurance and National Insurance Company Limited.

Headquartered in Chennai, United India Insurance was formed after its merger with 12 Indian insurance companies, 4 co-operative insurance societies, 5 foreign insurers with Indian operations and the general insurance operations of the southern region of LIC. Having 18,300 workforce spread across 1,340 offices providing insurance cover to more than 1 Crore policyholders, United India Insurance offers superior insurance products in the area of health, travel, motor, personal accident, fire, marine, and numerous others.

Key Highlights 

  • Dedicated claim settlement
  • Access to 7000+ network hospitals
  • Comprehensive health insurance plans 
  • Wide variety of exclusive health insurance products
  • Presence in over 2248 locations all across the country
  • Tax benefits under Section 80D of the Income Tax Act 1961
  • Coverage for all the costs of medical care of an individual, family or senior citizen

Serving the diverse insurance needs of hundreds and thousands of Indians for the past few decades, United India Insurance leaves no stone unturned in securing its position as the most preferred Indian insurer with global footprint and recognition. Effective medical coverage and complete customer satisfaction, without the loss of savings of the customers is what the renowned insurer puts its efforts in.

Be it an individual or a complete family, United India Insurance provides supreme health insurance coverage for one and all. Having United India Insurance’s health insurance plans such as Individual Health Insurance, Family Medicare Policy, UNI Criticare Health Insurance, Senior Citizen Policy, Top Up Medicare Policy, and others by your side, won’t leave you feel concerned about your health or money, even during a trying time. 

United India Health Insurance Plan List

Name of PlanSum Insured
Individual Health Insurance PolicyMin: 91 Days; Max: 65 Years2 Lakh Get Quotes Now
Senior Citizen Health Insurance Policy Min: 61 Years; Max: 80 Years1 Lakh Get Quotes Now
UNI Criticare PolicyMin: 21 Years; Max: 65 Years1 Lakh Get Quotes Now
Family Medicare PolicyMin: 3 Months; Max: 80 Years2 Lakh Get Quotes Now

United India Health Insurance Top Up List

Name of PlanSum Insured
United Top Up Medicare Min: 3 Months; Max: 80 Years3 Lakh Get Quotes Now
Super Top Up Medicare PolicyMin: 3 Months; Max: 80 Years 3 Lakh Get Quotes Now

Claim Process at United India Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of United India Health Insurance at 1-800-425-33333.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of United India Health Insurance 1-800-425-33333.

United India Health Insurance User Reviews

  • A better choice!

    United India Insurance is always a better choice for me due to its customer-friendly health policies, quality customer service and affordable premium ...

    Read More
    Ajay Joshi
    On: Jan 27, 2020 | Views
  • Honest people

    United India company has honest people to serve customers. I am impressed with the kind of service i receive from them. Truly appreciable!

    Muni Swamy
    On: Jan 21, 2020 | Views
  • Atul Kumar Chaudhari

    For me, United India is the most trusted name in the health insurance industry. Professional customer service staff, timely service, quick response an...

    Read More
    Trusted name!
    On: Jan 16, 2020 | Views
  • Most reliable in industry

    For me, United India is the most reliable insurance provider in the country. I can say this based on my experience with the company. I have been using...

    Read More
    Anil Kumar Sharma
    On: Jan 10, 2020 | Views
  • Best choice!

    Before United India health plan, I would use health insurance plans from different insurance companies. And now, I can say that United India is far be...

    Read More
    Mohd Asad Hashmi
    On: Jan 08, 2020 | Views
  • Positive experience!

    I have a positive experience with United India. As an insurance provider, the company makes the best policies and effort to benefits its customers. A ...

    Read More
    Salvaji Ram Prasad
    On: Jan 06, 2020 | Views
  • Strong Belief

    I have a strong belief in United India for its being very loyal to me. I have been using its product for the last one and a half year. During thi...

    Read More
    On: Jan 05, 2020 | Views
  • Professional Staff

    Have taken health insurance cover with United India with the help of Insurancedekho. At the end of the policy year, i filed a claim. Thank god, the in...

    Read More
    Yogesh Bhatia
    On: Dec 27, 2019 | Views
  • Everyone should choose this company!

    I have taken health insurance of United India and i am impressed with its policy, premiums and customer support service. It’s reliable because i...

    Read More
    On: Dec 25, 2019 | Views
  • Kind & faithful

    I am using health insurance of United India Insurance. I can say that people working there are very kind and faithful. I am very satisfied with the ki...

    Read More
    On: Dec 18, 2019 | Views
  • Highly reliable and amicable

    United India Insurance is highly reliable and amicable. Excellent customer supporting team, quick resolutions for any query and easy to access, I am i...

    Read More
    Rahul Samant
    On: Dec 17, 2019 | Views
  • Fast and hassle-free service!

    I am satisfied with the United India health insurance policy I have taken for my health. The service at United India is good and the cl...

    Read More
    Sheikh Aslam
    On: Oct 14, 2019 | Views
  • Quality Service Support

    I like the employee-friendly environment. The service support at United India is very good. Employees are humble, good listeners and problem solv...

    Read More
    Kaushik Sinha Roy
    On: Oct 14, 2019 | Views
  • Customer-friendly service!

    A good company to buy health insurance. I have got a new insurance policy issued without any problem. Customer-friendly service. Educated and professi...

    Read More
    Vikas Gupta
    On: Sep 24, 2019 | Views
  • Transparent service!

    The services at United India are utterly transparent. They don’t hide anything from policy buyers. Whatever features or services they provide to...

    Read More
    On: Sep 24, 2019 | Views
  • Extensive coverage options

    United India has some very good health insurance plans. I compared different insurance plans at InsuranceDekho online and then chose the United India&...

    Read More
    Rajkumar Navale
    On: Sep 23, 2019 | Views
  • Great experience with United India

    I recently bought United India Insurance plan with the help of InsuranceDekho. It has been my great experience with the insurer. People working w...

    Read More
    Divya Singh
    On: Sep 23, 2019 | Views
  • Best insurer for me!

    I would personally thank InsuranceDekho to recommend me United India for the health policy. I am completely satisfied with the service of United India...

    Read More
    Puneet Singh
    On: Sep 20, 2019 | Views
  • Great people to deal with

    United India is a great company to deal with customers. People working there are friendly. They are easy to talk and quick to respond. They have great...

    Read More
    On: Sep 20, 2019 | Views
  • Helpful

    Helpful in making me purchase the health insurance policy matching mine and my family requirements at one go.

    kamal arora
    On: Sep 09, 2019 | Views
  • Awesome

    The company offers awesome health insurance policies at the low premium ever! I was suprised to see the options available.

    On: Aug 06, 2019 | Views
  • Happy with United India Insurance

    My previous experiences with other health insurers have been disappointing. However, my new policy with United India Insurance is everything I ever wa...

    Read More
    Vivek Chilka
    On: Jul 19, 2019 | Views
  • Nice policy by United India Insurance

    It was InsuranceDekho that recommended United India Insurance to me. Now that I own a policy from the insurer, I realize I made the right decision. Wh...

    Read More
    Abhijeet Singh
    On: Jul 18, 2019 | Views
  • Great services by United India Insurance

    I have United India health insurance from the past 3 years. Overall, I am satisfied with the insurer as I haven’t faced any issue in terms of co...

    Read More
    On: Jul 17, 2019 | Views
  • Satisfied with services from United India Insurance

    Firstly, I would thank InsuranceDekho for recommending United India Insurance. My current health insurance is the best because it provides extensive c...

    Read More
    Heena Maru
    On: Jul 17, 2019 | Views
  • Best health cover

    I recommend United India Insurance to all. The insurer offers health insurance plans with maximum coverage at an affordable premium rate. The policy t...

    Read More
    Surekha Pankaj Panwar
    On: Jul 16, 2019 | Views
  • Happy with my United India Insurance policy

    My experience with United India Insurance policy is new. I opted for the policy because of my friend’s recommendation and must say, my decision ...

    Read More
    Manish Vats
    On: Jul 15, 2019 | Views

Latest United India Health Insurance News

United India Health Insurance Contact Details

Reach us for help anytime

United India Health Insurance FAQs

  • Why should I buy a health insurance policy from United India Insurance?

    United India Insurance is a great option for buying a health insurance policy. Successfully catering to the variegated insurance needs of customers for the past few decades, United India Insurance offers affordable, wide coverage health insurance policies that provide added financial protection at the time of a medical emergency. By investing in United India health insurance, you can ensure financial stability at a time you may need it the most.

  • How to apply for and buy United India health insurance policy?

    If interested in applying for and buying United India health insurance, you can either visit the office of United India Insurance or visit www.insurancedekho.com.

  • What are the health insurance policies offered by United India Insurance?

    Health insurance policies offered by United India Insurance include Individual Health Insurance, Family Medicare Policy, UNI Criticare Health Insurance, Senior Citizen Policy, Top Up Medicare Policy, etc. 

  • Does United India Insurance provide critical illness cover?

    Yes! UNI Criticare Health Insurance is the critical illness policy you can opt for to get covered for critical illnesses.

  • What is the Claim Settlement Ratio of United India Insurance?

    The claim settlement ratio of United India Insurance for the year ended March 31, 2018 is 80.69%. 

Latest Health Articles

Popular Health Insurance Companies

  • ReligareReligare
  • Max BupaMax Bupa
  • Star HealthStar Health
  • ManipalCignaManipalCigna
  • Apollo MunichApollo Munich
  • Royal SundaramRoyal Sundaram
  • Universal SompoUniversal Sompo
  • Aditya BirlaAditya Birla
  • EdelweissEdelweiss
  • New IndiaNew India
  • Reliance GeneralReliance General
  • Tata AIGTata AIG
  • Bajaj AllianzBajaj Allianz
  • Liberty GeneralLiberty General
  • Iffco TokioIffco Tokio
  • ICICI LombardICICI Lombard
  • Future GeneraliFuture Generali
  • Bharti AXABharti AXA
  • SBI GeneralSBI General
  • NationalNational
  • Chola MSChola MS
  • OrientalOriental
  • Raheja QBERaheja QBE
  • Magma HDIMagma HDI
  • GoDigitGoDigit
  • Reliance HealthReliance Health
View All Up Arrow