IFFCO Tokio Health Insurance Benefits
Claim Settlement | Dedicated Team |
Claim Settlement Ratio | 96.33% |
COVID-19 Cover | Yes |
Network Hospitals | 5,000+ |
Policies Sold | 1,55,454 |
Renewability | Lifelong |
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IFFCO Tokio Health Insurance Plan List
Name of Plan | Sum Insured | |
Family Health ProtectorMin: 1 Day; Max: 65 Years | 1.5 Lakh | Check Premium |
Individual Health Protector PolicyMin: 91 Days; Max: 65 Years | 50 Thousand | Check Premium |
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years | Check Premium | |
Individual Medishield PolicyMin: 3 Months; Max: 65 Years | 50 Thousand | Check Premium |
Swasthya Kavach PolicyMin: 3 Months; Max: 65 Years | 2 Lakh | Check Premium |
Critical Illness Insurance PolicyMin: 5 Years; Max: 60 Years | 2 Lakh | Check Premium |
Corona Kavach PolicyMin: 1 Day; Max: 65 Years | 50,000 - 5 lakh | Check Premium |
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years | 50,000 - 2.5 lakh | Check Premium |
MOS-Bite Protector PolicyMin: 91 Days; Max: 65 years | Check Premium |
Benefits of IFFCO Tokio Health Insurance
IFFCO Tokio is an esteemed health insurance provider, that safeguards its customers from expensive healthcare costs by offering them comprehensive health insurance plans. These health insurance plans cover the insured against medical expenses such as doctor fees, hospitalisation expenses, medicines, and other relevant care procedures.
IFFCO Tokio health insurance plans offer policyholders with a number of advantages that are difficult to overlook. In present era, where health-care costs are rising by the day, the benefits of the insurer allow people to choose the best possible medical treatment and procedures without worrying about the expenses.A few advantages that policyholders are given under this insurer include cashless facility, pre-hospitalisation and post-hospitalisation cover, cover for ambulance services, cumulative bonus, medical check-up, tax benefits, and so on.
IFFCO Tokio offers a variety of health insurance plans that are customized to meet the requirements of the people. These include individual plans, family plans, personal accident insurance plans, critical illness plans, etc. These policies provide special care to people according to their needs.
Additional Benefit of Free Health Check up
IFFCO Tokio provides a free health check-up option with some of its health insurance policies. Health check-up coverage is offered up to a certain limit either once a year or after a certain period of time.This feature lets individuals access their health with routine check-ups without worrying about the expenses.
Additional Protection over Employer Coverage
IFFCO Tokio allows the individuals to own its health insurance plan in addition to a group health policy offered by their employers.It will enhance their group coverage and safeguard them when they are unemployed. People can select policies based on their coverage requirements.
Cashless Benefit
Cashless payment facility eliminates the trouble of bill payments at the hospital. IFFCO Tokio is empanelled with around 5,000+ network hospitals across the country that allow policyholders to avail cashless medical treatments.
Claim Settlement Ratio
IFFCO Tokio Health Insurance does its best to settle the claims as swiftly as possible. For the Financial Year 2019-20, the insurer has an excellent Claim Settlement Ratio of 96.33%. The CSR ensures trust among the policyholders and increases the number of potential buyers.
Coverage against Medical Expenses
IFFCO Tokio offers a wide range of health insurance policies that provide comprehensive coverage. In-patient hospitalisation, pre- and post-hospitalisation, non-allopathic procedures, daycare therapies, domiciliary hospitalisation, and other features help to provide coverage.In addition to these, the insurer also holds a critical illness policy and hospital cash plan that offers a fixed amount to insured members instead of actual medical expenses.
Incurred Claim Ratio
Incurred Claim Ratio ICR is the rate of the claim settlement amount to the premium collected for an accounting period. The ICR of IFFCO Tokio for FY 2019-20 is 95.66%.
Tax Benefit
An IFFCO Tokio health insurance policy not only helps policyholders save money on medical expenses, but it also provides them with tax benefits.The policyholders can avail tax benefits under Section 80D of the Income Tax Act, 1961, on the premiums paid for these plans.
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Additional Benefit of Free Health Check up
Some health insurance policies offered by IFFCO Tokio are equipped with a free health check-up option. The coverage for health check-up is provided up to a certain limit either every year or after a certain period of time. This feature let individuals access their health with routine check-ups without worrying about the expenses. -
Additional Protection over Employer Coverage
IFFCO Tokio allows the individuals to own its health insurance plan in addition to a group health policy offered by their employers. It will enhance their group coverage and safeguard them at the time of being unemployed. People can select the policies on the basis of coverage requirement. -
Cashless Benefit
Cashless payment facility eliminates the trouble of bill payments at the hospital. IFFCO Tokio is empanelled with around 5,000+ network hospitals across the country that allow policyholders to avail cashless medical treatments. -
Claim Settlement Ratio
IFFCO Tokio Health Insurance does its best to settle the claims as swiftly as possible. For the Financial Year 2019-20, the insurer has an excellent Claim Settlement Ratio of 96.33%. The CSR ensures trust among the policyholders and increases the number of potential buyers. -
Coverage against Medical Expenses
A wide array of health insurance policies offered by IFFCO Tokio gives comprehensive coverage. The features that assist in providing the coverage are in-patient hospitalisation, pre and post hospitalisation, non-allopathic procedures, daycare treatments, domiciliary hospitalisation, etc. In addition to these, the insurer also holds critical illness policy and hospital cash plan that offers a fixed amount to insured members instead of actual medical expenses.
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*Tax benefits are subject to changes in Income Tax Act.
IFFCO Tokio Health Insurance Top Up List
Name of Plan | Sum Insured | |
Health Protector PlusMIn: 3 Months; Max: 65 Years | 2 Lakh | Check Premium |
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FAQ About IFFCO Tokio Health Insurance
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If I purchase a health plan with IFFCO Tokio, will I get any tax benefit?
Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961.
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How many claims I can make with IFFCO Tokio plan?
There is no maximum limit for claims to be made. Thus, you can make as many claims as you need within the limit of your plan’s sum insured.
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What are the essential documents required for purchasing a health plan from IFFCO Tokio?
No documents from PAN Card to ID proof are needed to buy a health insurance policy from IFFCO Tokio. However, as per the rules of TPA and insurer, policyholders might need ID proof at the time of filing a claim.
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What would happen if I cancel a health plan of IFFCO Tokio after purchase?
Your health insurance plan will stop from the date of policy cancellation. Also, you will get your premium back as per the rates of short period cancellation as per the terms and conditions of the policy.
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How many network hospitals are empanelled with IFFCO Tokio?
IFFCO Tokio General Insurance is tied up with around 5,000+ network hospitals across the country. Policyholders can find cashless hospitalisation at all these hospitals.