IFFCO Tokio Health Insurance Benefits

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Claim SettlementDedicated Team
Claim Settlement Ratio96.33%
COVID-19 CoverYes
Network Hospitals5,000+
Policies Sold1,55,454

Benefits of IFFCO Tokio Health Insurance

IFFCO Tokio is an esteemed health insurance provider, that safeguards its customers from expensive healthcare costs by offering them comprehensive health insurance plans. These health insurance plans cover the insured against medical expenses such as doctor fees, hospitalisation expenses, medicines, and other relevant care procedures.

IFFCO Tokio health insurance plans offer multiple benefits to the policyholders, which are hard to overlook. In the present era, when the health care expenses are soaring higher every day, the beneficial features of the insurer help in opting for the best possible medical treatment and procedures without worrying about the bills. A few advantages that policyholders are given under this insurer include cashless facility, pre-hospitalisation and post-hospitalisation cover, cover for ambulance services, cumulative bonus, medical check-up, tax benefits, and so on.

IFFCO Tokio offers a variety of health insurance plans specially designed for the varied requirements of the people. These include individual plans, family plans, personal accident insurance plans, critical illness plans, etc. These policies provide special care to people according to their needs.

  • Additional Benefit of Free Health Check up

    Some health insurance policies offered by IFFCO Tokio are equipped with a free health check-up option. The coverage for health check-up is provided up to a certain limit either every year or after a certain period of time. This feature let individuals access their health with routine check-ups without worrying about the expenses.
  • Additional Protection over Employer Coverage

    IFFCO Tokio allows the individuals to own its health insurance plan in addition to a group health policy offered by their employers. It will enhance their group coverage and safeguard them at the time of being unemployed. People can select the policies on the basis of coverage requirement.
  • Cashless Benefit

    Cashless payment facility eliminates the trouble of bill payments at the hospital. IFFCO Tokio is empanelled with around 5,000+ network hospitals across the country that allow policyholders to avail cashless medical treatments.
  • Claim Settlement Ratio

    IFFCO Tokio Health Insurance does its best to settle the claims as swiftly as possible. For the Financial Year 2019-20, the insurer has an excellent Claim Settlement Ratio of 96.33%. The CSR ensures trust among the policyholders and increases the number of potential buyers.
  • Coverage against Medical Expenses

    A wide array of health insurance policies offered by IFFCO Tokio gives comprehensive coverage. The features that assist in providing the coverage are in-patient hospitalisation, pre and post hospitalisation, non-allopathic procedures, daycare treatments, domiciliary hospitalisation, etc. In addition to these, the insurer also holds critical illness policy and hospital cash plan that offers a fixed amount to insured members instead of actual medical expenses.
  • Incurred Claim Ratio

    Incurred Claim Ratio ICR is the rate of the claim settlement amount to the premium collected for an accounting period. The ICR of IFFCO Tokio for FY 2018-19 is 102%.
  • Tax Benefit

    An IFFCO Tokio health insurance policy not only helps the policyholders save the expenditure incurred on the health care treatments, but also provides them tax benefits. The policyholders can avail tax benefits under Section 80D of the Income Tax Act, 1961, on the premiums paid for these plans.

IFFCO Tokio Health Insurance Plan List

Name of PlanSum Insured
Family Health ProtectorMin: 1 Day; Max: 65 Years1.5 Lakh Get Quotes Now
Individual Health Protector PolicyMin: 91 Days; Max: 65 Years50 Thousand Get Quotes Now
Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Get Quotes Now
Corona Rakshak PolicyMin: 18 Years; Max: 65 Years50,000 - 2.5 lakh Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsUp to Rs. 5 Lakh Get Quotes Now
Individual Medishield PolicyMin: 3 Months; Max: 65 Years50 Thousand Get Quotes Now
Swasthya Kavach PolicyMin: 3 Months; Max: 65 Years2 Lakh Get Quotes Now
Critical Illness Insurance PolicyMin: 5 Years; Max: 60 Years2 Lakh Get Quotes Now
MOS-Bite Protector PolicyMin: 91 Days; Max: 65 yearsUp to Rs 5 lakh Get Quotes Now

IFFCO Tokio Health Insurance Top Up List

Name of PlanSum Insured
Health Protector PlusMIn: 3 Months; Max: 65 Years2 Lakh Get Quotes Now

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IFFCO Tokio Health Insurance Contact Details

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Claim Process at IFFCO Tokio Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1049 IFFCO Tokio Cashless Network Hospitals in India

Insurance Products by IFFCO Tokio General Insurance

FAQ About IFFCO Tokio Health Insurance

  • If I purchase a health plan with IFFCO Tokio, will I get any tax benefit?

    Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961.

  • How many claims I can make with IFFCO Tokio plan?

    There is no maximum limit for claims to be made. Thus, you can make as many claims as you need within the limit of your plan’s sum insured. 

  • What are the essential documents required for purchasing a health plan from IFFCO Tokio?

    No documents from PAN Card to ID proof are needed to buy a health insurance policy from IFFCO Tokio. However, as per the rules of TPA and insurer, policyholders might need ID proof at the time of filing a claim.

  • What would happen if I cancel a health plan of IFFCO Tokio after purchase?

    Your health insurance plan will stop from the date of policy cancellation. Also, you will get your premium back as per the rates of short period cancellation as per the terms and conditions of the policy.

  • How many network hospitals are empanelled with IFFCO Tokio?

    IFFCO Tokio General Insurance is tied up with around 5,000+ network hospitals across the country. Policyholders can find cashless hospitalisation at all these hospitals.

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*Standard T&C Apply. All savings/offers are provided by the Insurers, which are subject to modification .For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Tax benefits are subject to changes in applicable tax laws. Girnar Insurance Brokers Private Limited, (CIN: U66010RJ2016PTC054811, Regd .Off: Girnar 21, Govind Marg, Moti Doongari Road, Dharam Singh Circle, Jaipur, Rajasthan- 302004; Corp. Off: 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (Life & General) valid till 19th March 2023. Email - ; Helpline number: 7551196989.
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