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Magma HDI Health Insurance Benefits

169 reviews Rate This
Claim Settlement Ratio90.00%
Network Hospitals7,800+
Special BenefitsModern treatments such as IVF, Psychiatric covered
Cashless Approval TAT2 hr Cashless Claim Processing

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Benefits of Magma HDI Health Insurance

Magma HDI General Insurance Company is a renowned insurer that captures a good amount of insurance market by providing affordable and valuable health insurance plans for individuals, families, accidental cases, critical illness patients, etc. The organisation provides several effective products for families as well as individuals, which can easily be purchased as well as renewed online.

Magma HDI General Insurance Company owns various plans which are designed to offer a wide range of coverage to customers. The components among its offering may include IVF treatment cover, AYUSH coverage, Lasik surgery cover, pre-hospitalisation and post-hospitalisation cover, ambulance charges, pre-existing disease coverage, etc. Besides these, the policyholders can attain some additional covers like customer support, lifelong renewability, the option of portability, and so on.

  • Additional Benefit of Free Health Check up

    Magma HDI provides free annual health check-up to all the adult insured members, which may vary from plan to plan. This benefit is included in the majority of plans offered by the insurer.
  • Additional Protection over Employer Coverage

    The insurance policy provided by the employer may not include the coverage for several illnesses. Therefore, with Magma HDI General Insurance company you can enhance your plan and find additional insurance features.
  • Cashless Benefit

    Health insurance plans provided by Magma HDI are designed to help policyholders prevent facing the stress related to monetary crunches, which may occur during medical contingencies. With more than 4,100 network hospitals, the insurer makes it easier for insured members to avail cashless treatment across the nation.
  • Claim Settlement Ratio

    Getting the proper claim easily and swiftly is the ultimate objective of every policyholder. Hence, to ensure the performance of any insurer checking the claim settlement ratio is very crucial. The claim settlement ratio (CSR) of Magma HDI for FY 2019-20 is 95.17%, which is a sign of an efficient insurer. Note that the CSR changes from time to time.
  • Coverage against Medical Expenses

    Magma HDI offers affordable coverage against the soaring medical costs by providing insurance policies with diverse components. The plans under Magma HDI generally cover the costs of pre and post-hospitalisation, daycare treatments, ambulance charges, domiciliary hospitalisation fee and so on.
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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Key Features of Magma HDI Critical Illness Insurance Policy

Magma HDI Critical Illness Insurance features a lot of other benefits for the convenience of its customers. Here are some key features of the plan:

  • Cashless treatment
  • Portability option
  • Discounts on premiums
  • Lifelong renewability
  • Easy in-house claim settlement

With Magma HDI OneHealth Insurance product, you can focus on availing right medical treatment in world-class hospitals for critical illnesses without making a hole in your pocket.

Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

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Magma HDI Health Insurance Contact Details

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Claim Process at Magma HDI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

2040 Magma HDI Cashless Network Hospitals in India

Insurance Products by Magma HDI General Insurance

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FAQ About Magma HDI Health Insurance

  • Does Magma HDI offer insurance plans for individuals or for the families?

    Magma HDI provides the health insurance plans for individuals and families both. The same plan can be purchased on an individual or family floater basis with the change in the sum insured and premium amount.

  • Do I need to go through medical tests to buy a health plan from Magma HDI General Insurance Co. Ltd.?

    Sometimes it is necessary and sometimes not. Actually, it varies from plan to plan where customers are required to submit their medical reports to get their health condition analysed. However, in case, if the request for a health plan is accepted, the applicant can get his or her 100% check-up cost reimbursed.

  • Does Magma HDI General Insurance Company provide any coverage for an accident?

    Yes, under OneHealth policy of Magma HDI, the personal accident cover is provided as an optional benefit. Also, the insurer has one more dedicated plan offered to its customers, known as Individual Personal Accident, to cover the treatment for injury due to accidents.

  • Is there any policy available to cover the expenses of critical illness under Magma HDI?

    Yes, OneHealth Policy of Magma HDI provides cover for the critical illness treatment.

  • What is the Claim Settlement Ratio of Magma HDI General Insurance Company?

    The Claim Settlement Ratio of Magma HDI General Insurance Company for FY 2019-20 is 95.17%.

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