Benefits of New India Health Insurance
Founded in the year 1919, New India Assurance Co. Ltd. is the largest public sector general insurance company in the country based on the collection of gross premium. It is a Multinational General Insurance Company that operates in 28 different countries. The company caters to several sections of the society by offering them various insurance products, and health is one of them.
New India Assurance has managed to build a good reputation in the health insurance industry in India by providing comprehensive health insurance plans for individuals, families, parents, senior citizens, etc. The easy buying and renewal process of the company helps the customers instantly purchase and renew the health insurance plan online within a few minutes.
New India Assurance offers various plans specially designed to offer extensive coverage like alternative treatments, pre and post-hospitalisation cover, cover for pre-existing diseases, etc. Apart from these, the policyholders also get added advantages of cashless hospitalisation, dedicated customer support team, provision of the grace period, portability, lifelong renewability of the policies, and so on.
Additional Benefit of Free Health Check upNew India Assurance provides free health check-up to the policyholders at the end of every three claim-free years. This benefit is included in most of the health products offered by the company.
Additional Protection over Employer CoverageEven if you are covered under a health insurance plan provided by your employer, there still may be some illnesses that you are not covered for. But, with the right health insurance plan by New India Assurance, you can upgrade your basic plan and avail the benefit of additional protection.
Cashless BenefitHealth insurance plans by New India Assurance are designed to help you overcome financial stress at the time of medical emergency. With such plans, you can avail cashless treatment at more than 1,200 network hospitals across India.
Claim Settement RatioThe most important reason to purchase a health insurance plan is to stay assured that all or most of your medical expenses incurred by you on treatment get eventually paid by the plan. New India Assurance has a high Claim Settlement Ratio of 96.61%* which means that it settles most of the claims on time leaving the customers satisfied. *CSR change from time to time.
Coverage against Medical ExpensesNew India Assurance provides suitable cover against medical expenses through its comprehensive health insurance plans. These plans usually cover pre and post-hospitalisation expenses, daycare treatment, ambulance charges, domiciliary charges and so on.
Incurred Claim RatioIncurred Claim Ratio is the rate of net claims paid by an insurance company to the net premium collected. It is the overall value of each claim a company has paid for divided by the total sum of premium collected in the same duration. The Incurred Claim Ratio for New India Assurance for the year 2018-2019 is 103.19%*. *Note that an insurer’s ICR changes from time to time.
Tax BenefitOn purchasing health insurance plans from New India Assurance, you can enjoy tax benefits on premiums paid under Section 80D of Income Tax Act, 1961.
New India Health Insurance Plan List
|Name of Plan||Sum Insured|
|Floater MediclaimMin: 3 Months; Max: 65 Years||2 Lakh||Get Quotes Now|
|Senior Citizen Mediclaim PolicyMin: 60 Years; Max: 80 Years||1 Lakh||Get Quotes Now|
|Mediclaim PolicyMin: 3 Months; Max: 65 Years||1 Lakh||Get Quotes Now|
|Cancer Mediclaim PolicyMin: 18 Years; Max: 70 Years||50,000||Get Quotes Now|
|Premier Mediclaim PolicyMin: 3 Months; Max: 65 Years||15 Lakh||Get Quotes Now|
New India Health Insurance User Reviews
Customer care executives guided me well
I had little knowledge of how health insurance plans work and understood the insurance terms little. But when i discussed my requirements with custome...Read More
ID helped me at the time of claim settlement too.
Not only until I purchased the plan of New India from Insurancedekho, but also after that, i received help constantly from the insurancedekho’s ...Read More
Got treated without spending even a penny
I took a plan from insurancedekho of new india assurance last year and made a claim once when my wife got hospitalised. Their process was smooth enoug...Read More
Comprehensive plans and great help from team
Not only the health insurance plans offered by new India are comprehensive, but the customer care executives make you understand every thing in inclus...Read More
Satisfied with the coverage features offered.
In my premier mediclaim policy, I get many benefits.. some of them include maternity and child cover, hospital cash benefit, alternative treatment cov...Read More
Covers your entire family with many benefits
I purchased floater mediclaim policy from insurancedekho last year and have recently renewed the same from them. It was a great decision that i took t...Read More
Floater mediclaim is all in one policy
I have brought floater mediclam policy from insurancedekho as i believed it offered many benefits under a single sum insured.. One must have all these...Read More
Good family policy with great benefits
My mediclaim policy offers me cover for myself and my entire family. They have tie ups with many hospitals and i got treated with cashless benefit.. I...Read More
Well informed customer care executives
The ppl in the sales team in insurancedekho know each everything abt all the products available with them. Also, they explained me the pros and cons o...Read More
Iam satisfied and give it 3 stars for services
Floater mediclaim is a complete health insurance plan that covers my family of 4 including me my husband and my kids. I have this plan for sun insured...Read More
Wide coverage under nominal sum insured
Name a coverage feature that you may require and this plan has it. Iam really satisfied with my senor citizen mediclaim policy and recommend it to oth...Read More
I have this policy from a year and iam satisfied
Insurancedekho offers comprehensive pland ans o is mediclaim policy that i purchased from them 6 months back and have recently made claim under. This ...Read More
It was pleasure seeking help from customer care
I have lately purchased a plan for family from insurancedekho and felt the need of some extra coverage too so brought top up mediclaim policy from new...Read More
Always good to take new indias insurance product
The company has a good claim settlement ratio and it never fails to satisfy the customers. This is my second policy that i have purchased from them an...Read More
Excellent services from insurancedekho
I didnt expect so smooth claim process as i have experienced it once with other company and the experience did not go very good. But with insurancedek...Read More
Insurancedekho offers stress free services
I have had made a claim request recently in the month of August under my mediclaim policy that was provided to my by insurancedekho. This was my first...Read More
Good claim settlement ratio of new india
New india offers reliable health insurance plans as i have another one too of this insurer. Not only because it has comprehensive plans, but I choose ...Read More
Praiseworthy customer care people at insurancedekho
I have had heard about the good services of team at insurancedekho but have now experienced it too. My policy senior citizen mediclaim policy offers g...Read More
Really comprehensive.. in terms of benefits
This plan is a really comprehensive one as it gives many benefits to me. Some of them are pre and post hospitalisation cover, air ambulance cover, cov...Read More
Customer care people are there whenever you need help
My floater mediclaim policy which I purchased from insurancedekho offers many benefits to me and my family. I have this plan for me and my family for ...Read More
Pretty good plan..smooth buying experience
From employers side, I have a health insurance policy which covers me and my family including my parents. But then I realised that policy did not prov...Read More
Brought it for myself and my wife.. Nice policy
Many companies are providing senior citizen health insurance plans but after reading their reviews, I thought of giving new India assurance a try. My ...Read More
Good plan.. Option to choose from variants
Premier mediclaim policy from new india assurance is a good plan in the sense that it offers various choice of variants to the policyholders. What i l...Read More
Got new born baby cover ...happy with plan
Star comprehensive plan is the one with many benefits. I found it to be quite useful as it covered me during pregnancy and offered me new born baby c...Read More
Comprehensive plan.. Just like its name
As the name suggests, comprehensive plan from star health is a comprehensive plan with loads of benefits for the policyholders. You also have an optio...Read More
Satisfied with my choice of buying Premier Health Policy
I have recently got married and I was looking for a family floater health insurance plan where I could include myself, my parents and my wife. I came ...Read More
Little difficult to understand but useful plan
I found the top up mediclaim plan little difficult to understand but when i understood it i found that it is a useful one and I can go for it. I have ...Read More
I have secured my family at not so high premium
I’ve just got myself and my family insured under floater mediclaim plan by new india assurance at less premiums. My plan offers high coverage an...Read More
Plan offers cover for critical illnesses too
Floater plan is a nice one if you are looking a plan with low premium but comprehensive coverage. The plan offers many coverage features such as-in pa...Read More
3 stars for their claim settlement process.
Senior citizen plan by New India is a great plan for the elderly people in India. It helps them by securing their health in their golden age. The plan...Read More
Brought it for my parents..they are satisfied
According to me, senior Citizen mediclaim offered by New India is a must-have plan for the old people in India. If you are looking forward to give you...Read More
Good that the plan offers add-on benefits
One of the popular plan of New India is Mediclaim which i have recently brought on an individual basis. The best thing about this plan that I found is...Read More
Not availed any treatment but satisfied with the customer support
I recently brought Star Comprehensive health insurance plan from Star Health. I had no idea about the policy features etc about health insurance but w...Read More
Happy to get No Claim Bonus under this plan
I purchased this plan last year and I am happy to have received no claim bonus too. The policy offers cover for most of the features, but I wish the p...Read More
The plan is explained in simple, clear English language. The policy purchase was a piece of cake.
Best support team
The claim settlement process went through so easily and hassle-free with the help of InsuranceDekho's support team.
Very much well-educated executives. Happy with the prompt service and providing me the policy successfully.
Got a policy of my choice with low premium...
I got a health insurance policy of New India Assurance of my choice and according to my requirements. When I filled the lead form on the official webs...Read More
very good services of customer care executives
More than the policy i was satisfied the customer care executives at InsuranceDekho who not only understood my needs, but also provided me with ...Read More
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New India Health Insurance FAQs
Does New India Assurance offer any health insurance plan for a family?
Yes. New India Assurance offers health insurance plans specially designed for families. Some of them are-New India Premier Mediclaim Policy, New India Floater Mediclaim Policy and New India Mediclaim Policy.
Is pre-acceptance medical check-up required to buy health insurance policies from New India Assurance?
Yes. Some policies by New India Assurance require the applicants to undergo a pre-acceptance medical check-up. However, if the proposal is accepted, then 100% of the cost of this check-up is reimbursed to the Proposer.
Does New India Assurance provide Hospital Cash benefit under any of its health insurance plans?
Yes. New India Assurance provides Hospital Cash benefit up to a specified limit under some of its health insurance policies like-New India Asha Kiran Policy, New India Premier Mediclaim Policy and New India Floater Mediclaim Policy.
What is the toll-free customer care number of New India Assurance?
The toll-free number of New India Assurance is 1800-209-1415.
What is the address of New India Assurance?
The address of The New India Assurance is-
New India Assurance Building,
87, MG Road, Fort, Mumbai