New India Health Insurance Benefits

New India Health Insurance

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Highlights

1,200+ Network Hospitals

16,83,506 Policies Issued

Lifelong Renewability

95.92% Claim Settlement Ratio

Dedicated Team for Claim Settlement

Coronavirus (COVID-19) Cover

Benefits of New India Health Insurance

Founded in the year 1919, New India Assurance Co. Ltd. is the largest public sector general insurance company in the country based on the collection of gross premium. It is a Multinational General Insurance Company that operates in 28 different countries. The company caters to several sections of the society by offering them various insurance products, and health is one of them. 

New India Assurance has managed to build a good reputation in the health insurance industry in India by providing comprehensive health insurance plans for individuals, families, parents, senior citizens, etc. The easy buying and renewal process of the company helps the customers instantly purchase and renew the health insurance plan online within a few minutes. 

New India Assurance offers various plans specially designed to offer extensive coverage like alternative treatments, pre and post-hospitalisation cover, cover for pre-existing diseases, etc. Apart from these, the policyholders also get added advantages of cashless hospitalisation, dedicated customer support team, provision of the grace period, portability, lifelong renewability of the policies, and so on.

  • Additional Benefit of Free Health Check up

    New India Assurance provides free health check-up to the policyholders at the end of every three claim-free years. This benefit is included in most of the health products offered by the company.
  • Additional Protection over Employer Coverage

    Even if you are covered under a health insurance plan provided by your employer, there still may be some illnesses that you are not covered for. But, with the right health insurance plan by New India Assurance, you can upgrade your basic plan and avail the benefit of additional protection.
  • Cashless Benefit

    Health insurance plans by New India Assurance are designed to help you overcome financial stress at the time of medical emergency. With such plans, you can avail cashless treatment at more than 1,200 network hospitals across India.
  • Claim Settement Ratio

    The most important reason to purchase a health insurance plan is to stay assured that all or most of your medical expenses incurred by you on treatment get eventually paid by the plan. New India Assurance has a high Claim Settlement Ratio of 96.61%* which means that it settles most of the claims on time leaving the customers satisfied. *CSR change from time to time.
  • Coverage against Medical Expenses

    New India Assurance provides suitable cover against medical expenses through its comprehensive health insurance plans. These plans usually cover pre and post-hospitalisation expenses, daycare treatment, ambulance charges, domiciliary charges and so on.
  • Incurred Claim Ratio

    Incurred Claim Ratio is the rate of net claims paid by an insurance company to the net premium collected. It is the overall value of each claim a company has paid for divided by the total sum of premium collected in the same duration. The Incurred Claim Ratio for New India Assurance for the year 2018-2019 is 103.19%*. *Note that an insurer’s ICR changes from time to time.
  • Tax Benefit

    On purchasing health insurance plans from New India Assurance, you can enjoy tax benefits on premiums paid under Section 80D of Income Tax Act, 1961.

New India Health Insurance Plan List

Name of PlanSum Insured
Floater MediclaimMin: 3 Months; Max: 65 Years2 Lakh Get Quotes Now
Senior Citizen Mediclaim PolicyMin: 60 Years; Max: 80 Years1 Lakh Get Quotes Now
Mediclaim PolicyMin: 3 Months; Max: 65 Years1 Lakh Get Quotes Now
Cancer Mediclaim PolicyMin: 18 Years; Max: 70 Years50,000 Get Quotes Now
Premier Mediclaim PolicyMin: 3 Months; Max: 65 Years15 Lakh Get Quotes Now
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now

New India Health Insurance Top Up List

Name of PlanSum Insured
Top-Up Mediclaim PolicyMin: 3 Months; Max: 65 Years5 Lakh Get Quotes Now

New India Health Insurance User Reviews

What users are saying
  • Best policy for family.

    Floater mediclaim policy is the best health insurance policy i could have found for my family. I liked this pl...

    Read More
    J
    Floater Mediclaim
    By Jaglaganeshwala Bhavesh
    On: Feb 25, 2020
  • Highly satisfied with Insuranc...

    I made a claim under my floater mediclaim policy when my wife got hospitalised last month due to some illness....

    Read More
    S
    Floater Mediclaim
    By Sachin khushwaha
    On: Feb 25, 2020
  • Customer care executives guide...

    I had little knowledge of how health insurance plans work and understood the insurance terms little. But when ...

    Read More
    M
    Senior Citizen Mediclaim Policy
    By Mirza Imran Baig
    On: Feb 25, 2020
  • Utmost satisfaction ..

    Senior citizen mediclaim policy is a good plan that offers my parents many benefits like ambulance charges, pr...

    Read More
    A
    Senior Citizen Mediclaim Policy
    By Amit Raj Singh Makked
    On: Feb 25, 2020
  • Good services by Insurancedekh...

    I am very much satisfied with services of InsuranceDekho’s customer care executives who helped me the en...

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    P
    Mediclaim Policy
    By Priya Kumari
    On: Feb 25, 2020
  • Always available

    I purchased mediclaim policy from insurancedekho last year and made payment in one go. They have a secured pay...

    Read More
    B
    Mediclaim Policy
    By Bhaskar Kumar
    On: Feb 25, 2020
  • Got treated timely

    Because of cancer mediclaim policy, i was able to get treated timely with best quality facilities. It covers n...

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    A
    Cancer Mediclaim Policy
    By Atul Kharbanda
    On: Feb 25, 2020
  • Liked this plan!

    I liked this plan and brought from insurancedekho last week. If you are not satisfied with its coverage featur...

    Read More
    R
    Cancer Mediclaim Policy
    By Rajiv Ranjan
    On: Feb 25, 2020
  • Thank you team

    Premier mediclaim policy is the best one i could have asked for as far as its benefits are concerned. All than...

    Read More
    P
    Premier Mediclaim Policy
    By Prasanna Kumar
    On: Feb 25, 2020
  • Easy buy

    Premier Mediclaim policy has so many benefits and it is easy to buy to from insurancedekho. I got to know abou...

    Read More
    A
    Premier Mediclaim Policy
    By Akash R
    On: Feb 25, 2020

Choose New India Assurance Critical Illness Plan

New India Health Insurance Contact Details

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New India Health Insurance FAQs

  • Does New India Assurance offer any health insurance plan for a family?

    Yes. New India Assurance offers health insurance plans specially designed for families. Some of them are-New India Premier Mediclaim Policy, New India Floater Mediclaim Policy and New India Mediclaim Policy.

  • Is pre-acceptance medical check-up required to buy health insurance policies from New India Assurance?

    Yes. Some policies by New India Assurance require the applicants to undergo a pre-acceptance medical check-up. However, if the proposal is accepted, then 100% of the cost of this check-up is reimbursed to the Proposer. 

  • Does New India Assurance provide Hospital Cash benefit under any of its health insurance plans?

    Yes. New India Assurance provides Hospital Cash benefit up to a specified limit under some of its health insurance policies like-New India Asha Kiran Policy, New India Premier Mediclaim Policy and New India Floater Mediclaim Policy. 

  • What is the toll-free customer care number of New India Assurance?

    The toll-free number of New India Assurance is 1800-209-1415. 

  • What is the address of New India Assurance?

    The address of The New India Assurance is-
    New India Assurance Building,
    87, MG Road, Fort, Mumbai
    Maharashtra-400001

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