Benefits of Raheja QBE Health Insurance
Raheja QBE is a joint venture between the Rajan Raheja Group, which is one of the most dynamic business groups of India and QBE, which is one of the world’s most respected insurance companies. After receiving a Certificate of Registration from the Insurance Regulatory and Development Authority, the general insurance company was established in December 2008. One of the several products offered by the company is health insurance. Others being Personal Insurance, Cattle Insurance, Marine Insurance, Motor Insurance, Commercial Property Insurance, Workers' Compensation Insurance and many others, thereby holding a tight grip in the insurance sector.
The company has over the years gained the interest of the public by introducing some useful products in the market of health insurance. Its major product by the name of Health QBE comes with different variants to serve all the health requirements of people. It covers people from different age groups, including children, adults as well as senior citizens.
Raheja QBE offers varied insurance solutions for individuals as well as corporates. The products offered provide several benefits to the policyholders such as recharge benefit, health check-up, benefit of an increase in sum insured, daily allowance, domiciliary hospitalisation, organ donor expenses, and so on.
Additional Benefit of Free Health Check upRaheja QBE provides the policyholders with a benefit of availing health check-ups as mentioned in the policy schedule with their network provider. The company arranges these health check-ups which are conducted at their network providers.
Additional Protection over Employer CoverageIf you are already covered under a health insurance policy provided by your employer, even then you may require additional cover for some illnesses as the ones provided by employers do not provide wide coverage. Also, plans provided by employers generally come with limits on certain coverage features such as room expenses, ambulance charges, etc. which may not fulfill all your needs. So, going for a health insurance plan from Raheja QBE that covers all the requirements left out would be a good choice.
Cashless BenefitWith a powerful network of hospitals, Raheja QBE offers the facility of cashless hospitalisation to its policyholders. The policyholders can even avail reimbursement facility if the request for cashless hospitalisation is not approved.
Claim Settement RatioClaim Settlement Ratio tells us about how good an insurance company is in settling claims. If then claims are incurred and the company pays those claims, then this ratio will be good. The Claim Settlement Ratio of Raheja QBE for the year 2015-2016 is 24.90%*. *The CSR, however, changes from time to time.
Coverage against Medical ExpensesHealth insurance policies brought to you by Raheja QBE provide comprehensive cover against medical expenses. The plans get the policyholders covered for pre and post-hospitalisation expenses, ambulance charges, domiciliary charges, daycare treatment, etc.
Incurred Claim RatioIncurred Claim Ratio is the net claims paid by an insurer against the net premiums earned. As per the IRDAI (Insurance Regulatory and Development Authority of India), the Incurred Claims Ratio of Raheja QBE during 2018-19 was 33%*. *The incurred claims ratio changes from time to time.
Tax BenefitAny health insurance plan purchased from Raheja QBE gives you a benefit of tax saving. This means you will enjoy tax rebate under Section 80D of the Income Tax Act 1961 on the premiums paid.
Raheja QBE Health Insurance User Reviews
Choose Raheja QBE General Insurance Critical Illness Plan
Choose Raheja QBE General Insurance Plan for
Raheja QBE Health Insurance FAQs
What is the toll-free customer care number of Raheja QBE?
The toll-free customer care number of Raheja QBE is 1800-1027-723.
What is the address of Raheja QBE?
The address of Raheja QBE’s Head Office is-
5th Floor, Windsor House
CST Road, Kalina
Santacruz (East), Mumbai 400098 - India
How to buy and apply for health insurance plans by Raheja QBE?
You can purchase health insurance policies from Raheja QBE online from their official website i.e. rahejaqbe.com or visit InsuranceDekho's website, i.e. insurancedekho.com.
Does Raheja QBE provide any health insurance policy for family?
Yes. Health QuBE health insurance by Raheja QBE can be purchased on an individual basis or a family floater basis.
Can I cancel my health insurance policy from Raheja QBE during the free-look period?
Yes. You may cancel your policy after stating the reasons for cancellation and you will get back the premium paid after adjusting the amount spent on any stamp duty charges, medical check-up, and proportionate risk premium. Remember, you can cancel the policy only if you have not made a claim yet.