Raheja QBE Health Insurance Benefits

Raheja QBE Health Insurance

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Highlights

2000+ Network Hospitals

135 Policies Issued

Lifelong Renewability

24.90%*Claim Settlement Ratio

Dedicated Claim Management Team

Coronavirus (COVID-19) Cover

Benefits of Raheja QBE Health Insurance

Raheja QBE is a joint venture between the Rajan Raheja Group, which is one of the most dynamic business groups of India and QBE, which is one of the world’s most respected insurance companies. After receiving a Certificate of Registration from the Insurance Regulatory and Development Authority, the general insurance company was established in December 2008. One of the several products offered by the company is health insurance. Others being Personal Insurance, Cattle Insurance, Marine Insurance, Motor Insurance, Commercial Property Insurance, Workers' Compensation Insurance and many others, thereby holding a tight grip in the insurance sector. 

The company has over the years gained the interest of the public by introducing some useful products in the market of health insurance. Its major product by the name of Health QBE comes with different variants to serve all the health requirements of people. It covers people from different age groups, including children, adults as well as senior citizens. 

Raheja QBE offers varied insurance solutions for individuals as well as corporates. The products offered provide several benefits to the policyholders such as recharge benefit, health check-up, benefit of an increase in sum insured, daily allowance, domiciliary hospitalisation, organ donor expenses, and so on. 

  • Additional Benefit of Free Health Check up

    Raheja QBE provides the policyholders with a benefit of availing health check-ups as mentioned in the policy schedule with their network provider. The company arranges these health check-ups which are conducted at their network providers.
  • Additional Protection over Employer Coverage

    If you are already covered under a health insurance policy provided by your employer, even then you may require additional cover for some illnesses as the ones provided by employers do not provide wide coverage. Also, plans provided by employers generally come with limits on certain coverage features such as room expenses, ambulance charges, etc. which may not fulfill all your needs. So, going for a health insurance plan from Raheja QBE that covers all the requirements left out would be a good choice.
  • Cashless Benefit

    With a powerful network of hospitals, Raheja QBE offers the facility of cashless hospitalisation to its policyholders. The policyholders can even avail reimbursement facility if the request for cashless hospitalisation is not approved.
  • Claim Settement Ratio

    Claim Settlement Ratio tells us about how good an insurance company is in settling claims. If then claims are incurred and the company pays those claims, then this ratio will be good. The Claim Settlement Ratio of Raheja QBE for the year 2015-2016 is 24.90%*. *The CSR, however, changes from time to time.
  • Coverage against Medical Expenses

    Health insurance policies brought to you by Raheja QBE provide comprehensive cover against medical expenses. The plans get the policyholders covered for pre and post-hospitalisation expenses, ambulance charges, domiciliary charges, daycare treatment, etc.
  • Incurred Claim Ratio

    Incurred Claim Ratio is the net claims paid by an insurer against the net premiums earned. As per the IRDAI (Insurance Regulatory and Development Authority of India), the Incurred Claims Ratio of Raheja QBE during 2018-19 was 33%*. *The incurred claims ratio changes from time to time.
  • Tax Benefit

    Any health insurance plan purchased from Raheja QBE gives you a benefit of tax saving. This means you will enjoy tax rebate under Section 80D of the Income Tax Act 1961 on the premiums paid.

Raheja QBE Health Insurance Plan List

Name of PlanSum Insured
Health QuBEMin: 90 Days; Max: 65 Years1 Lakh Get Quotes Now
Cancer InsuranceMin: 1 Day; Max: 70 Years1 Lakh Get Quotes Now

Raheja QBE Health Insurance User Reviews

  • Nice disease specific plan

    Raheja QBE Cancer Insurance is a good policy specifically designed for Cancer. Due to many cases of Cancer in India, I thought I must have it to be se...

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    P
    Priya Nagpal
    On: Jun 04, 2020 | Views
  • Best customer assistance ever!

    It was the first time that I was buying health insurance online. So I had several queries. But the team at InsuranceDekho solved all of them. I liked ...

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    P
    Piyush Goel
    On: Jun 02, 2020 | Views
  • I liked my plan

    Raheja QBE’s Cancer Insurance plan covers me for expenses related to Cancer up to the sum insured limit. I liked my plan and services of Insuran...

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    R
    Rahil Mirza
    On: May 30, 2020 | Views
  • Dedicated Claim Settlement Team

    I took Raheja QBE Health Insurance about 1 year ago. I claimed for cashless treatment in their network hospital and with the help of the claim managem...

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    N
    Neha Srivastava
    On: May 28, 2020 | Views
  • Useful policy..

    Raheja QBE offers great plans. I brought its Cancer for my father at an affordable premium. I will refer this policy to my friends and family members ...

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    D
    Divya Hasija
    On: May 26, 2020 | Views
  • Can’t find a better insurance

    Cancer insurance by raheja is a good move. This type of cancer insurance plans are very much required. The policy saves you from high cancer medical c...

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    V
    Varun Kumar
    On: Feb 05, 2020 | Views
  • Affordable, reliable cover

    Health QuBE by Raheja is the best plan for me. I have recently bought this policy at low premium rates. Let me tell you that it is great in terms of c...

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    D
    Deepak Singhal
    On: Feb 04, 2020 | Views
  • Raheja insurer proved the best for me

    Ever since i have purchase health insuarance from raheja i am not worried about my medical expenses. The plan covers all possible medical expenses tha...

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    R
    Ritwik Jain
    On: Jan 30, 2020 | Views
  • Raheja's cancer insurance plan is perfect

    Bearing high medical costs related to cancer treatment was not possible for me and my family. So, i chose this plan instead so that i can get a lump s...

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    J
    Jyoti Sinha
    On: Jan 30, 2020 | Views
  • Raheja QBE is perfect for me

    My past health insurance experience with another famous insurer was very bad. However, this time i am sure that raheja won't disappoint me. The co...

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    R
    Rajat Kashyap
    On: Jan 29, 2020 | Views

Choose Raheja QBE General Insurance Critical Illness Plan

Raheja QBE Health Insurance Contact Details

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Raheja QBE Health Insurance FAQs

  • What is the toll-free customer care number of Raheja QBE?

    The toll-free customer care number of Raheja QBE is 1800-1027-723.

  • What is the address of Raheja QBE?

    The address of Raheja QBE’s Head Office is-
    5th Floor, Windsor House
    CST Road, Kalina
    Santacruz (East), Mumbai 400098 - India

  • How to buy and apply for health insurance plans by Raheja QBE?

    You can purchase health insurance policies from Raheja QBE online from their official website i.e. rahejaqbe.com or visit InsuranceDekho's website, i.e. insurancedekho.com. 

  • Does Raheja QBE provide any health insurance policy for family?

    Yes. Health QuBE health insurance by Raheja QBE can be purchased on an individual basis or a family floater basis.

  • Can I cancel my health insurance policy from Raheja QBE during the free-look period?

    Yes. You may cancel your policy after stating the reasons for cancellation and you will get back the premium paid after adjusting the amount spent on any stamp duty charges, medical check-up, and proportionate risk premium. Remember, you can cancel the policy only if you have not made a claim yet. 

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