Bajaj Allianz Health Insurance Benefits
Bajaj Allianz General Insurance Company is a joint venture between two companies – Bajaj Finserv Limited which is the Indian counterpart and Allianz SE which is the foreign stakeholder in the company. Bajaj Allianz General Insurance Company was formed in the year 2001 for selling general insurance products both in the retail and commercial segments.
Ever since its formation, Bajaj Allianz has grown with leaps and bounds and today is present across 800 cities and towns of India. The company has acquired iAAA rating from ICRA showing its efficiency in claim settlements and customer service and also has a range of awards under its belt.
The health insurance category of Bajaj Allianz is quite varied. The company offers every possible type of health insurance like individual plans, family floater plans, senior citizen plans, top-up plans, critical illness plans, etc.
Additional Benefit of Free Health Check upBajaj Allianz’s health insurance plans have an in-built coverage for free health check-ups. The insured can avail this benefit at specified intervals. Health check-ups up to a certain amount can be done which would help individuals to monitor their health.
Additional Protection over Employer CoverageBajaj Allianz plans allow employees to have independent health insurance coverage besides their employer’s group health plan. The various health plans offered by the company can be bought by employees having group health insurance. They can then enjoy additional coverage benefits and have complete protection against medical contingencies.
Cashless BenefitCashless claims are the best since they eliminate the hassle of paying for the hospital bills. Bajaj Allianz has a tie-up with more than 6,500 hospitals in India which allow customers of the company to avail cashless treatments.
Claim Settlement RatioBajaj Allianz promises to settle the claims of its customers within an hour. As such, the company has a claim settlement ratio of 92.24% as per the financial year 2019-2020. A high CSR indicates that the company settles most of its claims thereby promoting trust amidst its customers. Note that the Claim Settlement Ratio change from time to time.
Coverage against Medical ExpensesThe wide variety of health insurance plans offered by Bajaj Allianz provides a comprehensive scope of coverage. You can avail coverage against hospitalisation expenses, pre and post hospitalisation expenses, day care treatments, non-allopathic treatments, domiciliary treatments, etc. There are also fixed benefit plans like critical illness and hospital cash plans which pay a fixed benefit irrespective of the actual medical expenses incurred.
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
Where do you live ?
Choose required Coverage for yourself?
Health Insurance Coverage Calculator
Who do you want to insured ?
Age of eldest insured member ?
Where do you live ?
Key Features of Bajaj Allianz Critical Illness Insurance Policies
Bajaj Allianz critical insurance comes with certain features. Key features of the plan are as follows:
- Portability option
- Cashless treatment
- Lifelong renewability
- In-house claim process
- Speedy resolution of claims
Bajaj Allianz Critical Illness Plan is an ideal option if you want to buy critical illness health insurance at cost-effective prices.
*Tax benefits are subject to changes in Income Tax Act.
Bajaj Allianz Health Insurance Top Up List
- Family (2)
- Top-up (2)
|Name of Plan
Health Insurance News
The Supreme Court has directed the Central Government to dec...01 March 2024
Explore the challenges, types, and causes of rare diseases o...28 February 2024
National Deworming Day is aimed at combating parasitic worm ...12 February 2024
Explore the benefits of Super Top-Up Health Insurance and di...05 February 2024
Know the impact of cancer in India on World Cancer Day 2024....02 February 2024
FAQ About Bajaj Allianz Health Insurance
How to buy and apply for Bajaj Allianz Health policy?
You can buy and apply for any Bajaj Allianz Health Insurance Policy online from the official website of Bajaj Allianz Health Insurance at www.bajajallianz.com or through online broker’s website like insurancedekho.com.
Why should I buy a Bajaj Allianz Health Insurance Policy?
Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospitals after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure a quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses, and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.
What is covered under hospitalisation in Bajaj Allianz Health Insurance?
Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines
What are the benefits provided by Bajaj Allianz Health Insurance?
People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team
What is the toll-free customer care number of Bajaj Allianz Health Insurance?
The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.
Bajaj Allianz Health Insurance User Reviews
- Network Hospitals
- Top up
- Critical Illness