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Reliance Health Insurance Benefits

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio76.43%
COVID-19 CoverYes
Network Hospitals7,300+
Policies Sold91,492
RenewabilityLifelong
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Benefits of Reliance Health Insurance

Reliance General Insurance Company is the insurance arm of the leading Indian conglomerate Reliance Group. At present, the insurer has a network of more than 7,300 where the einsured can avail cashless treatment. Also, buying insurance plans from the company is easy. The company promises to deliver the policy within 10 seconds of buying it. The company has ISO 9001:2015 certification ensuring high service and product standards. The company has developed a range of health insurance plans which have good coverage features. The premiums are low so that one can affordably insure self and family members at affordable premiums.

  • Additional Benefit of Free Health Check up

    Reliance General offers health check-up facility under all its policies. This facility helps you avail free health check-ups at periodic intervals so that you can monitor your health and take preventive steps against prospective illnesses.
  • Additional Protection over Employer Coverage

    Employees covered under employer’s group health plans can also opt for Reliance’s health insurance plans. Independent health insurance plans of Reliance would help them increase their coverage level and also opt for the necessary coverage benefits which are absent in their employer’s group health plan.
  • Cashless Benefit

    Reliance General has tie-up with more than 4,000 hospitals across the country where the insured avail cashless treatments. It helps the customers escape the burden of medical costs as the company would settle their medical bills directly with the hospital.
  • Claim Settlement Ratio

    Reliance General endeavours to settle all of the claims which are made on it. That is why the company has a high Claim Settlement Ratio. This ratio also assures the policyholders that their claims would be honoured by the insurance company and gives them peace of mind. The CSR of Reliance is 76.43%. Note that the claim settlement ratio changes from time to time.
  • Coverage against Medical Expenses

    All health plans offered by Reliance have a good scope of coverage. They cover expenses incurred on hospitalisation, the treatments availed, ambulance costs, expenses incurred after being discharged from the hospital as well as those which are incurred before being hospitalised. Moreover, you can also find coverage for maternity related expenses, critical illness, non-allopathic treatments, etc. in selective plans offered by the company.
  • Incurred Claim Ratio

    The amount of claim paid vis-à-vis the premium collected by the insurance company is called the Incurred Claim Ratio (ICR). For the year 2018-19, Reliance General’s ICR was 94%*. This shows that the company paid more in claims than the premiums earned. Note that the ICR changes from time to time.
  • Tax Benefit

    Premiums paid for Reliance General health insurance plans are allowed as a tax-free deduction from the taxable income. This deduction is allowed under Section 80D up to a maximum of Rs. 55,000 (Rs. 25,000 for individual and Rs. 30,000 for senior citizen).

Reliance Health Insurance Plan List

Name of PlanSum Insured
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 5 lakh Get Quotes Now
Arogya Sanjeevani Policy Min: 3 months; Max: 65 years1 Lakh - 5 Lakh Get Quotes Now
Health GainMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now
Critical Illness InsuranceMin: 18 Years; Max: 65 Years5 Lakh Get Quotes Now
HealthWiseMin: 3 Months; Max: 65 Years1 Lakh Get Quotes Now
Health Infinity Min: 91 Days; Max: 65 Years 3 Lakh Get Quotes Now
Hospi Care PolicyMin: 90 days; Max: 65 years1 Lakh - 10 Lakh Get Quotes Now

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Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 14 Lakh+ happy customers

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Reliance Health Insurance Contact Details

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Claim Process at Reliance Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1576 Reliance Cashless Network Hospitals in India

Insurance Products by Reliance General Insurance

FAQ About Reliance Health Insurance

  • What is the re-instatement of Base Sum Insured?

    This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

  • What is a co-payment?

    A co-payment or co-pay refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

  • Is pre-policy check-up covered?

    No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

  • Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

    The insurance company pays towards all admissible charges up to the limit of your sum insured.

  • What is the grace period to renew a policy online?

    The grace time is 30 days immediately following the premium due date of the policy.

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Network Hospital in Popular Cities

CityNo of Hospital
Bengaluru362
Chennai245
Lucknow85
Chandigarh38
Hyderabad298
Pune323
Jaipur129
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*Standard T&C Apply. All savings/offers are provided by the Insurers, which are subject to modification .For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Tax benefits are subject to changes in applicable tax laws. Girnar Insurance Brokers Private Limited, (CIN: U66010RJ2016PTC054811, Regd .Off: Girnar 21, Govind Marg, Moti Doongari Road, Dharam Singh Circle, Jaipur, Rajasthan- 302004; Corp. Off: 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (Life & General) valid till 19th March 2023. Email - support@insurancedekho.com ; Helpline number: 7551196989.
You authorise Girnar Insurance Brokers Pvt Ltd (insurancedekho) to contact you through call, SMS, email, WhatsApp or any other mode in future. You hereby override your NDNC registration.