Future Generali Health Insurance Benefits

Future Generali Health Insurance

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Highlights

5,100+ Network Hospitals

64,670 Policies Issued

Lifelong Renewability

87.68% Claim Settlement Ratio

Dedicated Claim Settlement

Coronavirus (COVID-19) Cover

Benefits of Future Generali Health Insurance

A leading Indian retailer Future Group and a global insurance company, Generali Group, came together to form Future Generali General Insurance Company. The company sells various types of retail as well as commercial insurance products. 

Ever since it was formed, Future Generali has sold over Rs. 82 Lakh policies and has a network of more than 2000 corporate clients. It is located throughout India with more than 125 branches and, as of September 2017, has more than Rs. 2484 crore as assets under management.

Future Generali offers good health insurance plans which have comprehensive coverage benefits for policyholders. The premiums are also competitive and the company aims to provide the best services to its customers. 

  • Additional Benefit of Free Health Check up

    You can avail the benefit of free health check-ups under Future Generali’s health insurance plans. These health check-ups form a part of the coverage benefit and are allowed once in a period of 1 to 4 years across plans.
  • Additional Protection over Employer Coverage

    Employees who are covered under their employer’s sponsored health insurance plans can also opt for a separate health plan from Future Generali. Buying an independent health plan would give individuals control over their coverage level as well as enable them to avail the required coverage benefits.
  • Cashless Benefit

    Cashless claims are when you avail treatments at a hospital tied-up with the insurance company. Under cashless claims you get the freedom from medical costs as the costs are settled directly by the insurer. To facilitate cashless claim settlements, Future Generali has tied up with more than 5000 hospitals in the country.
  • Claim Settement Ratio

    Claim settlement ratio depicts the percentage of claims settled by the insurance company in one financial year. Future Generali had a ratio of 86.09%* showing that most of the claims presented on the company get settled easily. *The claim settlement ratio change from time to time.
  • Coverage against Medical Expenses

    The health insurance plans offered by Future Generali have some of the best inbuilt coverage benefits. Right from the expenses incurred before being hospitalised to the expenses incurred after being discharged, Future Generali’s health plans cover everything. Moreover, the coverage benefits also include the cost of ambulance, day care treatments, domiciliary treatments, organ donor expenses, etc. If you want maternity coverage or the benefit of sum insured restoration, the same can be availed under comprehensive health plans offered by the company.
  • Incurred Claim Ratio

    If the insurance company earns Rs. 100 as premiums in a year and pays Rs. 90 towards claims in the same year, the Incurred Claim Ratio (ICR) is said to be 90%. Ratios which are lower than 100% are better because they show that the company made a profit. In the financial year 2019-2019, Future Generali had an ICR of 73%* which shows that the company also made comfortable profits. *The incurred claim ratio change from time to time.
  • Tax Benefit

    Paying premiums of health insurance plans also earn you tax deductions. Section 80D allows health insurance premiums paid up to Rs. 55,000 (Rs. 25,000 for individual and Rs. 30,000 for senior citizen) as tax-free deductions.

Future Generali Health Insurance Plan List

Name of PlanSum Insured
Future Health SurakshaMin: 90 Days; Max: 70 Years50 Thousand Get Quotes Now
Health TotalMin: 1 Day; Max: No Limit3 Lakh Get Quotes Now
Future Varishta BimaMin: 60 years; Max: No Limit2 Lakh Get Quotes Now
Future CriticareMin: 6 Years; Max: 65 Years1 Lakh Get Quotes Now
Aarogya BimaMin: 1 Day; Max: 70 Years2 Lakh Get Quotes Now
Future HospiCashMin: 6 Months; Max: 65 Years500/day Get Quotes Now
Vector CareMin: 1 Day; Max: 65 Years10 Thousand Get Quotes Now
Arogya Sanjeevani Policy Min: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Get Quotes Now
Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Get Quotes Now
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 lakh Get Quotes Now

Future Generali Health Insurance Top Up List

Name of PlanSum Insured
Health SurplusMin: 3 Months; Max: 65 Years3 lakh Get Quotes Now
Future Advantage Top UpMin: 1 Day; Max: No Limit50 Thousand Get Quotes Now

Future Generali Health Insurance User Reviews

  • Cost-effective insurance plan

    The Arogya Sanjeevani is an economical and beneficial plan offered by the Future Generali. I wanted to buy a plan like this for a long time but my wai...

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    N
    Neeraj Garg
    On: Jun 18, 2020 | Views
  • Great coverage offered

    I bought this Arogya Sanjeevani Plan from InsuranceDekho platform and got highly impressed with its coverage. It offers me coverage for in-patient hos...

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    H
    Harsh
    On: Jun 17, 2020 | Views
  • Got the plan in no time

    This health insurance policy was issued to me in a few minutes at InsuranceDekho. The platform promises to issue the plan instantly after payment and ...

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    O
    Om Naresh Sharma
    On: Jun 15, 2020 | Views
  • Customise the plan easily

    At InsuranceDekho, I can easily customize my Arogya Sanjeevani Plan without any hassle. It offers me different options like add-ons, top-ups, and othe...

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    K
    Karan Naresh
    On: Jun 14, 2020 | Views
  • Quality support available

    I got extraordinary experience while having the word with an InsuranceDekho customer care person. He told me all the benefits of different plans of di...

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    A
    Abhishek Prasad
    On: Jun 12, 2020 | Views
  • Got covered for many benefits

    Under my Future Generali Health Total Plan, I get covered for many benefits. It comes with many variants and I chose the one which was most suitable f...

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    R
    Rashi Ravjiani
    On: Jun 03, 2020 | Views
  • Really liked InsuranceDekho’s services

    The buying process of InsuranceDekho is as smooth as butter. I purchased Future Generali Health Surplus plan from them and they helped me understand t...

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    A
    Amol Kumar
    On: Jun 01, 2020 | Views
  • Awesome Health Plans

    I took Future Generali Health Insurance by paying a reasonable premium. This is the perfect plan to cover my family, also at affordable premium cost. ...

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    A
    Amit Singh
    On: May 29, 2020 | Views
  • Digital process is good

    I was not aware of health insurance plans offered by Future Generali. But when the team at Insurance Dekho suggested to me its Health Total Plan, and ...

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    S
    Sakshi Jain
    On: May 27, 2020 | Views
  • Financially secure with this

    This is a new purchase for me. Someone at insurancedekho told me about this plan and i liked it. Finally my money related concerns are over. This plan...

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    T
    Trilochan Pant
    On: Feb 24, 2020 | Views

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Future Generali Health Insurance Contact Details

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Future Generali Health Insurance FAQs

  • Why should I buy Future Generali health insurance policy?

    Future Generali Health Insurance helps one stay protected during medical emergencies. Known for offering cashless approvals in just 90 minutes, Future Generali provides multiple comprehensive and customer centric plans that come with quick and easy claim settlement.

  • How to apply for and buy Future Generali Health Insurance policy?

    You can apply for and buy Future Generali health insurance policy online from the official website of Future Generali India Insurance Co Ltd., at general.futuregenerali.in or through www.insurancedekho.com. You can also visit the nearest branch of Future Generali health insurance for your convenience and learn more about policies and process of purchase in a detailed manner.

  • What is the toll free customer care number of Future Generali?

    The 24x7 toll free customer helpline number of Future Generali Health Insurance is 1800-220-233.

  • What is the address of Future Generali Health Insurance?

    The correspondence address is- Future Generali India Insurance Co Ltd., Indiabulls Finance Centre, 6th Floor, Tower 3, Senapati Bapat Marg, Elphinstone Road, Prabhadevi (W), Mumbai - 400 013.

  • What is the Claim Settlement Ratio of Future Generali Health Insurance?

    Future Generali holds the claim settlement ratio of 86.09% among health insurers in India.

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