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Future Generali Health Insurance Benefits

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio82.96%
COVID-19 CoverYes
Network Hospitals5,100+
Policies Sold64,670
RenewabilityLifelong
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Benefits of Future Generali Health Insurance

A leading Indian retailer Future Group and a global insurance company, Generali Group, came together to form Future Generali General Insurance Company. The company sells various types of health insurance plans that offer comprehensive coverage benefits to the policyholders. The premiums are also competitive and the company aims to provide the best services to its customers.

Ever since it was formed, Future Generali has sold over Rs. 82 lakh policies and has a network of more than 2000 corporate clients. It is located throughout India with more than 125 branches and, as of September 2017, has more than Rs. 2484 crore as assets under management.

  • Additional Benefit of Free Health Check up

    You can avail the benefit of free health check-ups under Future Generali’s health insurance plans. These health check-ups form a part of the coverage benefit and are allowed once in a period of 1 to 4 years across plans.
  • Additional Protection over Employer Coverage

    Employees who are covered under their employer’s sponsored health insurance plans can also opt for a separate health plan from Future Generali. Buying an independent health plan would give individuals control over their coverage level as well as enable them to avail the required coverage benefits.
  • Cashless Benefit

    Cashless claims are when you avail treatments at a hospital tied-up with the insurance company. Under cashless claims you get the freedom from medical costs as the costs are settled directly by the insurer. To facilitate cashless claim settlements, Future Generali has tied up with more than 5000 hospitals in the country.
  • Claim Settlement Ratio

    Claim settlement ratio depicts the percentage of claims settled by the insurance company in one financial year. For FY 2019-20, Future Generali had a CSR of 82.96%* which shows that most of the claims presented on the company got settled easily. *The Claim Settlement Ratio changes from time to time.
  • Coverage against Medical Expenses

    The health insurance plans offered by Future Generali have some of the best inbuilt coverage benefits. Right from the expenses incurred before being hospitalised to the expenses incurred after being discharged, Future Generali’s health plans cover everything. Moreover, the coverage benefits also include the cost of ambulance, day care treatments, domiciliary treatments, organ donor expenses, etc. If you want maternity coverage or the benefit of sum insured restoration, the same can be availed under comprehensive health plans offered by the company.
  • Incurred Claim Ratio

    If the insurance company earns Rs. 100 as premiums in a year and pays Rs. 90 towards claims in the same year, the Incurred Claim Ratio (ICR) is said to be 90%. In the financial year 2018-2019, Future Generali had an ICR of 73%* which shows that the company also made comfortable profits. *The Incurred Claim Ratio changes from time to time.
  • Tax Benefit

    Paying premiums of health insurance plans also earn you tax deductions. Section 80D allows health insurance premiums paid up to Rs. 55,000 (Rs. 25,000 for individual and Rs. 30,000 for senior citizen) as tax-free deductions.

Future Generali Health Insurance Plan List

Name of PlanSum Insured
Corona Rakshak PolicyMin: 18 years; Max: 65 years50,000 - 2.5 lakh Get Quotes Now
Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Get Quotes Now
Future Health SurakshaMin: 90 Days; Max: 70 Years50 Thousand Get Quotes Now
Arogya Sanjeevani Policy Min: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Get Quotes Now
Vector CareMin: 1 Day; Max: 65 Years10 Thousand Get Quotes Now
Future HospiCashMin: 6 Months; Max: 65 Years500/day Get Quotes Now
Aarogya Bima (Discontinued)Min: 1 Day; Max: 70 Years2 Lakh Get Quotes Now
Future CriticareMin: 6 Years; Max: 65 Years1 Lakh Get Quotes Now
Future Varishta BimaMin: 60 years; Max: No Limit2 Lakh Get Quotes Now
Health TotalMin: 1 Day; Max: No Limit3 Lakh Get Quotes Now
Health Super Saver PolicyMin: 18 years; Max: 70 years3 Lakh - 50 Lakh Get Quotes Now

Future Generali Health Insurance Top Up List

Name of PlanSum Insured
Health SurplusMin: 3 Months; Max: 65 Years3 lakh Get Quotes Now
Future Advantage Top UpMin: 1 Day; Max: No Limit50 Thousand Get Quotes Now

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Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 14 Lakh+ happy customers

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Future Generali Health Insurance Contact Details

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Claim Process at Future Generali Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1130 Future Generali Cashless Network Hospitals in India

Insurance Products by Future Generali General Insurance

FAQ About Future Generali Health Insurance

  • Why should I buy Future Generali health insurance policy?

    Future Generali Health Insurance helps one stay protected during medical emergencies. Known for offering cashless approvals in just 90 minutes, Future Generali provides multiple comprehensive and customer centric plans that come with quick and easy claim settlement.

  • How to apply for and buy Future Generali Health Insurance policy?

    You can apply for and buy Future Generali health insurance policy online from the official website of Future Generali India Insurance Co Ltd., at general.futuregenerali.in or through www.insurancedekho.com. You can also visit the nearest branch of Future Generali health insurance for your convenience and learn more about policies and process of purchase in a detailed manner.

  • What is the toll free customer care number of Future Generali?

    The 24x7 toll free customer helpline number of Future Generali Health Insurance is 1800-220-233.

  • What is the address of Future Generali Health Insurance?

    The correspondence address is- Future Generali India Insurance Co Ltd., Indiabulls Finance Centre, 6th Floor, Tower 3, Senapati Bapat Marg, Elphinstone Road, Prabhadevi (W), Mumbai - 400 013.

  • What is the Claim Settlement Ratio of Future Generali Health Insurance?

    Future Generali holds the claim settlement ratio of 82.96% for the financial year 2019-20.

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Network Hospital in Popular Cities

CityNo of Hospital
Noida36
Chennai225
Mumbai137
Ahmedabad121
Patna26
Bengaluru225
Kolkata147
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*Standard T&C Apply. All savings/offers are provided by the Insurers, which are subject to modification .For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Tax benefits are subject to changes in applicable tax laws. Girnar Insurance Brokers Private Limited, (CIN: U66010RJ2016PTC054811, Regd .Off: Girnar 21, Govind Marg, Moti Doongari Road, Dharam Singh Circle, Jaipur, Rajasthan- 302004; Corp. Off: 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (Life & General) valid till 19th March 2023. Email - support@insurancedekho.com ; Helpline number: 7551196989.
You authorise Girnar Insurance Brokers Pvt Ltd (insurancedekho) to contact you through call, SMS, email, WhatsApp or any other mode in future. You hereby override your NDNC registration.