5 Lac coverage starting from only Rs.276/month*
  • Tax Benefit
    Up to 75000**
  • Claim Support
    Everyday 10AM-7PM
  • 11.5Lac+
    Happy Customers

*Standard Terms and Conditions Apply.

**Tax benefits are subject to changes in Income Tax Act.

Personal Accident Insurance

Personal Accident Insurance is a type of insurance policy that covers the insured in case of loss of life, permanent total disability, permanent partial disability, and death arising due to an accident of general nature related to work or travel.

Why Should I Buy A Personal Accident Insurance?

Accidents do not come with a warning. Thus, by having a Personal Accident Insurance plan, you can keep yourself calm and tension-free at least on financial grounds in difficult times.

Personal Accident Insurance Offers The Following Benefits To An Individual:

  1. Security for the family
  2. Coverage for bodily injuries, partial/total disabilities, temporary/permanent disabilities, and death
  3. Easy and quick policy issuance
  4. Hassle-free claim process

How Many Members Can Be Covered Under Personal Accident Insurance?

Personal Accident Insurance can be purchased on an individual or group level. Individual personal accident policy is purchased by someone who wants to cover self or dependents against financial instability during an emergency. 

Whereas a group personal accident cover can be purchased for a group of people who have something in common, like workplace or location. 

For instance, a group of workers working in a coal mine can be covered under Group Personal Accident Insurance. 

How To Buy The Best Personal Accident Insurance? 

With so many Personal Accident Insurance policies available in the market, it is important to compare the plans on the below-mentioned parameters to make the right choice:

1. Type of Health Plan

Choose an individual or family/group personal accident plan as per your requirement.

2. Premium Amount

Select a policy in which the premium is reasonable.

3. Quality of Service

It is important to check the quality of services offered by the insurance company, for instance, if its customer support service is available 24*7 or not, ease of claim initiation process, etc.

4. The network of Cashless Hospitals

It is also wise to check how wide nd strong is the insurer’s network hospitals offering cashless claim settlement facilities.

5. Policy Coverage

Choose a policy that offers all the required coverage.

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