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Apollo Munich Health Insurance Benefits

Benefit Details

  • Additional Benefit of Free Health Check up

  • Additional Protection over Employer Coverage

  • Cashless Benefit

  • Claim Settlement Ratio

  • Coverage against Medical Expenses

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

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Disclaimer : Actual Coverage might vary basis your location, age and number of members
Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

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FAQ About Apollo Munich Health Insurance

  • What are the key benefits of health insurance by HDFC Ergo?

    Health insurance by HDFC Ergo offers the following benefits to the insured: 

    • Coverage on individual as well as family floater basis
    • Plans offer lifelong renewability benefit
    • Plans with no sub-limit on room rent
    • 5% of bonus on the sum insured for every year a claim is not made
    • Reimbursement of health check-up expenses after a block of 4 claim-free years.
  • Do health insurance plans by HDFC Ergo provide tax benefits?

    Yes. If covered under health insurance plans by HDFC Ergo, you can avail tax benefits under Section 80D of the Income Tax Act, 1961 on the premiums paid for them. 

  • Who can enjoy benefits under the health insurance plan by HDFC Ergo?

    Anyone who is aged more than 18 years and is living in India can purchase health insurance plans offered by HDFC Ergo. They can also include their family members under the plans.

  • Does health insurance by HDFC Ergo allow policyholders to avail additional benefits?

    Apart from the coverage benefits, the holders of HDFC Ergo plans cover you for additional benefits such as free preventive health check-ups, multiplier benefits wherein you can get up to 100% additional policy cover as No Claim Bonus, 100% restore benefit that restores 100% cover instantly after your first claim. Also, you can avail several add-on benefits like critical illness cover, maternity cover etc. as per your choice, if covered under health insurance plans by HDFC Ergo. 

  • Is my health insurance plan by HDFC Ergo transferable without losing renewal benefits?

    Yes. You can transfer your health insurance plan by HDFC Ergo without losing renewal benefits such as No Claim Bonus or waiting period benefits.  

Apollo Munich Health Insurance User Reviews

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What users are saying
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  • I wanted to buy a health insurance plan for myself. I visited the InsuranceDekho website and found a wide rang...

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    Apollo Munich
    By Usha Saxena
    On: Jan 27, 2022
  • I bought the Optima Restore health insurance plan by HDFC ERGO from the InsuranceDekho website. The payment me...

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    Apollo Munich
    By Muskan Jain
    On: Jan 27, 2022
  • While buying the My Health Suraksha health insurance plan of HDFC ERGO from the InsuranceDekho website, I foun...

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    Apollo Munich
    By Suhani Jha
    On: Jan 27, 2022
  • I am glad to get the support of the expert team of InsuranceDekho to learn about the best plan according to my...

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    Apollo Munich
    By Tapas Simha
    On: Jan 05, 2022
  • On InsuranceDekho, the premium budget is properly optimised. The policy coverages are well aligned with the pr...

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    Apollo Munich
    By Vandana Khare
    On: May 03, 2021

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