Navi Health Insurance Benefits

As an incentive for their good health, health insurance companies offer free health check-ups to policyholders.You can avail this benefit if you fulfill certain requirements. Navi General Insurance also provides similar incentives to its policyholders at no added cost.

The employers protecting their employees’ health by providing them relevant health insurance plans has become really common these days. But these plans do not always guarantee full coverage to them or their loved ones against major illnesses.They can therefore opt for a health insurance plan offered by Navi General Insurance at an affordable price and receive additional protection, as there is still the possibility of buying another policy for complete health protection.

So that it does not become hard to manage funds at the time of emergency, Navi General Insurance provides you health insurance plans that cover you for cashless treatment at the network hospital. All you have to do is follow the simple claim procedure and to provide the insurer with the relevant documents.

Claim settlement Ratio (CSR) is the total number of claims settled by an insurance company against claims received during a financial year. IRDAI publishes the Claim Settlement Ratio of health insurance companies on a regular basis to inform people about whether or not a company is worth investing in.

Health insurance plans by Navi General Insurance provide complete protection to its policyholders by covering them for several healthcare expenses such as in-patient treatment, daycare treatments, pre-hospitalisation expenses, post-hospitalisation expenses, and so on.

ICR or Incurred Claim Ratio is referred to as the net claims paid by a health insurance company against the net premiums received. The Insurance Regulatory and Development Authority of India (IRDAI) annually publishes this ratio for every company.

Under Section 80D of the Income Tax Act 1961, policyholders who buy a health insurance policy from Navi General Insurance get a rebate on the premium paid.