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Bharti AXA (now ICICI Lombard) Health Insurance Benefits

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Bharti AXA (now ICICI Lombard) Health Insurance
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93.10%
COVID-19 CoverYes
Network Hospitals4,500+
Policies Sold21,829
RenewabilityLifelong

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Benefits of Bharti AXA (now ICICI Lombard) Health Insurance

Bharti AXA General Insurance Company (now ICICI Lombard) started its operations from the year 2008 and since then has grown considerably. The company has issued more than 9.8 million policies including the health insurance segment. The insurer is present all across India through a network of more than 100 branch offices in all leading cities. In the year 2019, Bharti AXA won several awards the notable among them being the General Insurance Company of the Year – Large (Private Sector) at ET Now BFSI Awards and Non-Life Insurer of the Year by ASSOCHAM’s Insurance Leaders Meet & Excellence Awards. Bharti AXA offers a range of health insurance products that have comprehensive coverage benefits and affordable premium rates.

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  • Additional Benefit of Free Health Check up

    The health insurance plans offered by Bharti AXA have the feature of regular health check-ups and that too free of cost. Insured individuals can avail free health checks at specified intervals if they invest in Bharti AXA’s health insurance plans.

  • Additional Protection over Employer Coverage

    Bharti AXA also offers independent health insurance plans to employees who are covered under the group health scheme of their employers. Though group health plans are commonly available, their coverage features as well as the sum insured are limited. To overcome this shortcoming employees can buy Bharti AXA’s health insurance plans and increase their health insurance coverage.

  • Cashless Benefit

    Bharti AXA has a tie-up with more than 4,500 hospitals in India. These hospitals are called networked hospitals and if you avail treatments in these hospitals your claims would be settled on a cashless basis. Cashless claims would, therefore, lower the burden of medical costs which you would otherwise face if you were to pay for them.

  • Claim Settlement Ratio

    Bharti AXA has an impressive claim settlement ratio of 76.01%* for FY 2019-20. This ratio indicates that the company aims to settle the maximum possible claims which are made on it. It, therefore, has a 24*7 claim assistance helpline helping you get your claim settled quickly. *The claim settlement ratio change from time to time.

  • Coverage against Medical Expenses

    The popular health insurance plans offered by Bharti AXA have good coverage benefits. You can get coverage for up to Rs. 1 crore. Common coverage benefits include pre and post hospitalisation expenses, sum insured restoration, organ donor expenses, day care expenses, etc. Some plans also provide coverage for maternity related expenses as well as optional coverage benefits for a more enhanced scope of cover.
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Disclaimer : Actual Coverage might vary basis your location, age and number of members
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Bharti AXA (now ICICI Lombard) Health Insurance Top Up List

    Name of PlanSum Insured
    Smart Super Top-up Insurance PolicyMin: 18 years; Max: 70 years5 Lakh Check Premium

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    Bharti AXA Health Insurance User Reviews

    4.5
    Rating based on
    91 User reviews
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    What users are saying
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      I purchased the ICICI Lombard Health Insurance Policy from the InsuranceDekho platform which provides me compr...

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      Bharti AXA
      By Anita Goswami
      On: Aug 23, 2023
    • Amazing policy benefits for fa...

      I recently bought the Royal Sundaram- Lifeline Policy at InsuranceDekho and found the process smooth enough. I...

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      Bharti AXA
      By Ajay Batra
      On: Aug 16, 2023
    • Quick Issue of Plans

      My heartful thanks to InsuranceDekho for helping me in buying a health insurance plan quickly. I bought Royal ...

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      Bharti AXA
      By Manoj Kapoor
      On: Jul 07, 2023
    • Informative Website

      InsuranceDekho is a top-notch insurance company. Their website is highly informative and made it easier for me...

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      Bharti AXA
      By Koyal Kumari
      On: Jun 13, 2023
    • All-Time Support Staff

        I found InsuranceDekho, a top health insurance provider. I recently bought ICICI Lombard’s Healt...

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      Bharti AXA
      By Yamini Chopra
      On: Jul 29, 2022
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    • Tax benefit upto 75,000*
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    • 50 Lacs+ happy customers

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    Bharti AXA (now ICICI Lombard) Health Insurance Contact Details

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    Claim Process at Bharti AXA (now ICICI Lombard) Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1552 Bharti AXA Cashless Network Hospitals in India

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    FAQ About Bharti AXA (now ICICI Lombard) Health Insurance

    • Who can buy Bharti AXA’s policy?

      Any Indian between the group of 5 years and 55 years can buy the health insurance policy of Bharti AXA.

    • How can I buy Bharti AXA health insurance plans?

      You can buy and apply for any Bharti AXA Health Insurance Policy online from the official website of Bharti AXA Health Insurance at www.bharti-axagi.co.in or you can call at 022-6118-8888. Also, you can purchase through online broker’s website like www.insurancedekho.com.

    • Are pre-medical tests required to buy a health insurance policy?

      No, pre-medical check-up is not required to buy any policy until you are up to 45 years old.

    • Are family members covered under the Bharti AXA critical illness policy?

      Yes, but the policy should be issued on a Floater Basis. Family members of the insured, comprising spouse and two dependent children (age group of 5 to 55 years, are covered).

    • Is critical illness cover important for young people?

      Yes, it is important for young people. This is because, critical illnesses can occur to anyone irrespective of their age.

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    Network Hospital in Popular Cities

    CityNo of Hospital
    Patna37
    Indore57
    Bengaluru184
    Kolkata79
    Jaipur144
    Faridabad49
    New Delhi225
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