How to Get Duplicate Two Wheeler Insurance Copy Online

Two-wheeler insurance policy is an important legal document that specifies the terms and conditions of contract between the insured and the insurer. And as it is mandatory in India for all the two-wheeler riders to at least own a third party insurance plan, therefore you may be punished if caught by the cops for riding without it. Also, if you do not have the relevant documents then you would not be able to make any claim in case of a mishap.

So, in case you have misplaced or lost your two-wheeler insurance document, then here is how you apply for a duplicate insurance copy of it.

Read on to know the detailed procedure for how to get a duplicate two-wheeler insurance policy.

How to Get a Duplicate Insurance Policy Copy Online?

If you had purchased your two-wheeler insurance policy online, then it will be easier and simpler for you to get a duplicate copy of the same. For this, you will be required to follow a few steps listed below:

  1. Visit your insurance provider’s website
  2. Select the type of policy
  3. Enter your policy details like policy number, etc.
  4. Verify your profile, if asked
  5. After verification, view, print, or download your bike insurance policy

Also, when you bought the two-wheeler insurance policy online, the insurance company must have sent you its copy on your registered email. You can use that as well for commuting or even making a claim in the meantime.

If you are still unsure of how to get a duplicate insurance copy online, then you can also go for the traditional method. Read on to know more.

How to Get a Duplicate Insurance Copy Offline?

You can get a duplicate copy of the insurance policy of your two-wheeler by following the below process:

1. Inform Your Insurer

Informing your insurance company should be the first step in case you have lost or misplaced your two-wheeler insurance policy. It is important so that the company can begin with the process of issuing a duplicate copy. You can connect with them on their toll-free number or write an email to them.

2. File an FIR

File an FIR (First Information Report) at the nearest police station in case you cannot find your two-wheeler insurance policy. Also, send its copy to your insurance company along with an application.

3. Sign an Indemnity Bond

You will be required to sign an indemnity bond on a non-judicial stamp paper in order to obtain duplicate two-wheeler insurance documents. The bond should have your full name and signature of two witnesses and should be submitted to the insurance company if asked.

4. Advertise In the Newspaper

Advertise in a state newspaper stating that your two-wheeler policy document is missing. You may also have to submit a copy of the advertisement to the insurance company.

When you submit the application along with the relevant documents, then the two-wheeler insurance company will process your request of issuing a duplicate two-wheeler insurance policy. After successful verification, the company will provide you the required copy.

In case you wish to buy a new policy, then you can get in touch with the customer care executives at InsuranceDekho. Buying two-wheeler insurance policy online at InsuranceDekho is a quick, transparent, and hassle-free process.

Read More:

How to Get Bike Insurance Details by Registration Number

Two Wheeler Insurance Claim Settlement

"Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard."

Add-ons For Your Bike Insurance Policy

  • Zero Depreciation
    Zero Depreciation

    Like other assets, the value of your bike also depreciates constantly with time and the liability of this expense by default rests with the policyholder. A zero depreciation add-on protects you against the depreciation expenses incurred by your bike. Thus, if you opt for a zero depreciation cover, depreciation expense of your bike is not deducted from your claim amount at the time of a claim settlement. This add-on is available with comprehensive bike insurance plans as well as standalone bike insurance plans. This is one of the most popular and recommended bike insurance add-on covers.

  • Invoice Protection
    Invoice Protection

    In case of total loss (more than 70% damage) or theft of your bike, the insurance company pays you the Insured Declared Value of your bike as compensation. However, this Insured Declared Value (IDV) is less than the invoice price which you pay at the time of purchasing your bike. The Invoice Protection add-on cover helps you claim the Invoice Price, i.e. total ex-showroom price of your bike plus taxes plus registration charges, of your bike in case of total loss or theft of your bike.

  • NCB Cover
    NCB Cover

    No Claim Bonus is the reward which is given to the policyholder for not making any claim during the policy period. This reward is offered by the insurer in the form of a discount on the own-damage premium of the bike insurance policy at the time of policy renewal. The NCB ranges from 20% to 50% of the own-damage premium depending on the number of claim-free years. However, if you make even a single claim during the policy period this NCB gets lost. But, with the NCB Cover, you can keep your NCB intact even after making a claim during the policy period.

  • Engine Protection Cover
    Engine Protection Cover

    The damages incurred by the engine of the bike are by default not covered under a bike insurance policy. However, if you opt for an Engine Protection Cover, the insurer will be liable to compensate you for damages incurred by the engine of your bike such as damage due to leakage of lubricants, water ingress, hydrostatic lock, damaged gearbox, broken crankshafts or pistons and cylinders. The repair cost of the internal engine parts is often high and can sum up to thousands of rupees or more. Thus, addition of this add-on to your comprehensive or standalone bike insurance policy can save you from these expenses.

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