New India Bike insurance starting from ₹ 108/year*
or
Bike Insurance starting from ₹1.5/day*
  • Save upto 75%*
    Lowest Bike Premiums
  • 11.5 Lakh+
    Happy Customers
  • Claim Support
    7 days a week

New India Own Damage Bike Insurance

481 reviews Rate This
  • Only Indian General Insurance Company operating in 28 countries
  • Claim settlement ratio 93.96% as on FY 18
  • 24*7 Customer assistance
  • More than 588 branches nationwide

Calculate Your Bike Insurance

New India Standalone Own-Damage Two-Wheeler Insurance Policy

Standalone own-damage two-wheeler insurance offers coverage for own-damage costs in the event of a mishap. Purchasing this type of cover along with compulsory third party insurance is a prudent choice as it provides holistic protection from a wide variety of situations. Moreover, the New India standalone own-damage two-wheeler insurance’s compensation gives the policyholder peace of mind in the face of the constant uncertainties and risks that come with riding a two-wheeler.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

Basis

New India Third Party Two-Wheeler Insurance

New India Standalone Own-Damage Two-Wheeler Insurance

New India Comprehensive Two-Wheeler Insurance

Coverage

New India third party two-wheeler insurance will provide coverage for third party liabilities. This includes bodily injury, death and property damage. The maximum compensation for property damage under this cover is Rs 1 Lakh.

New India standalone damage covers provide compensation for own-damage costs in a considerable number of scenarios including cases of theft, vandalism, fires, explosions and any damage caused by a natural or man made calamity.

New India comprehensive two-wheeler insurance plans offer holistic protection by covering both own-damage costs and third party liabilities. Moreover, you can purchase a personal accident cover for additional protection.

Add-ons

New India third party insurance for two-wheelers does not offer add-on covers with their third party car insurance.

New India standalone own-damage covers for two-wheelers offer a variety of add-on covers along with their standalone own-damage covers.

New India comprehensive plans for two-wheelers also offers several add-on covers along with their comprehensive car insurance plans.

Cost

New India’s third party two-wheeler insurance is the most basic insurance the company provides and hence is also the least costly.

New India’s standalone own-damage two-wheeler insurance offers wider coverage than third party insurance and hence is relatively costlier than it.

New India’s comprehensive insurance two-wheeler plans provide all-round protection and the most coverage and hence is the most expensive option of the three.

What is Covered Under New India Standalone Own-Damage Two-Wheeler Insurance Policy?

Following are the aspects covered by New India standalone own-damage two-wheeler insurance:

  • Accidents that occur due to collisions on the road and damage the two-wheeler.
  • Damage caused to the two-wheeler due to fires, explosions or cases of vandalism.
  • Theft of the two-wheeler and cases of total damage.
  • Damage caused to the two-wheeler in the event of a natural or man-made calamity.

What is Not Covered Under New India Standalone Own-Damage Two-Wheeler Insurance Policy?

Following are the aspects not covered by New India standalone own-damage two-wheeler insurance:

  • Electrical or mechanical breakdowns of the two-wheeler.
  • Illegal riding or misuse of the two-wheeler that causes damage.
  • Natural wear and tear of the two-wheeler.
  • Mishaps that damage the two-wheeler but occur outside the geographical limitations of the policy.

Benefits of New India Standalone Own-Damage Two-Wheeler Insurance Policy

Following are the benefits of purchasing a New India Standalone own-damage two-wheeler insurance:

  • Provides a layer of protection for the rider against the numerous perils of riding a two-wheeler and thus also provides peace of mind from such uncertainties.
  • For every claim-free year, the insurance provider offers its customers a reward for their good riding habits.
  • Along with the standalone own damage two-wheeler insurance, the cover offers a wide range of add-on covers. Though they come at an additional cost they provide much more enhanced protection.

How To Purchase New India Standalone Own-Damage Two-Wheeler Insurance Policy?

Following are the steps you can take to purchase a New India standalone own-damage two-wheeler insurance policy:

Step 1: Visit the website InsuranceDekho and select ‘Two-Wheeler Insurance’. It is the second option from the top left corner of the screen. Next, a drop-down menu will appear, select the ‘Standalone Own Damage’ option from it to continue.

Step 2: Provide the registration number of the two-wheeler. If you do not have the registration number there is an option to enter other detail of the two-wheeler eg. model, make and date of registration.

Step 3: Enter your personal details, i.e., your name and phone number and select the button ‘Submit and Get Quotes’ to get to the next page.

Step 4: All the quotes for standalone own-damage two-wheeler insurance will be on your screen. Select the one offered by New India and choose any add-ons that you think would be suited to your needs.

Step 5: Pay for the select New India standalone own-damage two-wheeler insurance and the policy document will be sent to your registered email ID.

Must Read Articles before buying New India Bike Insurance

New India Bike Insurance User Reviews

Write your review
What users are saying
  • All
  • Own Damage
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Effortless Claims Settlement

    I had to make a claim for the New India Bike Insurance Policy after my Bajaj bike was damaged. The claims se...

    S
    By Subhash Chaudhary
    On: November 22, 2023
  • Ideal for Exploring Policy Opt...

    The premium calculator on InsuranceDekho is ideal for exploring different policy options. With the New India...

    By Akash Dholakia
    On: November 16, 2023
  • All-in-One Protection at Its B...

    InsuranceDekho's comprehensive coverage is like an all-in-one package for bike protection. The New India Bik...

    By Suresh Dahia
    On: October 30, 2023
  • All-in-One Protection with Ins...

    InsuranceDekho's Comprehensive Car Insurance is an all-in-one protection package. The New India Bike Insuran...

    M
    By Mayank Gupta
    On: October 18, 2023
  • Responsible Driving Encouragem...

    I recently bought the New India Bike Insurance Policy from InsuranceDekho's third-party and the coverage enc...

    P
    By Pankaj Kumar
    On: October 16, 2023
  • Trustworthy and Reliable Cover...

    I recently updated my New India Bike Insurance Policy and added InsuranceDekho's own damage coverage to my J...

    M
    By Mihir Manral
    On: September 27, 2023
  • Affordable Renewal Options

    I found the renewal options from InsuranceDekho to be affordable without compromising on coverage for the Ne...

    A
    By Abhijeet Toor
    On: September 25, 2023
  • Top-Notch Service During Claim...

    I want to express my gratitude to InsuranceDekho for their top-notch service during my claim for the New Ind...

    M
    By Manu Kalra
    On: September 21, 2023
  • Prompt Renewal Reminders

    InsuranceDekho sends timely renewal reminders, making it easy to keep my New India Bike Insurance Policy’s t...

    S
    By Shirish Kota
    On: September 14, 2023
  • Helpful Tool for Budget Planni...

    I was looking for a good policy for my Kawasaki bike and InsuranceDekho's premium calculator came out to be ...

    T
    By Taposh Rabeya
    On: September 12, 2023

Why to buy from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 50 lakhs happy customers
  • Claim Support available all 7 days of the week

New India Bike Insurance Contact Details

For any assistance or query, call us on:

Bike Insurance News

New India Bike insurance starting from ₹ 108/year*
or
New India Bike insurance starting from ₹ 108/year*
or
#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.