How Can I Keep My Bike Insured While Relocating To Another State
Published On Nov 07, 2020 9:00 AM By InsuranceDekho
Wondering how to keep your motor insured while relocating? Read on to find out about the different things to keep in mind while relocating, to keep your bike insured.
elocating from one state to another can be a tedious process. In the hustle and bustle of it, you may get overwhelmed and could possibly overlook the very important aspect of ensuring your two wheeler remains insured during the process.
Also Read: Fine for Driving Two Wheeler Without Insurance
Read on to find out about the different things to keep in mind while relocating, to keep your bike insured.
1. Inform your Insurance Company of Your New Address
The first step to be taken is to inform your bike insurance company of the relocation and apply for the updation of your address to be made in the records of the insurance company. It is important to ensure that the address that the insurance company has for you is up to date at all times as it can create problems during the process of raising claims if there are any discrepancies.
2. Get an NOC from the RTO
If you are relocating for more than a year it is advisable to re-register your two-wheeler in the new state. For this process you will require an NOC (No Objection Certificate) from the Road Transport Office of your state. It is important to inform your insurance company of this change as well in order to ensure that there are no obstacles in the future should you try to raise a claim.
Also Read: Bike Insurance Details by Registration Number
3. Get an NOC from the Police
The next step in the process to keep your bike insured while relocating is to obtain an NOC from the police. This would require an NOC from your local police station as well as the traffic police. This is in order to guarantee that there are no pending challans or accident violations against your vehicle and to ensure that you do not face any problems in the new location.
4. Check the Network of Cashless Garages
Cashless garages or network garages are those where your insurance company would have a tie-up and in case of damages you would be able to have repairs conducted without making any payment, and your insurance company would directly deal with the bills. It is important to check these beforehand and make a note of their locations in your destination city as it will come in handy at a time of damage. Otherwise, you would have to pay out of your own pocket and file a reimbursement claim later on.
5. Update Your Insurance Policy
It is important to know that due to different risk assessments of different states, your insurance company may change the premium that is applicable on your insurance policy. Furthermore, since different states have different traffic laws, you may choose to update your policy to tailor it to the new location, adding some additional coverages. Contact your insurance company for guidance on the same.
In a nutshell, these are the processes to keep in mind while relocating to ensure that your two-wheeler insurance remains updated. While moving from one place to another can be a daunting process, keeping your two wheeler insured is easily done following these above mentioned steps.
Types of Bike Insurance You Should Know:
Third Party Two Wheeler Insurance
Comprehensive Two Wheeler Insurance Policy
You May Also Like To Read:
Own Damage Two Wheeler Insurance
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.