Royal Sundaram Critical Illness Lumpsum Health Insurance

The plan is stuffed with several attention-drawing elements. Some of them directly provide benefits to policyholders and make them stay associated with the insurer for a long period of time. Here are some salient features of the Critical Illness Lumpsum Plan which function as its major highlights:

• Cover is provided on an individual basis
• Coverage offered against 9 critical illnesses
• Age of entry lies between 91 days and 65 years
• Bear 50% & 100% expense of the medical examination
• Sum insured ranges between Rs. 25,000 and Rs. 25 Lakh
• 2% and 2.5% discount for purchasing the plan with 2 and 3 year policy term 
• Payment of premium by cheque, demand draft, credit and debit card etc.
• Medical examination is needed for persons of 35+ years as per the plan chosen

The Critical Illness Lumpsum Plan is a policy to assist you for the treatment of prolonged illnesses and beat the impact of sky-rocketing inflation in the medical sector. The benefits provided under this policy comes as huge support, which makes it an absolute choice for every policy seeker. Here are some added components of this plan:

• A grace period of 30 days is offered
• Free-look period of 15 days is given
• Lifelong renewability option is available 
• Plan coverage term is available for 1, 2 and 3 years 
• Tax deduction under Section 80D of Income Tax Act, 1961

This Critical Illness Lumpsum Plan is a marvellous plan that can help anyone to find the best treatment for different critical diseases. Its extensive coverage can easily make you fight against the costly treatment of critical illnesses, which is generally unaffordable for many. 

Those willing to purchase this plan should buy it through the online mode rather than offline. It will make your payment purchase simple and terms and conditions more transparent. The InsuranceDekho is one of the best places to make the purchase for Critical Illness Lumpsum Plan as it delivers its assistance for portability, claim settlement, and various other after-sales services. 

The Critical Illness Lumpsum Plan policy is available on an individual basis but allows family members to get covered under it that includes Self, Spouse, Dependent Children, Dependent Parents and other Dependent members who hold any legal relationship with the Proposer.

The eligible age of entry under this policy ranges from 91 days to 65 years.

The coverage term ends with the end of the policy period only unless renewed.

Yes, the insurer bears 50% & 100% expenses incurred on the medical examination for 1 year policy and more than 1 year policies respectively.