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Royal Sundaram Health Insurance Top-up & Super Top-up Plans

A top-up plan is intended to supplement the coverage provided by your current health insurance policy. The policy kicks in when your existing health insurance's sum insured is depleted during treatment and you require financial assistance to continue with the therapy.A top-up policy works on the principle of deductible, which is that portion of the claim amount that is not covered by the insurer and has to be paid by the insured.

Royal Sundaram Lifeline Policy

The Royal Sundaram Lifeline policy is a popular health insurance plan that includes an annual aggregate top-up plan as an optional feature. With a deductible option, the benefit assists you in paying for expenses that exceed the limits of your existing coverage.It adds additional coverage to your existing plan.

Key Benefits of Lifeline Policy

This plan is offered on an individual as well as floater basis where one can cover self, spouse and children. Its key benefits include:

  • Organ donor cover
  • Ambulance cover
  • Second opinion for critical illness
  • Emergency domestic evacuation
  • Sum insured options from Rs. 2 lakh to Rs. 4 lakh under Classic variant and Rs. 5 lakh to Rs. 50 lakh under Supreme variant
  • Deductible options of Rs. 1 lakh, Rs. 2 lakh, Rs. 3 lakh, Rs. 4 lakh, Rs. 5 lakh, and Rs. 10 lakh under both the variants

Who Can Buy this Plan?

Any individual above 18 years of age can purchase Lifeline health insurance policy.

Waiting Period Under the Plan

The waiting period for pre-existing diseases is 36 months, and for any illness, except an injury is 30 days.

Renewability of the Plan

This policy offers lifetime renewability to the policyholders.

Exclusions Under the Plan

The policy does not cover you against the following:

  • Addictive conditions or disorders
  • Alternative treatment
  • Ancillary hospital charges
  • Dental treatment
  • Sleep disorders

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Royal Sundaram Health Insurance Plan List

  • Individual (5)
  • Family (5)
  • Woman (5)
  • Blood Pressure (5)
  • Kids (4)
  • Thyroid (5)
  • Diabetes (5)
See More Plans

Key Features of Royal Sundaram Critical Illness Insurance Policy

Royal Sundaram critical illness insurance comes with certain features. Key features of the plan are as follows:​

  • P​ortability option
  • Cashless treatment
  • Lifelong renewability
  • Hassle-free claim process
  • Speedy resolution of claims​

With the critical illness coverage benefits, the Lifeline insurance policy of Royal Sundaram is a good choice if you want to buy critical illness health insurance.

Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Royal Sundaram Health Insurance Plan List

  • Critical Illness (2)
  • Family (12)
  • Individual (8)
  • Senior Citizen (1)
  • Parents (2)
  • Kids (1)
  • Maternity (1)
  • Woman (1)
Name of PlanSum Insured
LifelineMin: 91 Days; Max: No Limit2 Lakh Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
Family PlusMin: 91 Days; Max: No Limit2 Lakh Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Check Premium

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User Reviews

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What users are saying
  • All
  • Price
  • Helpful
  • Network Hospitals
  • Claim
  • Renew
  • Premium
  • Top up
  • Critical Illness
  • Trustworthy

    Although I've had negative encounters with insurance providers in the past, Insurancedekho has helped me regain trust. Throughout the process, their honesty and openness were pleasant. Additionally, I could choose a plan that met my demands without going over budget because of their variety of options. Royal Sundaram Health Insurance became my safety net ever since.

    Royal Sundaram
    By Rahul Malhotra
    On: Jun 05, 2024
  • Flexibility and Customization

    When I switched to the Royal Sundaram Health Insurance Plan, I was impressed by InsuranceDekho's flexibility options for health insurance services. They allowed me to tailor the health insurance plan to my family's specific healthcare needs.

    Royal Sundaram
    By Rohit Dhama
    On: Mar 14, 2024
  • The plan was worth buying

    The Royal Sundaram Health Insurance that I bought from the InsuranceDekho website is a very great and affordable plan. The Royal Sundaram Health Insurance plan covers several benefits and features that one can expect from a good health insurance plan. I must say this is an amazing health insurance plan.

    Royal Sundaram
    By Bharti Mehra
    On: Mar 04, 2024
  • Provide Flexibility

     At Insurancedekho companies, you can Compare insurance plans whenever you are free and contact the customer support team at any time. I am very thankful to the customer team of InsuranceDekho. I bought my Royal Sundaram Health Insurance Plan conveniently through your anytime assistance feature.

    Royal Sundaram
    By Jasmin Kaur
    On: Feb 13, 2024
  • Dedicated Team Support

    Thanks to the InsuranceDekho team who were extremely helpful when I was buying the Royal Sundaram Health Insurance Plan with them. The team helped me understand the Royal Sundaram Health Insurance and even explained the process of buying this plan.

    Royal Sundaram
    By Deepti Arora
    On: Dec 13, 2023

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