New India Assurance Health Insurance Top-up & Super Top-up Plans

Name: New India Assurance Health Insurance
Brand: New India
Rating: 4.5349 (215 reviews)

A Top-Up plan is an additional plan that one invests in to gain more coverage. An excellent way to make the most of health insurance coverage, and that too at an affordable cost, Top-Up plan covers hospitalisation expenses, but only after a threshold limit. Definitely a smart investment, Top-Up plan prevents one from facing financial inconvenience in an already critical medical situation.

The working of Top-Up plans is quite simple. Top-Up plans become active when the claim amount crosses the threshold limit or deductible. Offering desired protection when required, Top-Up plans come across as a big helping hand that pay for unexpected medical expenses, which otherwise become tough to handle.

New India Top-Up Mediclaim

Top-Up Mediclaim by New India Assurance is a reliable top-up choice. Providing added financial protection of utmost value, Top-Up Mediclaim covers hospitalisation expenses in excess of a chosen limit. Under this policy, the insured bears the claim till threshold, with policy paying for claims above this sum.

Key Benefits of New India Top-Up Mediclaim

New India Top-Up Mediclaim is easily available on individual or floater sum insured basis, covering up to 6 members including self, legal spouse, dependent children and dependent parents. Available for a policy period of one year, the Top-Up plan comes with a sum insured range that lies between Rs. 5 Lakh to Rs. 22 Lakh. When it comes to benefits, the Top-Up policy offers coverage for inpatient hospitalisation, ICU/room rent expenses, surgeon fees, blood, oxygen, and others including:

Hospital cash
AYUSH treatment
Daycare procedures
Emergency ambulance charges
Expenses of donor for organ transplant
Get Well Benefit (payable only for the first four admissible claims)

Who Can Buy this Plan?

New India Top-Up Mediclaim can be purchased by any individual. However, the minimum entry age is 3 months, while the maximum entry age is 65 years.

Waiting Period Under the Plan

Under New India Top-Up Mediclaim, there is a waiting period of 48 months for pre-existing diseases. While the initial waiting period is 30 days, there is a 24 months of waiting period for treatment of specified diseases.

Renewability of the Plan

New India Top-Up Mediclaim offers lifetime renewability benefit.

Exclusions Under the Plan

New India Top-Up Mediclaim policy does not cover you against the following expenses:

Dental treatment
Domiciliary treatment
Naturopathy treatment
Self inflicted bodily injury
Cost of spectacles, braces, contact lenses, and others

Whom do you want the insurance for ?

You

Couple

Family

Father

Mother

Select the age of all members

You
Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

5 Lac

10 Lac

25 Lac

Select Coverage

Disclaimer : Actual Premium might vary basis your location, age and number of members

Key Features of New India Critical Illness Insurance Policies

The critical illness policies of New India Assurance comes with many features. Key features of the plans are as follows:

Portability option
Cashless treatment
Lifelong renewability
Benefit of hospital cash
In-house claim process

The critical illness policies of New India Assurance offers comprehensive benefit to avail treatment for listed critical illnesses. These plans definitely offers much needed respite to the insured during tough times.

Save Tax upto ₹75000*

Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

New India Assurance Health Insurance Plan List

Critical Illness (2)
Family (3)
Individual (2)
Kids (1)
Cancer (1)
Maternity (1)
Woman (1)
Parents (1)
Senior Citizen (1)

Name of Plan	Sum Insured
Floater MediclaimMin: 3 Months; Max: 65 YearsPopular	2 Lakh	Check Premium
Asha Kiran PolicyMin: 91 days; Max: 60 yearsPopular	2 Lakh - 8 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Mediclaim PolicyMin: 3 Months; Max: 65 YearsPopular	1 Lakh	Check Premium
Cancer Mediclaim PolicyMin: 18 Years; Max: 70 Years	50,000	Check Premium
Premier Mediclaim PolicyMin: 3 Months; Max: 65 Years	15 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Senior Citizen Mediclaim PolicyMin: 60 Years; Max: 80 Years	1 Lakh	Check Premium
Janata Mediclaim PolicyMin: 3 months; Max: 60 years	50 Thousand - 75 Thousand	Check Premium

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User Reviews

4.5

Rating based on

215 User reviews

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What users are saying

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Price
Helpful
Network Hospitals
Claim
Renew
Premium
Top up
Critical Illness

Hassle-Free Purchase
Buying a health insurance policy from InsuranceDekho was smooth and convenient. I bought the New India Insurance Plan from the InsuranceDekho company’s website. The process was completed online with the help of the dedicated customer care staff of the company. I Found InsuranceDekho a trustworthy place to buy health insurance.
Read More
P
New India
By Parvesh Kumar
On: Mar 08, 2024
Innovative Website
InsuranceDekho is the best place to buy any health insurance policy. My purchase of the New India Health Insurance Policy from the Insurancedekho company’s official website was amazing. I compared the many health insurance policies through Insurancedekho’s online platform and chose to buy the New India Health Insurance Policy affordable plan. I suggest everyone purchase a health insurance plan from here with ease.
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R
New India
By Rekha Parashar
On: Feb 27, 2024
Helpful Supporting Team
The Customer support team of InsuranceDekho is one of the best when it comes to guiding in buying a good health insurance plan. It is only on their suggestion that I bought the New India Health Insurance Plan from InsuranceDekho.
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L
New India
By Lokesh Parmar
On: Dec 26, 2023
Quite a user-friendly approach
One of the reasons that I purchased the New India Health Insurance Policy from InsuranceDekho was its user-centric approach shines through in every interaction. They make the entire health insurance experience seamless, from purchase to claims processing.
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A
New India
By Amit Roy
On: Sep 25, 2023
Critical illness coverage
I wanted to purchase a policy that could secure me from critical diseases, so I checked some of the policies on InsuranceDekho. As I checked the plans I couldn't wait to purchase one so I bought a plan from Star Health- Star Comprehensive.
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M
New India
By Mahinder Lal
On: Aug 29, 2023