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New India Assurance Health Insurance Top-up & Super Top-up Plans

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New India Assurance Health Insurance
Highlights
Claim Settlement Ratio92.68%
Network Hospitals7,500
PED Coverage Starting From4 years
Pre-existing Disease Waiting Period4 years
Starting Premium 560
Starting Premium for Rs. 5 lakhs SIRs. 560/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Top-up & Super Top-up of New India Assurance Health Insurance

A Top-Up plan is an additional plan that one invests in to gain more coverage. An excellent way to make the most of health insurance coverage, and that too at an affordable cost, Top-Up plan covers hospitalisation expenses, but only after a threshold limit. Definitely a smart investment, Top-Up plan prevents one from facing financial inconvenience in an already critical medical situation.
The working of Top-Up plans is quite simple. Top-Up plans become active when the claim amount crosses the threshold limit or deductible. Offering desired protection when required, Top-Up plans come across as a big helping hand that pay for unexpected medical expenses, which otherwise become tough to handle.

New India Top-Up Mediclaim

Top-Up Mediclaim by New India Assurance is a reliable top-up choice. Providing added financial protection of utmost value, Top-Up Mediclaim covers hospitalisation expenses in excess of a chosen limit. Under this policy, the insured bears the claim till threshold, with policy paying for claims above this sum.

Key Benefits of New India Top-Up Mediclaim

New India Top-Up Mediclaim is easily available on individual or floater sum insured basis, covering up to 6 members including self, legal spouse, dependent children and dependent parents. Available for a policy period of one year, the Top-Up plan comes with a sum insured range that lies between Rs. 5 Lakh to Rs. 22 Lakh. When it comes to benefits, the Top-Up policy offers coverage for inpatient hospitalisation, ICU/room rent expenses, surgeon fees, blood, oxygen, and others including:
  • Hospital cash
  • AYUSH treatment
  • Daycare procedures
  • Emergency ambulance charges
  • Expenses of donor for organ transplant
  • Get Well Benefit (payable only for the first four admissible claims)

Who Can Buy this Plan?

New India Top-Up Mediclaim can be purchased by any individual. However, the minimum entry age is 3 months, while the maximum entry age is 65 years.

Waiting Period Under the Plan

Under New India Top-Up Mediclaim, there is a waiting period of 48 months for pre-existing diseases. While the initial waiting period is 30 days, there is a 24 months of waiting period for treatment of specified diseases.

Renewability of the Plan

New India Top-Up Mediclaim offers lifetime renewability benefit.

Exclusions Under the Plan

New India Top-Up Mediclaim policy does not cover you against the following expenses:
  • Dental treatment
  • Domiciliary treatment
  • Naturopathy treatment
  • Self inflicted bodily injury
  • Cost of spectacles, braces, contact lenses, and others
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Key Features of New India Critical Illness Insurance Policies

The critical illness policies of New India Assurance comes with many features. Key features of the plans are as follows:

  • Portability option
  • Cashless treatment
  • Lifelong renewability
  • Benefit of hospital cash
  • In-house claim process

The critical illness policies of New India Assurance offers comprehensive benefit to avail treatment for listed critical illnesses. These plans definitely offers much needed respite to the insured during tough times.

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Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

New India Assurance Health Insurance Plan List

    Name of PlanSum Insured
    Floater MediclaimMin: 3 Months; Max: 65 Years2 Lakh Check Premium
    Asha Kiran PolicyMin: 91 days; Max: 60 years2 Lakh - 8 Lakh Check Premium
    Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
    Mediclaim PolicyMin: 3 Months; Max: 65 Years1 Lakh Check Premium
    Cancer Mediclaim PolicyMin: 18 Years; Max: 70 Years50,000 Check Premium
    Premier Mediclaim PolicyMin: 3 Months; Max: 65 Years15 Lakh Check Premium
    Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
    Senior Citizen Mediclaim PolicyMin: 60 Years; Max: 80 Years1 Lakh Check Premium
    Janata Mediclaim PolicyMin: 3 months; Max: 60 years50 Thousand - 75 Thousand Check Premium

    Choose New India Assurance Critical Illness Plan

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    New India Health Insurance User Reviews

    4.5
    Rating based on
    211 User reviews
    Write your review
    What users are saying
    • All
    • Price
    • Helpful
    • Network Hospitals
    • Claim
    • Renew
    • Premium
    • Top up
    • Critical Illness
    • Critical illness coverage

      I wanted to purchase a policy that could secure me from critical diseases, so I checked some of the policies o...

      Read More
      M
      New India
      By Mahinder Lal
      On: Aug 29, 2023
    • Plans for senior citizens

      I was looking for a policy so that I could secure my grandparents. I selected the New India Health Insurance P...

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      G
      New India
      By Gayatri Kumari
      On: Aug 29, 2023
    • Reasonable premium

      I paid a reasonable premium at InsuranceDekho to buy the New India Health Insurance Policy. InsuranceDekho has...

      Read More
      A
      New India
      By Anup Goyal
      On: Aug 22, 2023
    • Must-buy policy

      The New India Health Insurance Policy is a useful policy that covers me for various healthcare expenses. I bou...

      Read More
      J
      New India
      By Jatin Bhardwaj
      On: Aug 11, 2023
    • Reasonable premium

      Star Health Insurance- Star Comprehensive is an affordable one that cover me many hospitalization expenses. I ...

      Read More
      M
      New India
      By Maliha Khan
      On: Aug 10, 2023
    View All New India Assurance Health Insurance Reviews
    Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
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    • 50 Lacs+ happy customers

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    Claim Process at New India Assurance Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1070 New India Cashless Network Hospitals in India

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    Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

    Network Hospital in Popular Cities

    CityNo of Hospital
    New Delhi154
    Kolkata126
    Pune65
    Gurgaon25
    Ghaziabad15
    Chennai179
    Mumbai154
    View All

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