New India Critical Illness Plans

New India Assurance

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Highlights
  • 1,200+ Network Hospitals
    Check in your City
  • 17,47,550 Policies Issued
  • 103.19% Incurred Claim Ratio
  • Lifelong Renewability
  • 96.61% Claim Settlement Ratio
  • Dedicated Team for Claim Settlement

Critical Illness Plans of New India

Critical illness comes without a warning. And if an individual is diagnosed with a critical illness, he or she may end up drying out their savings due to the medical treatment. That’s why purchasing a critical insurance plan is essential. This type of insurance covers the insured against life-threatening/critical diseases such as heart attack, cancer, stroke, kidney failure, etc. New India Assurance Company understands this, and so offers critical illness coverage benefits under its critical illness policies.

1. Floater Mediclaim Policy

Floater Mediclaim Policy by New India Assurance covers family members against several dreadful diseases. This policy has been designed to provide all basic covers as well as to protect the insured family members against 11 specified critical illnesses, which are:

  • Cancer of Specified Severity
  • First Heart Attack of Specified Severity
  • Open Chest CABG
  • Open Heart Replacement
  • Coma of Specified Severity

To know about the critical diseases covered under New India Assurance critical insurance plan, click here.

2. Cancer Mediclaim Policy

Cancer Mediclaim Policy offers coverage for the most dreaded disease to its members, i.e.  cancer. Any person who is aged less than 70 years and is not diagnosed with cancer or is not a potential cancer case can seek membership for coverage under this plan. The plan offers cover for various malignant conditions, which are:

  • Malignant Neoplasm of Buccal Cavity and Pharynx
  • Malignant Neoplasm of Digestive Organs and Peritoneum
  • Malignant Neoplasm of Respiratory System
  • Malignant Neoplasm of Bone, Connective Tissue, Skin
  • Malignant Neoplasm of Breast

To know more about the benefits of Cancer Mediclaim Policy by New India Assurance, click here

Benefits of New India Critical Illness Insurance Policy

Under the critical illness policies of New India Assurance, it pays a lump sum amount to policyholders who are identified with a life-threatening disease. These policies offers cover for pre and post hospitalisation, inpatient treatment expenses arising for the donor in case of organ transplant, room rent, boarding charges, nursing charges and so on. With any of this plan in hand, you can go through the best treatment and procedures that can bring stability to your lifestyle in difficult times.

Key Features of New India Critical Illness Insurance Policy

The critical illness policies of New India Assurance comes with many features. Key features of the plans are as follows:

  • Portability option
  • Cashless treatment
  • Lifelong renewability
  • Benefit of hospital cash
  • In-house claim process

The critical illness policies of New India Assurance offers comprehensive benefit to avail treatment for listed critical illnesses. These plans definitely offers much needed respite to the insured during tough times.

Claim Process at New India Assurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 3

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 4

    Claim Assistance

    For any assistance call Insurancedekho at 1800-120-5698 or call toll free number of New India Assurance at 1800-209-1415.
  • 1

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 2

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 3

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.
  • 4

    Claim Assistance

    For any assistance call insurancedekho at 1800-120-5698 or call toll free number of New India Assurance 1800-209-1415.

New India Assurance User Reviews

  • Good policies of new india

    New inida offer good and useful plans. I and my famli are cvrd in family floater policy. I live in haryana and buy this plan from insurancedekho on phone. Made payment also. Gud plan with less premium and more uses........

     

    A
    On: Oct 15, 2019 | Views
  • Reliable company.,

    New india assurance is a good company that offers comprehensive health insurance plans for family as well as individuals. It helps the customers from purchasing the policy to claim settlement process. And guide them through any problem they face. 4 on 5 stars!!

    J
    On: Oct 15, 2019 | Views
  • Good claim settlement ratio

    I chose New India Assurance because it has a good claim settlement ratio. This is one thing that not many people consider while purchasing a health insurance plan but I gave it priority and I think I made the right decision. I have made claim twice under my family floater pan and it was a smooth process. 

     

    a
    On: Oct 04, 2019 | Views
  • Reliable name in the insurance sector

    New India Assurance is a trusted name in the insurance sector and I brought its policy because my friend recommended me so. I have a family floater plan which covers my wife and my children at nominal premium. The policy provided me cover for sum insured of Rs. 3 Lakh. Its satisfactory! 

     

    S
    On: Oct 04, 2019 | Views
  • good plans offered

    My friend had already purchased a health insurance policy from New India when she recommended me the same. I was looking for other options too but comparing was hell of a task for me as I had little knowledge of health insurance. So I called at 18001205698, and the sales representative Jyoti explained to me which is the best plan of this company for me. I am satisfied with my plan and insurancedekho’s services. 

     

    N
    On: Sep 25, 2019 | Views
  • Comprehensive plans

     

    The company offers good policies with comprehensive coverage. I give it 4 out of 5 for valuable plans. 

     

    C
    On: Sep 25, 2019 | Views
  • Simple language

    The plan is explained in simple, clear English language. The policy purchase was a piece of cake.

    C
    On: Sep 18, 2019 | Views
  • Best support team

    The claim settlement process went through so easily and hassle-free with the help of InsuranceDekho's support team.

    D
    On: Sep 04, 2019 | Views
  • Prompt executives

    Very much well-educated executives. Happy with the prompt service and providing me the policy successfully. 

    V
    On: Aug 20, 2019 | Views
  • provides wide coverage

    I found the family floater plan of New India Assurance a fair one as i got fairly all the required coverage features for myself and my family members. I wont say that the premium amount is high, will there is no doubt the the policy is covering me with most of the coverage features such as ambulance cover, in-patient hospitalisation expenses, pre and post hospitalisation expenses, room and boarding charges, etc. I couldn’t have asked for more in such affordable premium. 

    K
    On: Jul 05, 2019 | Views
  • good customer care executives

    I was surfing internet and got landed to the website of InsuranceDekho. After reading about the importance of health insurance through their articles, I thought to purchase one for myself. Also, they have good customer care executives who help you through the entire process of purchase and even after sales services. 

    S
    On: Jul 03, 2019 | Views
  • Got a policy of my choice with low premium...

    I got a health insurance policy of New India Assurance of my choice and according to my requirements. When I filled the lead form on the official website of InsuranceDekho, the customer care executives there called me to know my requirements. After knowing it all, they did need analysis and suggested my the best plans for me. I chose New India Assurance from them based on my trust for the company and also the coverage features they offered me.  

    S
    On: Jul 02, 2019 | Views
  • very good services of customer care executives

     More than the policy i was satisfied the customer care executives at InsuranceDekho who not only understood my needs, but also provided me with the best plan for me and my family as i was in search for one since a very long time. They guided me through the entire process of payment etc., and also assured me for after sales services. This means they will even help me in case i require to make a claim with New India Assurance. 5 on 5 from my side to the team.

    S
    On: Jul 02, 2019 | Views
  • good policy

    I live in Delhi and have recently purchased a health insurance plan for my family from New India Assurance. The policy that I have purchased has wide coverage features and I am really satisfied with it. I do not have to worry about any unforeseen medical emergency as far as financial security is concerned.  

    R
    On: Jul 01, 2019 | Views
  • satisfactory....

    I have recently purchased New India Assurance Health Insurance Policy from InsuranceDekho. I must say that the customer care executives present there are really informed and bothered to explain me even the least important things related to the policy. I am very much satisfied with the purchase. 

    S
    On: Jun 30, 2019 | Views

Latest New India Assurance News

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New India Assurance Critical Illness Plan List

Name of PlanSum Insured
Floater MediclaimMin: 3 Months; Max: 65 Years2 Lakh Get Quotes Now
Cancer Mediclaim PolicyMin: 18 Years; Max: 70 Years50,000 Get Quotes Now

New India Assurance FAQs

  • New India Assurance provides cover against which critical illnesses?

    New India Assurance provides cover against 11 specific critical illnesses. These are mentioned below-

    • Cancer 
    • Open Chest CABG
    • Coma of specified severity 
    • Open heart replacement
    • First heart attack of specific severity
    • Stroke
    • Kidney failure
    • Major organ transplant
    • Permanent paralysis of limbs
    • Motor neuron disease with permanent symptoms
    • Multiple sclerosis with persisting symptoms 
  • Is pre-acceptance medical check-up required for policyholders to seek cover for critical illness?

    Yes. Pre-medical test is required in critical illness plan offered by New India Assurance. All the people entering after 50 years of age for the first time must undergo this test. 

  • Does the critical illness plan offered by New India Assurance cover all cases of hospitalisation?

    No. The critical illness plan offered by New India Assurance does not cover all cases of hospitalisation. There are some exclusions to the plan too which can be found from the attached brochure. 

  • Is hypertension covered under the critical illness plan offered by New India Assurance?

    No. Hypertension is not included under critical illness plan provided by New India Assurance until 24 months of continuous coverage. 

  • Does New India Assurance provide cover for critical illnesses?

    Yes. New India Assurance provides cover for critical illnesses under Floater Mediclaim Policy, New India Premier Mediclaim Policy, and Cancer Mediclaim Policy. 

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