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HDFC ERGO Health Insurance Reviews - Check Genuine HDFC ERGO Reviews Online

432 reviews Rate This
Highlights
Claim Settlement Ratio86.52%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals10,000+
Policies Sold10,66,395
Renewability Lifelong Renewability

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Rating of HDFC ERGO
4.7
Based on
432 User reviews
  • Customer care support

    The customer care support of the InsuranceDekho website is impressive. I recently bought the HDFC ERGO My Health Suraksha health insurance plan. While buying the plan, I was facing some issues so I contacted customer care support and they helped me at each step and also told me about various benefits that this plan provides. Happy with the purchase. 

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    S
    Sara Gupta
    On: Feb 20, 2023
  • Detailed explanation

    InsuranceDekho's website provides a detailed explanation of each plan they offer. After visiting their website, and going through the plans, I decided to buy the HDFC ERGO My Health Suraksha health insurance plan. The plan provides all the benefits I was looking for. Satisfied with the plan.

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    T
    Tisha Singh
    On: Feb 16, 2023
  • Kind Customer Support

    My purchase of a health insurance policy from InsuranceDekho was amazing. 10/10 for the customer support of the company. They made my purchase of HDFC Ergo’s I-can cancer plan quick and easy. Now, purchasing insurance is as convenient as purchasing clothes. Loved it! 

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    J
    Janvi Sharma v
    On: Feb 03, 2023
  • Comprehensive coverage

    I got multiple health insurance plans available at InsuranceDekho. However, I bought HDFC Ergo Health Wallet policy from their portal. I am happy to share that I am getting vast coverage benefits at low premium rates so all my needs are met now. Special thanks to experts for their support. 

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    K
    Ketan Sanotra
    On: Feb 01, 2023
  • Good policy, easy to purchase

    I had purchased my life insurance offline so I was amazed to find that buying my health insurance plan online, especially from InsuranceDekho. It has been about 15 days since I bought the HDFC Ergo Health Wallet Policy. I am happy to have a good health insurance policy by my side. I will definitely depend on the InsuranceDekho website for health insurance related needs. 

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    S
    Saksham Singh
    On: Jan 31, 2023
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers
  • Purchased HDFC Critical Illness Plan With Ease

    I appreciate the insurance benefits listed under the HDFC Ergo Critical Illness. Without thinking further with the assistance of InsuranceDekho I bought the insurance plan. Must share that the plan is low-cost and I could purchase it within a few minutes with the assistance of experts. I am satisfied!

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    P
    Pankaj Kumar
    On: Jan 30, 2023
  • Affordable plans

    My search for an insurance plan was in such a way that I wanted a reasonable plan with good benefits. I came across the InsuranceDekho website and saw the My Health Suraksha Health insurance plan of HDFC ERGO plan met all my needs. Firstly, it was quite affordable, and secondly, it had all the benefits I was looking for. Happy with the purchase. 

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    T
    Trisha Verma
    On: Jan 25, 2023
  • Recommended Insurance Company

      My experience with InsuranceDekho was recommendable. The company really put in all the effort to simplify my purchasing process. I bought HDFC Ergo’s I-can cancer plan from the official website. Everything was done online, including paperwork, which saved me a lot of travelling time. I am happy to connect with this amazing company and would definitely recommend it to everyone for buying a health insurance policy with ease. 

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    S
    Siddharth Taneja
    On: Jan 23, 2023
  • Affordable policy and easy to purchase

    I was looking for a health insurance policy when I visited inusrancedekho.com I found a policy of HDFC ergo health insurance. I purchased the policy and found it affordable. It is very easy to buy the policy from InsuranceDekho.

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    S
    Sarankhan
    On: Jan 18, 2023
  • Affordable plans

    I wanted to buy a good health insurance plan that could settle into my budget easily. I visited the InsuranceDekho website and found affordable plans on the website. I bought the HDFC ERGO Optima secure plan from their website. The plan comes with many benefits. The plan covers many hospitalization expenses. Happy with the purchase. 

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    A
    Ananya Singhal
    On: Jan 11, 2023
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Choose HDFC ERGO Critical Illness Plan

Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

Health Insurance News

HDFC ERGO Health Insurance Contact Details

Reach us for help anytime

Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

3624 HDFC ERGO Cashless Network Hospitals in India

FAQ About HDFC ERGO Health Insurance

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo offers individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top up insurance plan. 

     

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

     

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy health insurance plans offered by HDFC Ergo online through HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the health insurance premium as the company allows flexible payment modes.

     

  • Is there a limitation on entry age for buying health insurance plans offered by HDFC Ergo?

    The entry age for children is 91 days. However, there is no maximum entry age for adults.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.

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