HDFC ERGO Health Insurance Plans

HDFC Ergo health insurance plans provide coverage to the policyholder in case they are diagnosed with any kind of health problem. With a claim settlement ratio of 100%, HDFC Ergo is efficient in providing quick claim settlement. HDFC Ergo also provides several other benefits like renewal discounts, no claim bonus, and more so that policyholders can buy health insurance plans at very affordable rates. Some of the best health insurance plans that HDFC Ergo offers are as follows:

• HDFC Ergo My Health Suraksha Plan: The HDFC Ergo My Health Suraksha Plan provides a 360-degree protection to policyholders. It provides coverage between Rs. 3 lakhs to Rs. 5 lakhs. Some of the coverage offered under this plan are pre and post hospitalisation expenses, home health care, cumulative bonus, and more. There is no medical test required for policyholders who are less than 45 years of age.
• HDFC Ergo Critical Illness Insurance Plan: As the name suggests, HDFC Ergo critical illness plan provides coverage if the policyholder is diagnosed with a critical illness. It provides coverage for over 15 critical illnesses like cancer, stroke, paralysis, kidney failure, and more. Moreover, it has a lesser waiting period for critical illness as compared to other plans.
• HDFC Ergo My Health Medisure Super Top-up Plan: The HDFC Ergo My Health Medisure Super Top-up Plan provides coverage for a higher sum insured at affordable premiums. To buy this policy, the insured should be of the age between 18-65 years. You can buy this plan for 2 continuous years and save on health insurance premiums.