Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

HDFC ERGO Health Insurance Plans

494 reviews Rate This
Highlights
Cashless Approval TAT45 mins Cashless Claim Processing
Claim Settlement Ratio100%
Network Hospitals12,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

2 Lac
3 Lac
5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

HDFC ERGO Health Insurance Plan List

  • Cover

    5 Lakh

    Cashless Hospital

    9372

    Starting From 1,391/month*

  • Cover

    5 Lakh

    Cashless Hospital

    9372

    Starting From 1,312/month*

HDFC Ergo health insurance plans provide coverage to the policyholder in case they are diagnosed with any kind of health problem. With a claim settlement ratio of 100%, HDFC Ergo is efficient in providing quick claim settlement. HDFC Ergo also provides several other benefits like renewal discounts, no claim bonus, and more so that policyholders can buy health insurance plans at very affordable rates. Some of the best health insurance plans that HDFC Ergo offers are as follows:

  • HDFC Ergo My Health Suraksha Plan: The HDFC Ergo My Health Suraksha Plan provides a 360-degree protection to policyholders. It provides coverage between Rs. 3 lakhs to Rs. 5 lakhs. Some of the coverage offered under this plan are pre and post hospitalisation expenses, home health care, cumulative bonus, and more. There is no medical test required for policyholders who are less than 45 years of age.
  • HDFC Ergo Critical Illness Insurance Plan: As the name suggests, HDFC Ergo critical illness plan provides coverage if the policyholder is diagnosed with a critical illness. It provides coverage for over 15 critical illnesses like cancer, stroke, paralysis, kidney failure, and more. Moreover, it has a lesser waiting period for critical illness as compared to other plans.
  • HDFC Ergo My Health Medisure Super Top-up Plan: The HDFC Ergo My Health Medisure Super Top-up Plan provides coverage for a higher sum insured at affordable premiums. To buy this policy, the insured should be of the age between 18-65 years. You can buy this plan for 2 continuous years and save on health insurance premiums.
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

HDFC ERGO Health Insurance Top Up List

    Name of PlanSum Insured
    my: Health Medisure Super Top-upMin: 3 Months; Max: 65 Years3 Lakh Check Premium
    Optima SuperMin: 91 Days; Max: 65 Years5 Lakh Check Premium

    Health Insurance Coverage Calculator

    Who do you want to insured ?

    • Individual
    • Couple
    • Family
    • Parents

    Age of eldest insured member ?

    Where do you live ?

    Metro
    Non-Metro
    Disclaimer : Actual Coverage might vary basis your location, age and number of members

    Choose HDFC ERGO Critical Illness Plan

    HDFC ERGO Health Insurance User Reviews

    Write your review
    What users are saying
    • All
    • Price
    • Helpful
    • Network Hospitals
    • Claim
    • Renew
    • Premium
    • Top up
    • Critical Illness
    Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers

    Health Insurance News

    HDFC ERGO Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at HDFC ERGO Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    3624 HDFC ERGO Cashless Network Hospitals in India

    Insurance Products by HDFC ERGO General Insurance

    Best Insurance Advisors in Your City.

    FAQ About HDFC ERGO Health Insurance

    • What are the types of plans offered by HDFC Ergo?

      HDFC Ergo offers individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top up insurance plan. 

       

    • Why should I buy health insurance by HDFC Ergo?

      HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

       

    • How to apply for and buy health insurance plans offered by HDFC Ergo?

      You can apply for and buy health insurance plans offered by HDFC Ergo online through HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the health insurance premium as the company allows flexible payment modes.

       

    • Is there a limitation on entry age for buying health insurance plans offered by HDFC Ergo?

      The entry age for children is 91 days. However, there is no maximum entry age for adults.

    • What is the customer care number of HDFC Ergo?

      The customer care number for HDFC Ergo is 022 6234 6234.

    Latest Health Insurance Articles

    Network Hospital in Popular Cities

    CityNo of Hospital
    Hyderabad416
    New Delhi446
    Jaipur174
    Mumbai281
    Gurgaon100
    Lucknow114
    Chennai298
    View All