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HDFC ERGO Critical Illness Plans

Critical illnesses bring emotional and financial challenges. The situation turns worse when the only earning member in a family is diagnosed with a life-threatening disease. HDFC Ergo's Critical Illness Insurance can come to your rescue in such a case.

HDFC ERGO Critical Illness Insurance Policy

The Critical Illness Insurance Policy by HDFC ERGO has been carefully designed to suit people who are diagnosed with any of the critical illnesses. Available in two variants Silver and Platinum, the policy helps in taking away all the financial stress that may arise due to expensive medical treatments in case of life-threatening conditions. This policy covers a number of critical illnesses, including:

  • Benign Brain Tumour
  • End Stage Liver Disease
  • Heart Valve Replacement
  • Major Organ Transplantation
  • Coronary Artery Bypass Surgery

​To know all the diseases covered by HDFC ERGO critical illness policy click here.

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Benefits of HDFC ERGO Critical Illness Insurance Policy

With the USP of lower premium and higher coverage, HDFC ERGO Critical Illness Insurance provides the best treatment without any financial burden. Under this plan, a lump sum amount is paid by the insurer in case of diagnosis of a critical illness, and this sum can be used either on treatment and paying off medical bills at the hospital or it can also be used for recuperation, paying off debts, change of lifestyle, etc.

Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

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FAQs

  • Does HDFC ERGO offer critical illness plan?

    Yes. HDFC Ergo provides critical illness cover under its Critical Illness insurance plan. 

  • What is the eligibility criteria for buying critical illness plan by HDFC Ergo?

    Any individual in the age group of 5 years to 65 years can apply for HDFC Ergo's critical illness plan.

  • Which critical illnesses are covered by HDFC Ergo under its critical illness plan?

    HDFC Ergo, through its critical illness plan provides coverage for up to 15 critical illnesses. Stroke, coronary artery bypass surgery, paralysis, cancer, heart attack (myocardial infarction), major organ transplantation, multiple sclerosis, and kidney failure are a few critical illnesses covered by HDFC Ergo.

  • What are the benefits that HDFC Ergo offers under its critical illness plan?

    To cater to the medical needs of critical illness insured individuals, HDFC Ergo provides lump sum payment in a single transaction on first diagnosis of any of the critical illnesses. Apart from lifelong renewability, the HDFC Ergo offers tax benefits as well as coverage for up to 15 critical illnesses.

  • Which diseases are covered HDFC Ergo General Insurance plans?

    Under the HDFC Ergo General insurance Plans, different type of diseases are covered depending upon the type of plan chosen by the policyholder. For example, HDFC Ergo Critical Illness Insurance Plan covers 15 critical illnesses such as heart attack, stroke, cancer, paralysis etc.

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  • Perfect Policy

    HDFC ERGO Health Insurance Plan is the most suitable health insurance policy. I learned about this health insurance plan during my online search at InsuranceDekho’s website. It comes at an affordable premium. I bought it without any delay. Recommend this health policy to everyone! Thank You

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    S
    HDFC ERGO
    By Simrat Kaur
    On: Apr 02, 2024
  • Affordable Policy

    My HDFC ERGO Health Insurance Plan is an affordable policy that covers me for major healthcare expenses. I bought the health policy after discussing my requirements with the experts at InsuranceDekho and I am thankful to the customer support team for suggesting me the best health insurance policy. Thank You!

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    M
    HDFC ERGO
    By Manoj Kumar
    On: Mar 21, 2024
  • Compared all the plans easily

    I visited the website of InsuranceDekho, where I compared so many health insurance plans and policies. The comparison is very easy as there is a feature on the website which compares the price itself. I was totally satisfied with it and purchased the HDFC ERGO Health Insurance Plan.

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    A
    HDFC ERGO
    By Ashutosh Yadav
    On: Mar 19, 2024
  • Top-Notch Support Team

    I've had the pleasure of interacting with InsuranceDekho's customer care team, and they're top-notch. They guided me through the health insurance selection process to buy the HDFC ERGO Health Insurance Plan for my parents and made it a breeze. Thank you InsuranceDekho team.

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    P
    HDFC ERGO
    By Pooja Sharma
    On: Mar 14, 2024
  • Easy Policy Renewal

    Renewing my HDFC ERGO Health Insurance Plan with InsuranceDekho is a straightforward process. They send timely reminders and offer online renewal options on their platform, ensuring I get all the renewal dates. Thank You InsuranceDekho For these amazing features.

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    HDFC ERGO
    By Varsha Nagpal
    On: Mar 13, 2024
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