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Apollo Munich Health Insurance User Reviews

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Rating of Apollo Munich
Based on
40 User reviews
  • Amazing benefits

    I wanted to buy a health insurance plan for myself. I visited the InsuranceDekho website and found a wide range of plans. I bought the Optima Secure Health insurance plan of HDFC ERGO. It is offering me a lot of benefits. I am really satisfied

    Usha Saxena
    On: Jan 27, 2022
  • Secured payments

    I bought the Optima Restore health insurance plan by HDFC ERGO from the InsuranceDekho website. The payment method was quite secure and convenient. I could easily make the payment. If you are looking for a health insurance plan, do visit the InsuranceDekho website

    Muskan Jain
    On: Jan 27, 2022
  • User-friendly website

    While buying the My Health Suraksha health insurance plan of HDFC ERGO from the InsuranceDekho website, I found the website to be user-friendly. I could easily locate the things on the website. It was very well managed

    Suhani Jha
    On: Jan 27, 2022
  • Great Expert Team

    I am glad to get the support of the expert team of InsuranceDekho to learn about the best plan according to my preference. I got valuable advice. And purchased a policy from HDFC ergo general insurance

    Tapas Simha
    On: Jan 05, 2022
  • Optimised budget

    On InsuranceDekho, the premium budget is properly optimised. The policy coverages are well aligned with the premium amount. This is one of the main reasons why I chose this platform to issue HDFC ERGO General Insurance my:Health Koti Suraksha.

    Vandana Khare
    On: May 03, 2021
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 66 Lacs+ happy customers
  • Single website for a thorough research

    InsuranceDekho is a single website where I could do thorough policy research without the necessity to move to anywhere else. From finding relevant information to policy issuance, renewal and claim settlement, everything is possible here. This convinced me to issue HDFC ERGO General Insurance my:Health Medisure Classic plan.

    Shukla Naskar
    On: Apr 30, 2021
  • Received guidance through Whatsapp

    I wanted to make a claim under  HDFC ERGO General Insurance’s Optima Restore plan through InsuranceDekho. Since I was on the move, I could not check the website for details. So. I used the Whatsapp number to get guidance. I got a callback. The official helped me to settle my claim immediately.

    Navya Palit
    On: Apr 29, 2021
  • Paperless renewal

    Renewing HDFC ERGO General Insurance’s my:health Suraksha plan was conducted in a paperless format on InsuranceDekho. I started by giving existing policy details on an online form. I generated quotes, compared and reselected my policy. After uploading the required documents and payment, the renewed papers were sent to my email.

    Debarghya Das
    On: Apr 28, 2021
  • Awesome after-sale service

    InsuranceDekho provides awesome after-sale services to its customers. After purchasing HDFC ERGO General Insurance’s Optima Restore plan, I have been receiving premium payment and renewal reminders and updated policy information constantly on my mobile.

    Antariksha Bhaduri
    On: Apr 26, 2021
  • Hassle-free renewal

    Renewal for my HDFC ERGO General Insurance’s my:Health Women Suraksha Policy was hassle-free on InsuranceDekho. I gave existing policy details along with its expiry date, regenerated and reselected my plan. After the completion of the premium payment, renewed policy papers were sent to my email. -

    Fatima Ahmed
    On: Apr 23, 2021
Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Health Insurance News


  • What are the key benefits of health insurance by HDFC Ergo?

    Health insurance by HDFC Ergo offers the following benefits to the insured: 

    • Coverage on individual as well as family floater basis
    • Plans offer lifelong renewability benefit
    • Plans with no sub-limit on room rent
    • 5% of bonus on the sum insured for every year a claim is not made
    • Reimbursement of health check-up expenses after a block of 4 claim-free years.
  • Do health insurance plans by HDFC Ergo provide tax benefits?

    Yes. If covered under health insurance plans by HDFC Ergo, you can avail tax benefits under Section 80D of the Income Tax Act, 1961 on the premiums paid for them. 

  • Who can enjoy benefits under the health insurance plan by HDFC Ergo?

    Anyone who is aged more than 18 years and is living in India can purchase health insurance plans offered by HDFC Ergo. They can also include their family members under the plans.

  • Does health insurance by HDFC Ergo allow policyholders to avail additional benefits?

    Apart from the coverage benefits, the holders of HDFC Ergo plans cover you for additional benefits such as free preventive health check-ups, multiplier benefits wherein you can get up to 100% additional policy cover as No Claim Bonus, 100% restore benefit that restores 100% cover instantly after your first claim. Also, you can avail several add-on benefits like critical illness cover, maternity cover etc. as per your choice, if covered under health insurance plans by HDFC Ergo. 

  • Is my health insurance plan by HDFC Ergo transferable without losing renewal benefits?

    Yes. You can transfer your health insurance plan by HDFC Ergo without losing renewal benefits such as No Claim Bonus or waiting period benefits.