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HDFC ERGO Health Insurance Reviews - Check Genuine HDFC ERGO Reviews Online

490 reviews Rate This
HDFC ERGO Health Insurance
Highlights
Cashless Approval TAT45 mins Cashless Claim Processing
Claim Settlement Ratio100%
Network Hospitals12,000+
PED Coverage Starting From3 year
Special Benefits2X Cover from Day 1
Starting Premium Rs. 1090/month

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Rating of HDFC ERGO
4.7
Based on
490 User reviews

  • Exceptional Health Insurance Provider

    InsuranceDekho has exceeded my expectations with its health insurance offerings. Their HDFC ERGO Health Insurance Plan is comprehensive, and their customer support is exceptional. I feel confident knowing that my health is in safe hands.

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    J
    Jiya Advani
    On: Sep 21, 2023

  • Affordable Premiums

    The premiums for InsuranceDeko's HDFC ERGO Health Insurance Plan are competitive, making it an affordable way to ensure my well-being.

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    J
    Jia Pareek
    On: Sep 20, 2023

  • Tailored Policies for Specific Needs

    Whether I need coverage for critical illnesses, accidents, or general healthcare, InsuranceDekho’s HDFC ERGO Health Insurance Plan is tailored to meet my specific needs.

    Read More
    M
    Mihika Malhotra
    On: Sep 18, 2023

  • Simplified Policy Renewal

    I found that InsuranceDekho's renewal process is hassle-free. They even offered me a grace period for my HDFC ERGO Health Insurance Plan, making sure My family was always covered.

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    R
    Reshma Vij
    On: Sep 15, 2023

  • No Claim Bonus Benefit

    I've seen my no-claim bonus for my HDFC ERGO Health Insurance Plan increase year after year with InsuranceDekho, reducing my premiums as a reward.

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    R
    Rajan Trivedi
    On: Sep 14, 2023
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers

  • Smooth Claims Process

    Filing a health insurance claim with InsuranceDekho for my HDFC ERGO Health Insurance Plan was a breeze. They processed my claim quickly and efficiently, making a stressful situation much easier to handle.

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    H
    Hina Tejwani
    On: Sep 13, 2023

  • Pre-Existing Condition Coverage

    InsuranceDekho's HDFC ERGO Health Insurance Plan provides coverage for pre-existing medical conditions after a waiting period. This feature is particularly important for individuals with existing health concerns.

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    P
    Parul Anand
    On: Sep 12, 2023

  • Comprehensive Coverage

    InsuranceDekho's HDFC ERGO Health Insurance Plan offers comprehensive coverage that puts my mind at ease. It covers everything from hospitalization to critical illnesses, ensuring that I am financially protected in any medical emergency.

    Read More
    S
    Siya Gehra
    On: Sep 11, 2023

  • Comprehensive and Easy to Understand Policies

    I was impressed with InsuranceDekho's health policy options. They offer a wide range of plans, and their website makes it easy to compare and understand the coverage details. After comparing I bought the HDFC ERGO Health Insurance Plan and was quite satisfied with it.

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    M
    Muskan Tandon
    On: Sep 08, 2023

  • Got coverage for critical illness

    I really liked the benefits offered under the HDFC ERGO Health Insurance Plan. I bought this plan without thinking twice from the InsuranceDekho website. The policy is quite affordable and easy to purchase from the website. I was able to purchase the policy within a few minutes. This purchase was very satisfying!

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    L
    Leila Bhanuja
    On: Sep 07, 2023

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Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

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Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

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HDFC ERGO Health Insurance Contact Details

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Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

3624 HDFC ERGO Cashless Network Hospitals in India

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FAQ About HDFC ERGO Health Insurance

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo offers individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top up insurance plan. 

     

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

     

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy health insurance plans offered by HDFC Ergo online through HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the health insurance premium as the company allows flexible payment modes.

     

  • Is there a limitation on entry age for buying health insurance plans offered by HDFC Ergo?

    The entry age for children is 91 days. However, there is no maximum entry age for adults.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.

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Network Hospital in Popular Cities

CityNo of Hospital
Karimnagar34
Thane117
Nagpur132
Noida45
Faridabad71
Kolkata100
Surat144
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