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HDFC ERGO Health Insurance Reviews - Check Genuine HDFC ERGO Reviews Online

406 reviews Rate This
Highlights
Claim Settlement Ratio86.52%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals10,000+
Policies Sold10,66,395
Renewability Lifelong Renewability
Rating of HDFC ERGO
4.6
Based on
406 User reviews
Write your review

  • Multiple benefits

      I bought the Individual Health Insurance plan of HDFC ERGO from the InsuranceDekho website. The plan offered multiple benefits and also helped me in meeting my hospitalization expenses. Happy to have found this plan. 

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    S
    Sehaj kapoor
    On: Mar 21, 2023

  • Got a plan of my choice

      The HDFC ERGO Health Insurance Policy that I bought from the InsuranceDekho website is quite helpful. The plan is unique in itself and is meeting all my needs and requirements. I loved the plan. 

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    T
    Tanya Sharma
    On: Mar 16, 2023

  • Amazing benefits

    I recently bought the HDFC Ergo health insurance plan for my family from the InsuranceDekho website. The plan covers my family well from many expenses. I am happy with the purchase and would recommend this plan to all.

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    P
    Preeti SIngh
    On: Mar 02, 2023

  • Affordable plans

      I wanted to buy a good health insurance plan that could settle into my budget easily. I visited the InsuranceDekho website and found affordable plans on the website. I bought the HDFC ERGO Optima secure plan from their website. The plan comes with many benefits. The plan covers many hospitalization expenses. Happy with the purchase.  

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    A
    Ananya Singhal
    On: Mar 01, 2023

  • Customer care support

    The customer care support of the InsuranceDekho website is impressive. I recently bought the HDFC ERGO My Health Suraksha health insurance plan. While buying the plan, I was facing some issues so I contacted customer care support and they helped me at each step and also told me about various benefits that this plan provides. Happy with the purchase. 

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    S
    Sara Gupta
    On: Feb 20, 2023
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 45 Lacs+ happy customers

  • Detailed explanation

    InsuranceDekho's website provides a detailed explanation of each plan they offer. After visiting their website, and going through the plans, I decided to buy the HDFC ERGO My Health Suraksha health insurance plan. The plan provides all the benefits I was looking for. Satisfied with the plan.

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    T
    Tisha Singh
    On: Feb 16, 2023

  • Kind Customer Support

    My purchase of a health insurance policy from InsuranceDekho was amazing. 10/10 for the customer support of the company. They made my purchase of HDFC Ergo’s I-can cancer plan quick and easy. Now, purchasing insurance is as convenient as purchasing clothes. Loved it! 

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    J
    Janvi Sharma v
    On: Feb 03, 2023

  • Comprehensive coverage

    I got multiple health insurance plans available at InsuranceDekho. However, I bought HDFC Ergo Health Wallet policy from their portal. I am happy to share that I am getting vast coverage benefits at low premium rates so all my needs are met now. Special thanks to experts for their support. 

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    K
    Ketan Sanotra
    On: Feb 01, 2023

  • Good policy, easy to purchase

    I had purchased my life insurance offline so I was amazed to find that buying my health insurance plan online, especially from InsuranceDekho. It has been about 15 days since I bought the HDFC Ergo Health Wallet Policy. I am happy to have a good health insurance policy by my side. I will definitely depend on the InsuranceDekho website for health insurance related needs. 

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    S
    Saksham Singh
    On: Jan 31, 2023

  • Purchased HDFC Critical Illness Plan With Ease

    I appreciate the insurance benefits listed under the HDFC Ergo Critical Illness. Without thinking further with the assistance of InsuranceDekho I bought the insurance plan. Must share that the plan is low-cost and I could purchase it within a few minutes with the assistance of experts. I am satisfied!

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    P
    Pankaj Kumar
    On: Jan 30, 2023

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Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 45 Lacs+ happy customers

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Claim Process at HDFC ERGO Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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FAQ About HDFC ERGO Health Insurance

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo offers individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top up insurance plan. 

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers policies that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC Ergo offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy health insurance plans offered by HDFC Ergo online through HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit car to pay the health insurance premium as the company allows flexible payment modes.

  • Is there a limitation on entry age for buying health insurance plans offered by HDFC Ergo?

    The entry age for children is 91 days. However, there is no maximum entry age for adults.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.

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Noida45
Kolkata100
Hyderabad416
New Delhi446
Jaipur174
Chandigarh39
Mumbai281
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