HDFC ERGO Health Insurance Premium Calculator

HDFC ERGO Health Insurance

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10,000+ Network Hospitals

10,63,052 Policies Issued

63% Incurred Claim Ratio

Lifelong Renewability

84.08% Claim Settlement Ratio

100% In-House Claim Settlement

Coronavirus (COVID-19) Cover

Health Insurance Premium Calculator of HDFC ERGO Health Insurance

Health insurance plans provide essential coverage benefits which take care of the high medical costs incurred in case you suffer from an ailment or injury. Without a good health plan, you may be unable to avail quality healthcare facilities for your sickness. That is why a range of health insurance plans with substantial coverage levels are available in the market. To buy health insurance you need to pay a premium which is the cost of the coverage that you avail. The premium should not be very high making it impossible to be paid. That is why you should calculate the premiums before buying health insurance.

How to calculate the premium of HDFC ERGO Health policies online?

Health insurance premiums can be calculated through online premium calculators. These calculators are easy tools which let you calculate the premium instantly when you provide the following:

  • Your age
  • Policy term
  • Medical history
  • Coverage details
  • Sum insured you need
  • The type of policy to buy

These details, when entered can give the premium payable for the plan. In addition, you’re also able to adjust the calculated premium by making changes in the variables such as the sum insured, coverage benefits, etc.

Why calculate health insurance premium online?

Premium calculation is recommended because you should know how much your health insurance policy is costing you. By calculating the premium before buying the plan, you can do the following:

  • Add or deduct riders and coverage benefits
  • Know the identical expense on the product beforehand
  • Confirm the affordability of the health insurance coverage
  • Compare the rates of other health insurance policies easily
  • Opt for the best coverage level, which is suitable for your pockets
  • Get the best premium amount for the most optimal sum insured option
  • Make changes in the calculated premium by inserting different input details
  • Select the most suitable coverage benefits at the most affordable premium rates

Why choose HDFC ERGO Health Insurance?

HDFC ERGO Health Insurance (previously known as Apollo Munich Health Insurance) is known for approving cashless claims within 60 minutes of claim intimation. It has established a dedicated in-house claim settlement team for the betterment of the policyholders. It has a tie-up with more than 10,000 network hospitals across India for easy cashless claim settlements. Further, HDFC ERGO Health Insurance offers a variety of health insurance products that come with a varied sum insured options and quality customer support.

Latest HDFC ERGO Health Insurance News

HDFC ERGO Health Insurance Plan List

Name of PlanSum Insured
Optima RestoreMin: 91 Days, Max: 65 Years3 Lakh Get Quotes Now
Easy Health ExclusiveMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now
Easy Health PremiumMin: 91 Days; Max: 65 Years4 Lakh Get Quotes Now
Health WalletMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now
EnergyMin: 18 Years, Max: 65 Years2 Lakh Get Quotes Now
Dengue CareMin: 91 Days; Max: 65 Years50 Thousand Get Quotes Now
Easy Health Standard Min: 91 Days; Max: 65 Years1 Lakh Get Quotes Now
iCan CancerMin: 5 Years; Max: 65 Years5 Lakh Get Quotes Now
Optima VitalMin: 18 Years; Max: 65 Years1 Lakh Get Quotes Now
Optima SeniorMin: 61 Years; Max: No Limit 2 Lakh Get Quotes Now
Optima CashMin: 91 Days; Max: 65 Years1000/day Get Quotes Now
Maxima HealthMin: 91 Days; Max: 65 Years3 Lakh Get Quotes Now
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Get Quotes Now
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Get Quotes Now

HDFC ERGO Health Insurance Top Up List

Name of PlanSum Insured
Optima SuperMin: 91 Days; Max: 65 Years5 Lakh Get Quotes Now
Optima PlusMin: 91 Days; Max: 65 Years5 Lakh Get Quotes Now

HDFC ERGO Health Insurance Premium Calculator FAQs

  • How can I calculate HDFC ERGO Health Insurance insurance premium?

    Calculating health insurance premium at HDFC ERGO Health Insurance insurance is easy. All you need to do fill the form available on the home page of this website. Enter your requirements, your age and InsuranceDekho will calculate the premiums based on the requirement you have inerted. You can also call our experts at to get your premium calculation related queries answered.


  • What are the factors that play a deciding role in calculating the premium in HDFC ERGO Health Insurance?

    Plan opted, coverage limit, age, number of people, pre-existing diseases, and family history are the major aspects that affect premium. Note that the premium increases with age. Also, that premium for family floater coverage is greater in comparison to the one in individual coverage. 

  • What are the modes of premium payment in HDFC ERGO Health Insurance?

    To pay your health insurance premium you can make use of either credit/debit card, cheque, net banking, UPI, or cash. To gather detailed information about premium payment, you can talk to experts at InsuranceDekho at 7551196989.

  • Does HDFC ERGO Health Insurance offer discount on renewal premium?

    By walking and staying healthy, you can earn up to 8% discount on your renewal premium. To uncover more, visit the website of HDFC ERGO Health Insurance. If interested, you can also call us at 7551196989. 

HDFC ERGO Health Insurance Contact Details

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