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HDFC ERGO Health Insurance Premium Calculator

Health insurance plans have become quite important nowadays. They cover the medical expenses incurred in a medical emergency and prove to be a boon in times when medical expenses go through the roof. That is why individuals insure themselves and their families in comprehensive health plans. However, health plans require the payment of premiums against which the coverage is granted. When you pay the premium, the insurer promises to provide you coverage. Having an affordable premium is necessary so that you can easily pay it off. That is why online premium calculators are available.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

HDFC ERGO Health Insurance Plan List

  • Individual (1)
  • Family (2)
  • Woman (2)
  • Parents (2)
  • Blood Pressure (2)
  • Kids (2)
  • Thyroid (2)
  • Diabetes (2)
  • Cover

    5 Lakh

    Cashless Hospital

    9552

    Starting From 1,391/month*

  • Cover

    5 Lakh

    Cashless Hospital

    9552

    Starting From 1,312/month*

How to Calculate the Premium of Health Insurance Plans Offered by HDFC Ergo Online?

The calculation of premiums of health insurance plans offered by HDFC Ergo Insurance is quite easy with the online premium calculator. This particular tool helps you calculate health insurance premiums online. However, the calculator requires certain details: Your age Policy term Medical history Coverage details Sum insured you need The type of policy to buy Based on these details, the premium for the health insurance policy can be calculated. The tool also enables you to change coverage benefits and the sum insured to adjust the calculated premium to fit your pocket.

Why Calculate Health Insurance Premium Online?

Calculating the premium is good for several reasons. With the online premium calculator, you’re able to perform the following activities: Add or deduct coverage benefits and riders Get the exact expense on the policy beforehand Judge the affordability of the health insurance coverage Ascertain the costs involved in buying the health insurance plan Compare several health insurance policies based on rates and coverage Choose the most suitable coverage benefits at the most affordable premium Change the details and arrive at the most suitable premium amount and coverage level

Why Choose HDFC Ergo?

HDFC Ergo is a leading general insurance company in India. It has been awarded various honors and recognition making it a reputable name in the health insurance industry. Backed by 10,000+ network hospitals across the country and 24*7 customer support, it settles cashless or reimbursement claims in a transparent manner. Furthermore, HDFC Ergo offers a wide range of health insurance policies for every individual with a varying sum insured levels that are suitable to all.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members
Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

HDFC ERGO Health Insurance Top Up List

  • Top-up (4)
  • Family (1)
  • Individual (1)
Name of PlanSum Insured
Optima PlusMin: 91 Days; Max: 65 Years5 Lakh Check Premium
my: Health Medisure Super Top-upMin: 3 Months; Max: 65 Years3 Lakh Check Premium
Optima SuperMin: 91 Days; Max: 65 Years5 Lakh Check Premium

Health Insurance News

FAQs

  • How do I calculate my HDFC Ergo premium?

    Calculating the HDFC Ergo premium is quite easy. You can do so by visiting the official website of HDFC Ergo and click on ‘Health Insurance Premium Calculator Online’ or you can contact experts at InsuranceDekho at 7551196-989. 

  • How do I pay my HDFC Ergo premium?

    Premium payment at HDFC Ergo is not at all a task. You can make payment through net banking, credit/debit card, cheque, UPI, or cash. For more information, initiate contact with InsuranceDekho experts at 7551-196-989.

  • How to use HDFC Ergo General Insurance premium calculator

    HDFC Ergo General Insurance premium calculator is very easy to use. You just need to visit insurancedekho website, then click on the 'Health' section and enter the details as required. 

  • What are the details required for using HDFC Ergo General Insurance premium calculator?

    Very basic details are required for using HDFC Ergo General Insurance premium calculator like your age, medical history, coverage details, your city, number of members insured and their age.

  • What are the factors affecting HDFC Ergo General Insurance premium amount?

    Premium amount for HDFC Ergo General Insurance is affected by factors such as your age, pre-existing diseases, family history, members insured and policy tenure.

User Reviews

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What users are saying
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  • Perfect Policy

    HDFC ERGO Health Insurance Plan is the most suitable health insurance policy. I learned about this health insurance plan during my online search at InsuranceDekho’s website. It comes at an affordable premium. I bought it without any delay. Recommend this health policy to everyone! Thank You

    S
    HDFC ERGO
    By Simrat Kaur
    On: Apr 02, 2024
  • Affordable Policy

    My HDFC ERGO Health Insurance Plan is an affordable policy that covers me for major healthcare expenses. I bought the health policy after discussing my requirements with the experts at InsuranceDekho and I am thankful to the customer support team for suggesting me the best health insurance policy. Thank You!

    M
    HDFC ERGO
    By Manoj Kumar
    On: Mar 21, 2024
  • Compared all the plans easily

    I visited the website of InsuranceDekho, where I compared so many health insurance plans and policies. The comparison is very easy as there is a feature on the website which compares the price itself. I was totally satisfied with it and purchased the HDFC ERGO Health Insurance Plan.

    A
    HDFC ERGO
    By Ashutosh Yadav
    On: Mar 19, 2024
  • Top-Notch Support Team

    I've had the pleasure of interacting with InsuranceDekho's customer care team, and they're top-notch. They guided me through the health insurance selection process to buy the HDFC ERGO Health Insurance Plan for my parents and made it a breeze. Thank you InsuranceDekho team.

    P
    HDFC ERGO
    By Pooja Sharma
    On: Mar 14, 2024
  • Easy Policy Renewal

    Renewing my HDFC ERGO Health Insurance Plan with InsuranceDekho is a straightforward process. They send timely reminders and offer online renewal options on their platform, ensuring I get all the renewal dates. Thank You InsuranceDekho For these amazing features.

    V
    HDFC ERGO
    By Varsha Nagpal
    On: Mar 13, 2024

Network Hospital in Popular Cities

CityNo of Hospital
Kolkata100
Surat144
Hyderabad416
New Delhi446
Jaipur174
Mumbai281
Gurgaon100
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