Cholamandalam MS Health Insurance Top-up & Super Top-up Plans

1. Chola MS Top-up Healthline

Key Benefits of Top-Up Healthline

• Lifelong renewability
• In-patient hospitalisation expenses
• Pre-hospitalisation and post-hospitalisation expenses
• Emergency ambulance charges incurred in India
• Tax exemption as per Section 80D of the Income Tax Act, 1961, for up to Rs. 25,000
• No pre-policy health check-up for entry up to age 55 years

Who Can Buy this Plan?

Waiting Period Under the Plan

Renewability of the plan

Exclusions Under the Plan

• Non-allopathic treatments
• Dental treatment or surgery of any kind
• Congenital illness/diseases/condition which are external
• Cost of spectacles, contact lenses, hearing aids, walking aids, and others
• Pre-hospitalisation and post-hospitalisation expenses and consequential loss regarding organ donor

2. Cholamandalam MS Super Top-up Insurance

Key Benefits of Super Top-Up Insurance

• Organ donor expenses
• In-patient hospitalisation
• Pre-hospitalisation and post-hospitalisation expenses
• Expenses for organ donor for transplant
• No medical check-up up to 55 years of age
• Tax exemption under Section 80(D) of Income Tax Act

Who Can Buy this Plan?

Waiting Period Under the Plan

Renewability of the Plan

Exclusions Under the Plan

• Unproven/experimental treatment
• Vaccination or inoculation and immunisations
• Treatment of obesity or any other weight control program
• Any physical, psychiatric or psychological examinations or testing
• Congenital anomaly, illness, diseases, condition which are external