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Cholamandalam MS Critical Illness Plans

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio95%
COVID-19 CoverYes
Network Hospitals8,000+
Policies Sold1,03,232
RenewabilityLifelong

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Critical Illness Plans of Cholamandalam MS

Critical illnesses, at times, strike unexpectedly. When it happens to the earning member, it results in a sudden financial burden for the family. In such a case, the family is not only worried about meeting the treatment cost but also struggles with the loss of income. This leads to draining out savings built for one’s own retirement or a child’s education. Cholamandalam MS Critical Healthline Policy is such a plan that can financially support your family.

Cholamandalam MS Critical Healthline Policy

The Critical Healthline Policy by Cholamandalam MS comes in two variants, Cholamandalam MS Standard Critical Healthline and Cholamandalam MS Advanced Critical Healthline. The Standard plan covers 10 critical illnesses, whereas the Advanced plan covers 12 critical illnesses, plus ambulance charges up to Rs. 1,000. The critical illnesses covered by the policies are:

  • Kidney Failure
  • First Heart Attack
  • Major Organ Transplant
  • Cancer of Specified Severity
  • Coma of Specified Severity

To know all the diseases covered by the Critical Healthline Policy by Cholamandalam MS, click here.

Cholamandalam MS Health Insurance Critical Illness Plan List

    Name of PlanSum Insured
    Critical Healthline PolicyMIn: 5 Years; Max: 65 Years3 Lakh Get Quotes Now

    Benefits of Cholamandalam MS Critical Illness Insurance Policy

    The critical illness policy of Cholamandalam MS is dedicated to protecting you with a lump sum payment against any of the named critical illnesses. Though a critical illness policy in nature, the Cholamandalam MS Critical Healthline Policy also covers the expenses incurred on maternity, 141 daycare procedures and treatments, pre-hospitalisation and post-hospitalisation expenses for 60 and 90 days respectively, room rent, ICU charges, nursing fees, etc. The best part is that you can get up to 3 children covered under this policy. Above all, Cholamandalam MS critical illness policy is a unique cover for extended health coverage that takes care of you and your family’s health.

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    Disclaimer : Actual Coverage might vary basis your location, age and number of members

    Key Features of Cholamandalam MS Critical Illness Insurance Policy

    The critical insurance policy by Cholamandalam MS has many more features, such as:

    • Portability option
    • Cashless treatment
    • Lifelong renewability
    • Claim settlement support
    • No medical test up to 55 years

    With Cholamandalam MS Critical Healthline Policy in hand, your family can handle the situations and live a good life. On the other hand, you can get the best treatment in the best hospital in your area without having to exhaust your savings.

    Cholamandalam MS Health Insurance User Reviews

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    • It gave me a wide network

        InsuranceDekho has a wide network of providers. When I purchased the Cholamandalam MS Health Insurance...

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      Cholamandalam MS
      By Paromita Sen
      On: Mar 27, 2023
    • Highly recommend the product

        I recently bought the Cholamandalam MS Health Insurance plan from InsuranceDekho. I must say that it i...

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      Cholamandalam MS
      By Aadya Chautervedi
      On: Mar 23, 2023
    • Provided me with a reminder fe...

        The InsuranceDekho website comes with a reminder feature that automatically reminds me to get my polic...

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      Cholamandalam MS
      By Raghvi Gupta
      On: Mar 17, 2023
    • Detailed information

      InsuranceDekho website is an informative website. It has information about each plan in detail with its featur...

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      Cholamandalam MS
      By Sanya Chadda
      On: Feb 15, 2023
    • Detailed information of each p...

      InsuranceDekho website is an informative website. It has information about each plan in detail with its featur...

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      Cholamandalam MS
      By Harmehar Kaur
      On: Feb 14, 2023
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    Cholamandalam MS Health Insurance Contact Details

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    Claim Process at Cholamandalam MS Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    Insurance Products by Cholamandalam MS General Insurance

    FAQ About Cholamandalam MS Health Insurance

    • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

      Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

    • What is the name of the specific plan for critical illness offered by Cholamandalam MS?

      Critical Healthline is the name of the critical illness plan offered by the Cholamandalam MS.

    • Is there any medical check-up required to seek critical illness plan of Chola Ms?

      Yes, the medical checkup is required but only after 55 years of age. 

    • What is the maximum sum insured amount of critical illness plan offered by Cholamandalam MS?

      The sum insured amount of Cholamandalam MS critical illness plan ranges from Rs. 3 lakh to Rs. 10 lakh. 

    • What types of critical illnesses are covered by the Cholamandalam MS critical illness plan?

      The critical illness plan of Cholamandalam MS covers different types of diseases such as:

      • Cancer of specified severity
      • Major organ/bone marrow transplant
      • Primary pulmonary hypertension
      • Kidney failure requiring regular dialysis
      • Stroke resulting in permanent symptoms
      • Open chest CABG
      • Permanent paralysis of limbs
      • Surgery f aorta and so on

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