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Bajaj Allianz Health Care Supreme Health Insurance

289 reviews Rate This
Bajaj Allianz Health Insurance
Health Care Supreme
Claim Settlement Ratio92.24%
Network Hospitals7,000+
Pre-existing Disease Waiting Period2 years
Starting Premium for Rs. 5 lakhs SIRs. 364/month

About Bajaj Allianz Health Care Supreme Health Insurance

The Health Care Supreme is a superior quality policy that takes care of everyone from an individual to an entire family. This comprehensive medical insurance plan comes with a wide range of benefits that ensures a cover for maximum expenses related to illnesses and accidents. It is a plan offered by Bajaj Allianz Company that is known for delivering products equipped with innovative solutions and technical expertise. This Health Care Supreme Plan offers 3 types of policies which incorporate the Individual plan, Floater plan and Group plan. People, i.e., from an individual to a family to a company, can opt for these as per their requirements.

This plan is designed to cope up with various types of unforeseen circumstances. It is available in 3 variants which are known as Health Care Supreme - Vital, Health Care Supreme - Smart, and Health Care Supreme - Ultimo. The sum insured range of this plan is from Rs. 5 Lakh to Rs. 50 Lakh, which depends on the variant opted. The plan is open to offering coverage to self, spouse & dependent children, while parents can be covered under a separate floater plan. Anyone can have this annual policy but people above 45 years have to go through some medical tests for that.

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Key Inclusions and Exclusions of the Plan

What's Included

  • Out-patient expenses are covered  
  • Pre and post hospitalisation costs
  • In-patient hospitalisation expenses
  • Maternity and newborn baby treatment expenses
  • Coverage for road and air ambulance services

What's Not Included

  • Treatment of self-inflicted injury or illness
  • HIV and HIV related illness including AIDS
  • Venereal or sexually transmitted diseases
  • Complications out of pregnancy, abortion etc.
  • Treatment of injuries due to war, invasion, etc.

5639 Bajaj Allianz Cashless Network Hospitals in India

Choose Bajaj Allianz Critical Illness Plan

Health Care Supreme User Reviews

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What users are saying
  • All
  • I am happy that i am covered for opd expenses and maternity with new born baby expenses under this plan. I did...

    Read More
    N
    By Neha Sahu
    On: Feb 25, 2020
  • This is my first health investment with bajaj allianz. I am happy that i was able to buy this policy at less p...

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    R
    By Ratanjeet Rai
    On: Feb 19, 2020
  • I have already advised this policy to everyone in my relatives. I have purchased it around 4 months back becau...

    Read More
    H
    By Hari Om Gupta
    On: Feb 12, 2020
  • I will say that this plan is good for both, individual as well as family. I have bought it because it helps me...

    Read More
    E
    By Ekant Singh Bisht
    On: Feb 03, 2020
  • I am so grateful to insurancedekho that they helped me purchase this policy. Health care supreme is lifelong r...

    Read More
    S
    By Shubham Mathur
    On: Jan 30, 2020

Add-ons to Enhance Benefits

  • Ancillary Expense Benefit

    As per this coverage, if a person is admitted in the hospital due to an illness or accidental bodily injury which is sustained or contracted during the policy period, on the advice of a doctor, this plan will be providing a specified daily allowance for non-ICU section, while two times of daily allowance for ICU section for each continuous and completed period of 24 hours hospitalisation. The offered amount may vary as per the variant selected.

  • Personal Accident Cover

    If an insured individual or his family member(s) meets with any accidental bodily injury, the policy shall be making a payment for one or more of the events such as death due to accident, permanent total or partial disability due to accident, temporary total disability due to accident, transportation of mortal remains, children education benefit, and so on. 

  • Critical Illness Cover

    If an insured member is diagnosed suffering from any one of the critical illnesses as listed in this policy, which first occurs or manifests itself during the policy period, and fulfils the criteria as defined under this policy, the plan will pay a specified lump sum amount to the insured individual. Some of the critical diseases that are covered under this plan are Cancer, First heart attack, Coma, Kidney failure, Alzheimer’s disease, Major burns, and so on.

Bajaj Allianz Health Care Supreme Expert Review

  • Expert Review

    This Health Care Supreme Policy comprehends the significance of health, hence, offers every possible cover for illness and injury to its policyholders. The plan is available in 3 variants with which it has segregated itself for people of different strata, requirements etc. The sum insured amount under this plan is offered from Rs. 5 Lakh to Rs. 50 Lakh, which allows people with any budget to get the coverage under this plan. This plan renders its services in three types of policies such as the Individual Health Care Supreme policy, Floater Health Care Supreme policy and Group Health Care Supreme policy.
     
    The cashless coverage and hospitalisation for this plan are offered in 6000+ network hospitals. This Health Care Supreme Policy is stuffed with a variety of benefits that comprise of hospitalisation expenses, pre and post hospitalisation, out-patient expenses, road and air ambulance, maternity and newborn baby related costs, daycare expenses, ayurvedic & homoeopathic treatment coverage and so on. In addition to these, critical illness, personal accident coverage and ancillary expense benefit are also there with different types of discount. These many offerings make this policy beneficial and affordable and a great option for every health insurance seeker.

  • Major Attractions

    The Health Care Supreme Policy tends to offer almost every kind of benefit and offering to its customers. This policy only requires the people who are above the age of 45 years to go through a medical examination for getting coverage under this health insurance policy, still, this policy manages to become the centre of attraction for most of the health insurance seekers. Here are a few components of this health insurance policy, which makes it a worthwhile product:

    • Pre and post hospitalisation cost
    • Sum insured reinstatement benefit
    • Coverage for in-patient hospitalisation 
    • Cost incurred on out-patient expenses
    • Cover for daycare procedure is available
    • Expenses related to road and air ambulance
    • Maternity and the newborn baby cover is offered
    • Ayurvedic and homoeopathic treatment expenses
  • What’s More?

    The Health Care Supreme Policy owns a lot more than its benefits and features. There are some additional components too under this plan, which in-actual add-on to its value that ultimately helps customers in getting benefited. Here are some of those benefits:

    • 5% family discount is offered
    • Availability of lifelong renewability option
    • 5% claim-free renewal discount is applicable,
    • No medical test required up to the age of 45 years
    • Tax benefits can be gained on the amount of premium paid
  • Conclusion

    This Health Care Supreme Policy is designed with a holistic approach, where the ability to fulfil almost every need of a customer is infused. For any and every health insurance searcher, this plan could become a perfect choice to opt for. The reason behind this assurance is the list of benefits and affordable price of this policy which are enough to satisfy any and every policyholder. 
     
    If you are planning to buy this health plan, buy it from insurancedekho.com. It will offer you an experience of easy purchase procedure with the help of their team that will be providing you with a complete, constant and dedicated support for the claim settlement process, common inquiries, comparison of plans and so on.

Bajaj Allianz Health Care Supreme Brochure

  • 604.69 KB
  • PDF Document
  • Oct 21, 2019

Claim Process at Bajaj Allianz Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Health Care Supreme Health Insurance Plan

  • What are the sum insured options available under the Health Care Supreme Policy?

    The sum insured options offered under this plan ranges between Rs. 5 Lakh and Rs. 50 Lakh. 

  • How many variants are offered under this health plan?

    The plan is available with 3 different variants which are named as Health Care Supreme - Vital, Health Care Supreme - Smart, and Health Care Supreme - Ultimo.

  • What is the entry age applicable under this Health Care Supreme Policy?

    The minimum entry age under this plan is of 18 years, while there exists no limit for maximum entry age. However, the minimum and maximum entry ages of the dependent children are 3 months and 25 years. 

  • Who all can get covered with me from my family under this policy?

    The plan is open to offering coverage to self, spouse & dependent children, while parents can be covered under a separate floater plan.

  • Is there any family discount available under this policy?

    Yes, a family discount of 5% is applicable, if 2 or more family members are covered under a single policy.

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