Bajaj Allianz Extra Care Health Insurance

The Extra Care Policy tends to offer every possible medical coverage to its policyholders. This health insurance plan offers enough benefits that policyholders don’t have much to complain about and much more to be happy about. The abundance of elements together makes this health insurance plan a centre of attraction when compared with the benefits and the offerings of other insurers. Here are some of the beneficial components that make it a worthwhile insurance product:

• Pre and post hospitalisation cost
• The portability option is available
• Policy coverage offered for 1 year
• Availability of lifelong renewability
• Coverage for emergency ambulance
• Wide coverage offered up to Rs. 15 Lakh
• Option of sum insured enhancement is given
• No medical check-up required up to 55 years

The Extra Care Policy offers very many features with a lot of benefits that can make you escape from serious financial crunches. The additional elements other than direct benefits enhances its value before the customers and make them stay longer. Here is a checklist of those benefits:

• 15 days free look period is available  
• A grace period of 30 days is applicable
• Tax benefits can be gained on the premium paid

This Extra Care Policy is a perfect blend of plan coverage and value for money features. It tends to deliver its policyholders both of these elements that actually make it a perfect choice for all. Its offerings such as pre and post hospitalisation cover, portability option, lifelong renewability, coverage for an emergency ambulance, optional sum insured enhancement, etc. hardly let any customer leave this top-up plan.    
 
If you are buying this plan, purchase it from insurancedekho.com. The InsuranceDekho team will surely make your buying experience simple and flawless. They are constantly indulged in offering customers with different types of support with utmost commitment and dedication.

This policy allows the coverage of self, spouse, and dependent children under the policy. Also, dependent parents can be covered under the policy, but a separate policy would be issued for parents to cover them.

Sum insured enhancement under this plan can be done only at renewals. For enhancement of the sum insured, fresh proposal form along with the renewal notice should be submitted.

Age of entry for proposer, spouse and parents is 18 years to 70 years. However, children from 3 months to 25 years can be covered as dependents.

The plan offers a waiver of medical tests up to 55 years subject to no adverse medical history. A medical test (pre-policy check-up) would be advised only for members 56 years and above.