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SBI Health Insurance Plans

SBI Health Insurance offers comprehensive coverage for your well-being. With a commitment to safeguarding your health, SBI provides a range of insurance plans designed to meet your health insurance needs. Whether you are looking for a plan that covers hospitalisation expenses, critical illness coverage, or outpatient benefits, SBI Health Insurance plans offer all of it. Most of the plans offered by SBI Health are available at affordable premiums and by buying these plans, you can enjoy the benefit of cashless hospitalisation, quick claim settlement, and a lot more. Read further to know all about SBI Health insurance plans.

A List of SBI Medical Insurance Policy

Whether you are looking for health insurance plans for family or senior citizen health plans or anything else, you can find all of them on the SBI health insurance portal. Some of the health insurance plans you can buy with SBI are listed below:

  • SBI Arogya Top-up Policy: The SBI Arogya Top-up Policy is one of the best SBI health plans that you can consider buying. The plan comes without any requirement for pre-medical health check-ups up to 55 years of age and provides extensive coverage for your health insurance needs. It covers expenses for up to 141 daycare procedures, AYUSH treatment, maternity expenses, organ donor expenses, and a lot more. The policy term of the SBI Arogya Top-up Policy is 1, 2, or 3 years. Moreover, the sum insured options available with this plan is between Rs. 1,00,000 - Rs. 50,00,000. With this health insurance plan, you can also get coverage for maternity expenses, after 9 months waiting period. The waiting period for pre-existing medical conditions for the SBI Arogya Top-up Policy is 48 months.
  • SBI Critical Illness Insurance Policy: SBI also offers critical illness health insurance that provides coverage for as many as 12 critical illnesses as listed on the policy document. Some of these critical illness includes stroke, cancer, major organ transplant, multiple sclerosis, and a few more. The maximum entry age of the SBI critical illness health insurance policy is 65 years. This plan offers the option to choose a sum insured up to Rs. 10 lakhs, you can choose the right sum insured based on your budget. Moreover, it is available in a policy term of 1 or 3 years.

How to Buy an SBI Health Insurance Plan with InsuranceDekho?

To buy an SBI health insurance policy with InsuranceDekho, you need to follow the below-mentioned steps:

  • First, go to the official website of InsuranceDekho and click on the health insurance option.
  • Then, enter details such as name, age, and email address and proceed further to the next steps
  • Once you have successfully entered all the details, you will be able to view a list of health insurance plans
  • From the list of plans available, select the right SBI health insurance plan for yourself
  • Proceed with premium payment. After you have completed the premium payment, you will receive SBI Health Insurance policy details on your registered email ID

Take Away

Thus, in a nutshell, it can be said that with SBI's trusted name and a customer-centric approach, you can enjoy peace of mind when you buy health insurance plans with it. If you face any issue in buying an SBI Medical insurance plan with InsuranceDekho, you can easily contact the customer support team.


Q. What are some of the health insurance plans that you can buy with SBI health insurance?

A. Some of the health insurance plans that you can buy with SBI health insurance include the SBI Arogya Top-up Policy, the SBI Critical Illness Policy, and a few more.

Q. Can I get a cashless treatment facility when I buy SBI health insurance plans?

A. Yes, you can get cashless treatment with your SBI health insurance plan.

Q. What is the maximum sum insured available with the SBI Arogya top-up policy?

A. The maximum sum insured available that you can choose with the SBI Arogya top-up policy is Rs. 50 lakhs.

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SBI Health Insurance Top Up List

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Arogya Top up PolicyMin: 3 Months; Max: 65 Years1 Lakh Check Premium

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FAQ About SBI Health Insurance

  • Why should I invest in health insurance policy from SBI General Insurance?

    SBI General Insurance is a great option to buy a health insurance policy. The insurer not only ensures financial protection of an individual, but an entire family and provides them with the much-desired peace of mind. By investing in SBI General health insurance policy, you can benefit from wide health coverage, direct & hassle-free claim settlement, lifetime policy renewal and numerous other benefits. Overall, you won’t be disappointed with SBI General Health Insurance in any which way.


  • How can I buy and apply for SBI General health insurance policy?

    SBI General health insurance policy is easy to apply and buy online. You can either visit the official website of SBI General Insurance or InsuranceDekho to apply and purchase the SBI General's health insurance policy that suits your specific needs the best.


  • Which health insurance policies does SBI General Insurance provide?

    SBI General Insurance, under its health insurance category, offers Arogya Premier Policy, Arogya Plus Policy, Arogya Top Up Policy, Group Health Insurance Policy, Critical Illness Insurance Policy, and Hospital Daily Cash.  

  • Does SBI General Insurance provide critical illness cover?

    Yes! SBI General Insurance provides critical illness cover for 13 critical illnesses under its Critical Illness Insurance Policy.

  • What is the Claim Settlement Ratio of SBI General Insurance?

    The Claim Settlement Ratio of SBI General Insurance for the Financial Year 2019-20 is 66.08%. 

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