SBI Critical Illness Plans
Treating critical illnesses like cancer, stroke, kidney failure, etc. requires a lot of time and money. It calls for highly expensive medical hospitalisation, costs of doctor visits, health-check up, and recuperation aid, etc. At times, the treatment can lead to spoiling the goals for life. Buying the Critical Illness Policy of SBI General prepares you for uncertainties due to critical illnesses.
SBI General Critical Illness Policy
SBI General’s Critical Illness Policy has been specially designed for the persons diagnosed with listed critical illnesses. It pays the policyholder a lump sum amount irrespective of the actual medical costs. This amount can be used to cover the highly expensive medical treatment costs. The policy covers as many as 13 life-threatening diseases, including:
- Kidney Failure
- First Heart Attack
- Major Organ Transplant
- Cancer of Specified Severity
- Coma of Specified Severity
To know all the diseases covered by SBI General’s Critical Illness Policy click here.
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Benefits of SBI General Critical Illness Insurance Policy
The critical illness policy of SBI General has been designed to cover specific life-threatening diseases. It makes you financially strong to avail the best treatment. It reimburses your hospitalisation costs and provides coverage against the expenses like doctor's consultation fees, medical tests, ambulance charges, costs of medicines, etc. Moreover, if you have a car loan, home loan, or any other types of loans, the critical illness pay-out by SBI General can help you deal with the outstanding EMIs. Coming at the lower premium amount, this policy is available in two options: 1-year plan and 3-year plan.
Key Features of SBI General Critical Illness Insurance Policy
The critical insurance product by SBI General comes with some of the best features, such as:
- Portability option
- Lifelong renewability
- Cashless treatment
- Claim settlement support
- Grace period of 30 days for renewal
With SBI General’s Critical Illness Insurance in place, you are able to stay focused on getting the best treatment rather than worrying about your savings.
*Tax benefits are subject to changes in Income Tax Act.
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FAQs
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Does SBI General Insurance provide critical illness cover?
Yes! SBI General Insurance provides critical illness cover for 13 critical illnesses under its Critical Illness Insurance Policy.
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What is the survival period under the critical illness plan offered by SBI General Insurance?
There is a survival period of 28 days under the critical illness plan offered by SBI General Insurance.
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What is the policy term for critical illness policy offered by SBI General Insurance?
The critical illness policy offered by SBI General Insurance is available in two options-1 year plan and 3-year plan.
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Which critical illnesses are covered under the critical illness plan offered by SBI General Insurance?
Following critical illnesses are covered under the critical illness plan offered by SBI General Insurance-
- Coma
- Stroke
- Cancer
- Paralysis
- Kidney failure
- Total blindness
- Multiple sclerosis
- Aorta graft surgery
- Heart valve surgery
- Myocardial infarction
- Major organ transplant
- Coronary artery bypass graft
- Primary pulmonary arterial hypertension
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What are the minimum and maximum coverage offered under the critical illness plan by SBI General Insurance?
The minimum and maximum coverage offered under the critical illness plan by SBI General Insurance is for Rs. 2 lakh and Rs. 50 lakh respectively.