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Kotak Mahindra Health Insurance Review Online | InsuranceDekho

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Rating of Kotak
4.3
Based on
117 User reviews

  • Superb experience with health suraksha

    HDFC ERGO has always been the best for me for health insurance. This health suraksha plan is again a blessing. AYUSH benefit, no limit on room & ICU expenses, 144 day care procedures coverage are a few features that i liked. I hope this policy will work best for me when required.  

    A
    Akula Ramu
    On: Oct 31, 2019

  • Health suraksha is the perfect suraksha

    I am satisfied with my health suraksha cover. For a less premium amount, i am covered for multiple medical expenses. The best part is that my whole family is covered under this plan and there is no room-rent capping and disease sub-limit. Great job by hdfc. 

    R
    Rahul
    On: Oct 31, 2019

  • Always wanted to invest in kotak

    Kotak is one of the best insurer in the business. I am satisfied that i have finally invested in this health insurer’s policy. There is no condition of pre-acceptance medical test, also the claim settlement ratio is good. Overall, this is a great insurer to invest without letting savings get spend in one go. 

    D
    Deepika Singh
    On: Oct 25, 2019

  • The best plan i have ever purchased

    After buying health suraksha, i have become a fan of HDFC ERGO. This plan is simply superb. There is no room rent & ICU expense sub-limit. Also, it covers you for AYUSH treatment. The premium is less as compared to coverage that’s quite broad. Highly recommended plan!  

    J
    Jitu Makwana
    On: Oct 22, 2019

  • Health suraksha is the best

    Ever since i have bought this plan, i have become less worries about my financial situation. Since the plan covers you for major expenses at less premium, you become less worried. I recommend this plan to every individual and family for a perfect cover. 

    J
    Jesurietta Sathian
    On: Oct 22, 2019
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    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
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  • The most reliable insurer

    It’s been years since i am investing in Kotak health insurance. Must say that kotak has never let me down. I am happy that everytime i got excellent coverage at minimal premium cost. Moreover, the claim, services, and everything was is superb. Kotak is highly recommended by me.

    N
    Narendra Kumar Prajapati
    On: Oct 16, 2019

  • Thank you kotak for saving me

    I had kotak insurance for last 2 years. Now, when i made claim, i got fully covered for all expenses which were very difficult for me to handle. I got great services by kotak and insurancedekho and the claim process was also very easy. I recommend kotak to you.

    R
    Ram Chandra Munan Pandey
    On: Oct 14, 2019

  • Kotak is trustworthy

    My friends and relatives all have kotak health insurance. So, i also chose it to secure my family. Must say that i made the right decision because now i don’t have to worry about finance. If you also want good cover at less premium, go for it.

    S
    Sudhir Pandey
    On: Oct 14, 2019

  • Happy with my Health Suraksha cover

    I am glad i finally found a plan to handle my medical expenses. Must say that health Suraksha gives great coverage at a low premium. Like me, you also can expect long-term discounts, lifetime renewability, free look cancellation, and other features. I recommend this plan to every person. 

    S
    Soumen Lenka
    On: Oct 11, 2019

  • It has been a great experience

    Investing in health suraksha was the best decision for me. I got extensive coverage and the claim process was really easy. I also enjoyed long-term discounts, tax benefits, and other benefits. I am one happy and satisfied health insurance customer of HDFC ERGO.  

    V
    Vijay
    On: Oct 11, 2019

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FAQs

  • Why should I buy a health insurance policy from Kotak General Insurance?

    Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.

     

  • How to buy and apply for Kotak Mahindra health insurance policy?

    To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.

  • What are the health insurance policies offered by Kotak General Insurance?

    Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up. 

  • Does Kotak General Insurance offer critical illness cover?

    Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.

  • What is the Claim Settlement Ratio of Kotak General Insurance?

    The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

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