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Kotak Critical Illness Plans

Treatment and medical procedures for critical illnesses have become unbearable. The medical costs are rising with double pace compared to the general rise in inflation. If you get diagnosed with a critical illness, the treatment costs can put a big dent in your pocket and drain the savings. However, Kotak General Insurance Company has brought some relief to its customers by providing Kotak Secure Shield policy to cover critical illnesses.

Kotak Secure Shield

Kotak Secure Shield policy helps you protect yourself and your family from the expenses that come when treating lifestyle disabling diseases, without compromising on the quality of healthcare. The policy covers 18 types of critical illnesses, procedures & medical events, which include:

  • Open Chest CABG
  • End-Stage Lung Disease
  • End-Stage Liver Disease
  • Coma of Specified Severity
  • Cancer of Specified Severity

Benefits of Kotak Critical Illness Insurance Policy

The Kotak’s critical illness policy provides a comprehensive cover for life-threatening diseases. It pays a one-time Sum Insured covering 18 types of critical illnesses, procedures and medical events. It lets you get the best treatment without facing financial stress. Further, the policy ensures financial stability for the family and makes sure your child’s future is not financially affected in case of death of the insured due to an accident or permanent total disability. The policy also offers financial assistance in case of financial liability due to a loan. In case of a loan, the maximum benefit you can get is up to 3 EMI amount which is due against the loan.

Key Features of Kotak Critical Illness Insurance Policy

Kotak critical insurance has a lot of features for customers’ benefits and convenience. Some of the key features are as follows:

  • Portability option
  • Lifelong renewability
  • Cashless treatment
  • Loss of job benefit
  • Easy in-house claim settlement

With Kotak Critical Illness Insurance, you are able to focus on getting the best medical treatment for critical illnesses without thinking about your savings.

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Health Insurance News


  • Does Kotak General Insurance offer critical illness cover?

    Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.

  • How many critical illnesses are covered by Kotak General Insurance?

    Kotak General Insurance provides cover for 18 listed critical illnesses to the customers. 

  • When should I intimate the company in case of a critical illness?

    You must inform the company within 10 days of first occurrence or diagnosis of a critical illness. 

  • When am I required to submit relevant documents in case of critical illness?

    You are required to submit all the relevant documents within 30 days. 

  • Under which health insurance plans does Kotak General Insurance offer critical illness cover to the customers?

    Kotak General Insurance provides critical illness cover under its health insurance plan named Kotak Secure Shield Policy. It also provides critical illness covers as an add on benefit under health insurance plans named Kotak Health Premier and Kotak Health Care.

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    Great experience with InsuranceDekho. I bought the Kotak General Health Plus Policy and I would recommend everyone to purchase the best affordable health insurance plans. The best part was the payment gateways were very secure and protected.

    By Vinod Tanwar
    On: Mar 08, 2024
  • Personalised Follow-up

    What impressed me the most about InsuranceDekho was their personalised follow-up after purchasing my Kotak General health insurance policy. The company genuinely cared about my well-being and this level of customer engagement sets them apart. Thank you InsuranceDekho for such a great service.

    By Sumitra Nirmal
    On: Feb 28, 2024
  • Anytime Assistance

    Purchasing a health insurance policy from InsuranceDekho was so easy. I bought the Kotak General Health Insurance Plan. It was a budget-friendly plan for me. I am happy to be secured with this amazing health insurance policy in the comfort of my home.

    By Shrishti Dhaiya
    On: Jan 02, 2024
  • Flexible premium payment modes

    I am happy to buy the Kotak Mahindra Health Insurance Policy from InsuranceDekho as the buying process was smooth enough as well as it offered flexible premium payment modes. I paid the premium via a Debit card. Other options were Credit card and e-wallet. 

    By Sanjay Banga
    On: Aug 23, 2023
  • Secured payment gateway

    InsuranceDekho has a smooth and secured payment gateway. I bought from them the Kotak Mahindra Health Insurance Policy and paid the premium online via Credit card by following a few easy steps. I insist everyone looking for a health insurance policy to visit the portal at least once. 

    By Anuradha Goel
    On: Aug 11, 2023