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HDFC ERGO Health Insurance Benefits

HDFC ERGO Health Insurance comes under a general insurance company that operates through more than 120 branches across more than 106 cities in India. The HDFC ERGO health insurance company has been rated ‘iAAA’ by ICRA, indicating a high claim-paying capacity. Also, the company is ISO-certified for its efficiency in claim settlements, policy issuance, customer service, and standardization of security measures. The insurer offers a wide range of health insurance plans that offer comprehensive coverage to customers at an affordable premium. It has health insurance plans for all, individuals, families, senior citizens, women, kids, etc. The coverage features under these health plans vary but offer complete protection to the insured during health emergencies.

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Disclaimer : Actual Premium might vary basis your location, age and number of members

HDFC ERGO Health Insurance Plan List

  • Individual (1)
  • Family (2)
  • Woman (2)
  • Parents (2)
  • Blood Pressure (2)
  • Kids (2)
  • Thyroid (2)
  • Diabetes (2)

  • Cover

    5 Lakh

    Cashless Hospital

    9552

    Starting From ₹ 1,391/month*

  • Cover

    5 Lakh

    Cashless Hospital

    9552

    Starting From ₹ 1,312/month*

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Key Features of HDFC ERGO Critical Illness Insurance Policy

HDFC ERGO critical insurance comes with certain features. Key features of the plan are as follows:

  • Portability option
  • Cashless treatment
  • Lifelong renewability
  • No medical check-ups
  • In-house claim process

With the HDFC ERGO Critical Illness Policy, you can focus on treatment rather than being wary of draining your savings.

Benefits of Renewing Health Insurance With HDFC Ergo General Insurance

On renewing the health insurance policy offered by HDFC Ergo General Insurance, you can avail of the following benefits:

  • Continued coverage against healthcare expenses
  • Portability benefit
  • Flexibility to add a family member(s)
  • Option to increase or decrease the sum insured
  • Tax benefits under Section 80D of the Income Tax Act, 1961.
Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

HDFC ERGO Health Insurance Top Up List

  • Top-up (4)
  • Family (1)
  • Individual (1)
Name of PlanSum Insured
Optima PlusMin: 91 Days; Max: 65 Years5 Lakh Check Premium
my: Health Medisure Super Top-upMin: 3 Months; Max: 65 Years3 Lakh Check Premium
Optima SuperMin: 91 Days; Max: 65 Years5 Lakh Check Premium

Health Insurance News

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FAQs

  • What are the types of plans offered by HDFC Ergo?

    HDFC Ergo best health insurance plans involve individual health insurance plans, family health insurance plans, parents health insurance plans, senior citizen health insurance plans, critical illness insurance plans, and a super top-up insurance plan.

  • Why should I buy health insurance by HDFC Ergo?

    HDFC Ergo helps its customers ‘Take it easy. Experience the convenience.' To ensure the same, the company offers HDFC Ergo best health insurance plans that are specifically designed keeping the diverse health insurance needs of customers in mind. Moreover, HDFC health insurance policy offers benefits such as pre and post hospitalisation coverage, cashless claims, no sub-limits, tax benefits, day care procedures, domiciliary medical treatment, and others.

  • How to apply for and buy health insurance plans offered by HDFC Ergo?

    You can apply for and buy HDFC Medical Insurance plans online through the HDFC Ergo website www.hdfcergo.com or through www.insurancedekho.com. Remember, you can make use of net banking, debit card, or credit card to pay the premium of HDFC health insurance policy as the company allows flexible payment modes. 

  • Is there a limitation on the entry age for buying HDFC medical insurance plans?

    The entry age for children is 91 days. However, there is no maximum entry age for adults to buy HDFC Ergo health insurance plans.

  • What is the customer care number of HDFC Ergo?

    The customer care number for HDFC Ergo is 022 6234 6234.

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User Reviews

4.7
Rating based on
521 User reviews
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What users are saying
  • All
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  • Helpful
  • Network Hospitals
  • Claim
  • Renew
  • Premium
  • Top up
  • Critical Illness
  • Perfect Policy

    HDFC ERGO Health Insurance Plan is the most suitable health insurance policy. I learned about this health insurance plan during my online search at InsuranceDekho’s website. It comes at an affordable premium. I bought it without any delay. Recommend this health policy to everyone! Thank You

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    S
    HDFC ERGO
    By Simrat Kaur
    On: Apr 02, 2024
  • Affordable Policy

    My HDFC ERGO Health Insurance Plan is an affordable policy that covers me for major healthcare expenses. I bought the health policy after discussing my requirements with the experts at InsuranceDekho and I am thankful to the customer support team for suggesting me the best health insurance policy. Thank You!

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    M
    HDFC ERGO
    By Manoj Kumar
    On: Mar 21, 2024
  • Compared all the plans easily

    I visited the website of InsuranceDekho, where I compared so many health insurance plans and policies. The comparison is very easy as there is a feature on the website which compares the price itself. I was totally satisfied with it and purchased the HDFC ERGO Health Insurance Plan.

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    A
    HDFC ERGO
    By Ashutosh Yadav
    On: Mar 19, 2024
  • Top-Notch Support Team

    I've had the pleasure of interacting with InsuranceDekho's customer care team, and they're top-notch. They guided me through the health insurance selection process to buy the HDFC ERGO Health Insurance Plan for my parents and made it a breeze. Thank you InsuranceDekho team.

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    P
    HDFC ERGO
    By Pooja Sharma
    On: Mar 14, 2024
  • Easy Policy Renewal

    Renewing my HDFC ERGO Health Insurance Plan with InsuranceDekho is a straightforward process. They send timely reminders and offer online renewal options on their platform, ensuring I get all the renewal dates. Thank You InsuranceDekho For these amazing features.

    Read More

    V
    HDFC ERGO
    By Varsha Nagpal
    On: Mar 13, 2024
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Network Hospital in Popular Cities

CityNo of Hospital
Lucknow114
Chennai298
Pune299
Ahmedabad266
Indore73
Ghaziabad87
Patna64
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