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Star Health Insurance Plans

Star Health Insurance was established in 2006 and now has over 17 crore customers. The company has settled over 1 crore claims so far and boasts a claim settlement ratio of 99.06%. With over 14,000 healthcare providers in its network, Star Health Insurance is known for processing claims quickly. Star Health Insurance covers both contemporary and traditional drugs and medical procedures. They also provide AYUSH treatment, which gives their policyholders complete financial stability and the flexibility to select the treatment plan that works best for them.

Star Health is relentless in its commitment to providing top-notch customer service, which is why it ensures that each of its insurance plans is customized to meet the needs of each unique customer. As a result, Star Health offers a variety of plans to suit various age groups and lifestyles, including individual and family health insurance as well as specialty plans like maternity and senior citizen health insurance.[1]

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Star Health Insurance Plan List

  • Individual (19)
  • Family (16)
  • Woman (24)
  • Senior Citizen (17)
  • Parents (9)
  • Blood Pressure (24)
  • Kids (9)
  • Thyroid (24)
  • Diabetes (24)
  • Heart (4)
  • Maternity (6)
  • Cancer (2)
See More Plans

Key Highlights

Star Health has a few prominent features, which are listed below, just like any other health insurance company in India:[1]

No. of Plans Offered

10+

Sum Insured

17 crore

Claim Settlement Ratio (CSR)

99.06%

No. of Products and Services

10+

Network Hospitals

14,000+

Types of Health Insurance Plans Offered by Star Health Insurance

To meet the demands and needs of different people, Star Health offers a range of health insurance plans, such as the following:[1]

  • Family Health Insurance Plans: Star Health provides family health insurance plans that aggregate the medical expenses of your family into one comprehensive policy. This includes your dependent parents on occasion as well as you and your spouse and children. Star Health provides family health insurance that meets your entire family's medical requirements without having you buy several policies.
  • Individual Health Insurance: Based on each person's particular medical requirements, Star Health provides individual health insurance plans. These plans pay for medical expenses associated with illness, accidents, hospital stays, and other health-related issues. Individual plans also offer customized coverage based on the policyholder's age, medical history, and other requirements.
  • Senior Citizens Health Insurance: As the name suggests, these policies are designed especially for people over a certain age, typically 60 years or above. These senior citizens' health insurance plans address a variety of healthcare needs catered to the particular requirements of older citizens, including pre-existing medical conditions, chronic illnesses, and age-related problems.
  • Group Health Insurance: It is provided by the Star Health Enterprise to a range of individuals, including community members, employees of a company, and members of organizations. These Group health policies provide full coverage for all group members at a significantly lower cost when compared to individual plan rates. Furthermore, rebates and other benefits are often included in employer health insurance.
  • Maternity Health Insurance: Prenatal care, delivery, postpartum care, and newborn care are among the expenses covered by maternity health insurance plans. In addition, hospital stays, doctor visits, diagnostic tests, and birth control pill expenditures can be covered by these plans.
  • Plans for Critical Illness Health Insurance: These plans offer financial protection against major medical conditions like cancer, heart attacks, and other life-threatening illnesses. The critical illness policy will make a lump sum payment to cover treatment-related medical costs if the policyholder is found to have a covered critical illness.
  • Coverage for the Out-Patient Department (OPD): OPD coverage is a distinct type of health insurance plan offered by Care Health. The Out-Patient Department coverage includes payment for non-hospitalized outpatient medical treatments, consultations, diagnostic tests, prescription medications, and procedures. It offers full healthcare coverage for both in-patient and out-patient therapies.
  • Plans for Top-Up Health Insurance: These plans offer additional coverage above and beyond that of your existing policy. Star Health's top-up plans take effect when medical expenses exceed the base amount protected under your primary medical policy. These plans allow you to increase the coverage of your health insurance at a reasonable cost without experiencing a significant increase in costs.
  • Health Insurance for Women: Last but not least, Star Health provides health insurance policies tailored to the unique medical needs of women. Pregnancy and other diseases specific to women are covered under these policies, along with gynecological services. These programs may include extra perks such as wellness activities and preventive checkups.

List of all Star Health Insurance Plans

A summary of each Star Health Insurance plan is provided in the table below:[1]

Plan Name

Plan Type

Age

Sum Insured

Star Women Care Insurance Policy

Individual, Family Floater Plan

Adult: 18- 75 years

Child: 91 days- 25 years

5 Lakh- 1 Crore

Senior Citizens Red Carpet Health Insurance Policy

Senior Citizen Plan

Adult: 60- 75 years

1- 25 Lakh

Family Health Optima Insurance Plan

Family Floater Plan

Adult: 18- 65 years

Child: 16 days- 25 years

3- 25 Lakh

Star Health Premium Insurance Policy

Individual, Family Floater Plan

Adult: 50 years and above

Child: 91 days- 25 years

10 Lakh- 1 Crore

Super Surplus Insurance Policy

Individual, Family Floater Plan

Adult: 18-65 years

Child: 91 days- 25 years

5 Lakh- 1 Crore

Star Outpatient Care Insurance Policy

Individual, Family Floater Plan

Adult: 18- 50 years

Child: 31 days to 25 years

25,000; 50,000; 75,000; and 1Lakh

Young Star Insurance Policy

Individual, Family Floater Plan

Adult: 18-40 years

Child: 91 days- 25 years

5 Lakh- 1 Crore

Arogya Sanjeevani Policy

Individual, Family Floater Plan

Adult: 18- 75 years

Child: 91 days- 25 years

5 Lakh- 1 Crore

Star Critical Illness Multipay Insurance Policy

Individual Plan

Adult: 18- 65 years

5- 25 Lakh

Star Special Care

Individual Plan

Child: 3- 25 years

3 Lakh

Star Care Gold

Individual, Family Floater Plan

Adult: 18- 65 years

Child: Newborn- 17 years

4 Lakh and 5 Lakh

Tax Save
Save Tax upto ₹75000*
Under Section 80D

*Tax benefits are subject to changes in Income Tax Act.

Star Health Insurance Top Up List

  • Family (1)
  • Individual (1)
Name of PlanSum Insured
Super SurplusMin: 91 Days; Max: 65 Years5 Lakh Check Premium
Star Hospital Cash Insurance PolicyMin: 91 days; Max: 65 years Check Premium

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Let's Explore Each Plan in Detail

The details of every plan mentioned above are as follows:

1. Star Women Care Insurance Policy

Paying for maternity and delivery-related expenses is the main goal of Star Women's Care Insurance. Pregnancy-related expenses, birth costs, and postpartum care are typically covered. By offering financial stability to expectant parents, this insurance helps to mitigate the financial strain associated with pregnancy and childbirth. Prescription medication costs are covered, along with hospital stays, doctor visits, lab work, and ultrasounds. Certain plans additionally cover issues associated with pregnancy or delivery.

Star Women Care aims to give families peace of mind by ensuring that they can afford high-quality maternity care without worrying about the outrageous costs involved. It's similar to having a safety net in place that allows you to celebrate the joy of welcoming a new family member without worrying about paying the expenses.[2]

Riders

Lump Sum on Diagnosis of Cancer

Key Features

Modern treatment, Daycare treatment,

Star mother care, Shared accommodation, In Utero Fetal Surgery / Repair, Miscarriage due to Accident, Cumulative bonus, Midterm inclusion, Assisted Reproduction Treatment for Sub-fertility, Bariatric Surgery, etc.

Inclusions

Post and pre-hospitalisation, Automatic restoration, Non-medical items coverage, Organ donor coverage, Pain management, etc.

Exclusions

Pre-existing disease before the waiting period, Obesity, Self-injury, War, Substance abuse, etc.

2. Senior Citizen Red Carpet Health Insurance Policy

Star Health provides Senior Citizen Red Carpet Health insurance, a premium health insurance program exclusively for individuals 60- 75 years of age. It operates similarly to a regular Mediclaim policy in that it pays for unexpected medical expenses related to hospital stays, lodging, and emergency services. At a reasonable cost, this senior health insurance coverage offers comprehensive protection.

A few of the benefits of this plan are the reduced waiting period for PED, premium discounts, OP consultations, etc.[3]

Riders

Outpatient consultation, Cost of health check-ups, etc.

Key Features

Co-payment, Flexible sum insured, Premium discount, Pre-existing diseases waiting period, No pre-medical examinations, etc.

Inclusions

Room rent, ICU charges, Cataract Treatment, Installment option, Ambulance cover, Day care procedures, etc.

Exclusions

Pre-existing disease before the waiting period, Gender changing treatments, Cosmetic surgery, Adventure sports, Breach of Law, etc.

3. Family Health Optima Insurance Policy

The Family Health Optima insurance plan from Star Health Insurance acts as a safety net for the medical needs of your family. It pays for the medical costs of you, your spouse, your kids, your parents, and even your in-laws. It covers all hospitalization costs, including accommodation, medical bills, prescription drugs, and even daycare services. In addition, pre- and post-hospitalization costs, ambulance fees, and organ donor costs are covered by the plan.

Additionally, it has a provision called "no-claim bonus," which raises your total insured if you don't file any claims during the policy year. The idea makes it easier to receive emergency care at a network of hospitals throughout India by enabling cashless hospitalization. With this plan, you won't have to worry about high medical costs and can concentrate on your family's health.[4]

Riders

NA

Key Features

Domiciliary hospitalisation, Organ Donation, Cost of health check-ups, Newborn baby expenses, Recharge benefit etc

Inclusions

Automatic restoration, Assisted reproductive treatment, AYUSH treatment, Compassionate travel, etc

Exclusions

Unproven treatment, Pre-existing disease before waiting period, Gender changing treatments, Cosmetic surgery, Adventure sports, Breach of law, etc.

4. Star Health Premier Insurance Plan

Having Star Health Premier Insurance is similar to having a reliable health safety net. If you become ill or are hurt, the premium you pay helps cover your medical expenses. It ensures that you won't be surprised with unexpected costs by paying for operations, hospital stays, and other treatments. It also provides advantages including ambulance coverage, post-hospitalization costs, and cashless hospitalisation. It serves as a sort of guardian angel for your health, making sure you can concentrate on getting better rather than worrying about money.

To put it simply, Star Health Premier ensures that you can concentrate on getting better without worrying about the bills. It's like having a trustworthy guardian angel for your health.[5]

Riders

NA

Key Features

Home care treatment, Hospice care, Cumulative bonus, Installment option, Family discount, young age discount, Co-payment, etc.

Inclusions

Organ donation, Health check-ups, Bariatric surgery, Modern treatment, AYUSH treatment, etc.

Exclusions

Unproven treatment, Pre-existing disease before waiting period, Gender changing treatments, Cosmetic surgery, Adventure sports, Breach of law, etc.

5. Super Surplus Insurance Policy

Having a Super Surplus Insurance policy from Star Health Insurance is similar to having an additional health shield. It's an extra insurance policy that takes effect when the limit on your primary insurance is reached. Consider it an insurance policy against unforeseen medical costs.

You can increase your coverage beyond the limits of your current health insurance by paying a premium with Super Surplus. In other words, this plan kicks in to cover the excess if you have a significant medical expense that exceeds the coverage of your ordinary policy. It's similar to having a safety net to shield you from financial stress in the event of an illness.[6][7]

Riders

NA

Key Features

Delivery expenses, Organ donation, Recharge benefit, Wellness service, Waiver for deductible, etc.

Inclusions

Hospitalisation cover, Pre and post-hospitalisation, Modern treatments, Emergency ambulance cover, Air ambulance cover, etc.

Exclusions

Pre-existing disease before the waiting period, Gender changing treatments, Cosmetic surgery, Adventure sports, Breach of the law, Sterility, Unproven treatment, etc.

6. Star Outpatient Care Insurance Policy

For all of your regular medical needs, Star Outpatient Care Insurance from Star Health Insurance is like having a friend. This is a unique plan that pays for out-of-hospital medical costs, such as prescription drugs, doctor visits, and diagnostic tests.

You must pay a premium to maintain outpatient treatment coverage under this policy. Therefore, this plan helps cover the costs if you need to see a doctor, get tested, or buy recommended prescriptions, preventing you from having to pay for them out of cash.

Consider it your helpful partner that covers your regular medical charges so you may stay healthy without worrying about money. It acts as a safety net for your ongoing medical needs, offering comfort and financial help.[8]

Riders

NA

Key Features

Instalment option, Lifelong renewability, Renewal discount, etc.

Inclusions

Outpatient Consultation, AYUSH cover, Diagnostic, Physiotherapy, Pharmacy, Dental Treatment, Ophthalmic Cover, etc.

Exclusions

Pre-existing disease before the waiting period, Gender changing treatments, Cosmetic surgery, Adventure sports, Breach of the law, Sterility, Infertility, Maternity, Unproven treatment, etc.

7. Young Star Insurance Policy

Young Star Insurance from Star Health Insurance is like a tailored suit made for a younger generation. This innovative concept is designed to fulfil the needs of youth and families.

With this policy, full coverage for medical expenses is provided in exchange for a premium. Benefits include surgery, hospital stays, and even outpatient treatment such as doctor visits and diagnostic testing.

What distinguishes it from others is its inclusion of features specifically designed for younger people, like optional coverage for serious illnesses, pregnancy expenses coverage, and immunizations.[9]

Riders

Cumulative bonus, Additional basic sum insured for road traffic accident (RTA)

Key Features

Mid-term inclusion, Special discount, Star wellness program, Instalment option, medical examination, etc.

Inclusions

Room rent, Doctor’s fees, Medical equipment charges, ICU charges, Emergency road ambulance, E-medical opinion, and Delivery expenses, etc.

Exclusions

Pre-existing disease before the waiting period, Gender changing treatments, Cosmetic surgery, Adventure sports, Breach of the law, Sterility, Infertility, Unproven treatment, etc.

8. Aarogya Sanjeevani Policy

Star Health Insurance's Arogya Sanjeevani Policy provides your health insurance safety net. It covers necessary medical costs like hospital stays, surgeries, and therapies for various ailments and wounds. This policy has been crafted to be simple, economical, and low-complexity.

Consider it this way: Arogya Sanjeevani takes over to lessen the load of large medical expenses if you become ill unexpectedly or suffer an injury that requires hospitalisation. With this coverage, you won't have to worry about money pressure in addition to recovering.

Additionally, the policy is flexible, letting you choose coverage levels according to your individual needs and financial situation. When it counts most, Arogya Sanjeevani makes sure you get the financing you need, regardless of the severity of the medical issue.[10]

Riders

NA

Key Features

Affordable plan, Flexible policy, Day care treatment, AYUSH treatment, Modern treatment, Cumulative bonus, etc.

Inclusions

Room rent, Doctor’s fees, ICU expenses, ICCU expenses, Road ambulance, Cataract, Pre and post-hospitalisation, etc.

Exclusions

Rehabilitation, Obesity, Gender changing surgery, Cosmetic treatment, Adventurous sport, Substance abuse, Self-injury, Breach of law, Dietary supplements, etc.

9. Star Critical Illness Multipay Insurance Policy

Financial protection against a variety of critical illnesses is offered by Star Health Insurance's Star Critical Illness MultiPay Insurance Policy. It provides coverage for hospital costs associated with serious conditions such as cancer, heart attacks, strokes, organ transplants, etc. The policy ensures complete coverage by permitting multiple claims for various critical illnesses.

When a covered disease is diagnosed, it pays a lump payment to help with treatment costs, lost wages, and other expenses. It also provides advantages including a grace period for premium payments, tax benefits under applicable regulations, and remission of premium upon diagnosis of specific conditions. You can concentrate on getting better instead of worrying about how expensive critical diseases will be thanks to Star Critical Illness MultiPay Insurance.[11]

Riders

NA

Key Features

37 critical illnesses, instalment option, Star wellness program, etc.

Inclusions

37 critical illnesses, First-time diagnosis for a major disease, etc.

Exclusions

Unproven treatment, Gender change surgery, War, Self-injury, etc.

10. Star Special Care

Your health is treated like a VIP with Star Health Insurance's Star Special Care Plan. It is intended to cover expensive medical treatments and dangerous illnesses. If a catastrophic illness such as cancer or heart disease is discovered, you will get a lump sum payout under this plan. You won't have to worry about money while you concentrate on getting healthy because this money can assist pay for some of your medical expenses. In addition, surgery and hospital stays are covered, allowing you to receive the greatest care without worrying about the cost. It provides you with comfort knowing that you are safeguarded in the event of an unforeseen circumstance, much like having a safety net for your health. Thus, whether it's a serious disease or a trip to the hospital, you're covered under the Star Special Care Plan.[12]

Riders

NA

Key Features

Mandatory medical examination, Co-payment, Sub-limits, etc.

Inclusions

Room rent, Doctor’s fees, ICU charges, Emergency ambulance expenses, All day care treatments, Modern treatments, etc.

Exclusions

Pre-existing diseases before the waiting period, Obesity, Self-injury, Gender changing surgery, Cosmetic surgery, Adventurous sports, etc.

11. Star Care Gold

This is a special one-year plan that is available on an individual basis. According to the 2016 Rights of Persons with Impairments Act, it is specially made for individuals with impairments. By the Human Immunodeficiency Virus and Acquired Immunodeficiency Syndrome (Prevention and Control) Act of 2017, this plan additionally provides coverage for HIV/AIDS.

Multiple sclerosis, blindness, low vision, muscular dystrophy, chronic neurological conditions, leprosy-cured individuals, certain learning disabilities, hearing impairment (deaf and hard of hearing), locomotor disability, speech and language disability, etc. are just a few of the disabilities that Star Care Gold covers. All of these advantages combine to make Star Care Gold a special plan.[13]

Riders

Waiver of co-payment, lump sum cover for HIV/AIDS, etc.

Key Features

Installment option, AYUSH treatment, Modern treatment, Pre-policy check-ups, etc.

Inclusions

Disability coverage, HIV/AIDS coverage, Room rent, Doctor’s fees, ICU charges, Day care treatment, Emergency road ambulance, etc.

Exclusions

Pre-existing diseases before the waiting period, Obesity, Self-injury, Gender changing surgery, Cosmetic surgery, Adventurous sports, etc.

Eligibility Criteria to Purchase Plan

To be qualified to acquire a health insurance plan from Star Health, you must meet certain requirements:

1. Age Requirements

  • The proposer must be at least 18 years old
  • To qualify for health care under a family floater policy, which covers many family members under a single plan, the age for a child varies in the plans offered by Star Health Insurance.

2. Waiting Period

  • There is a 30-day waiting period to begin using the coverage. This waiting period, however, does not apply in the case of an unforeseen emergency.
  • Maternity waiting periods range from 24 to 36 months.
  • Patients with pre-existing conditions also have a 12-month waiting period.

3. Additional Conditions

  • There is a wide range of insured amounts available, ranging from 25,000 to 2 crore.
  • OPD and COVID coverage are only two more extra benefits offered by Star Health Insurance plans.
  • Star Health has ensured that each customer's health insurance plan is customized to match their specific needs.

How To Purchase a Star Health Insurance Plan?

You have the option to purchase the Star health insurance plan online or offline, based on what works best for you. The details of these two techniques are given below:

Online Process

You can purchase the Star Health Insurance plan online on the insurer's website or by going to the InsuranceDekho website:

Use InsuranceDekho To Purchase Medical Insurance

Follow these steps to obtain your health insurance policy on the official InsuranceDekho website:[14]

Step 1: Enter Your Information on the InsuranceDekho Website

First, go to InsuranceDekho's health insurance page and enter your phone number and name in this form.

Step 2: Pick the Ideal Plan

Next, select the finest Star Health insurance plan from the list of alternatives. Make sure the things you choose are within your means and meet your needs.

Step 3: Payment for Coverage

After that, fill out two forms with your information and answer a few questions about your health. You'll also need to supply a few documents and pay the fee.

Step 4: Obtain Assistance Following Payment

Once you've paid the premium for the Star Health policy of your choice, an InsuranceDekho manager will contact you to help with any policy concerns.

Get a Health Insurance Policy on the Provider's Website

The following are the quick and simple methods to buy Star health insurance straight from the insurer's website:[1]

Step 1: Go to the website of the insurer

Go to the official Star Health Insurance website to begin the process and fill in the required data.

Step 2: Take the Above Steps.

To finish the process of purchasing your coverage on the official Care Insurance website, simply follow the directions in the "Purchase Health Insurance With InsuranceDekho" section, beginning with Step 2.

Offline Process

To receive personalised assistance with the purchase of your Star health insurance policy from the InsuranceDekho relationship manager, take the following actions:[14]

Step 1: Add Content to the Website

At www.insurancedekho.com, provide the required data, such as your age, pin code, and phone number.

Step 2: Comparing the Available Plans

After providing your details, a list of the top Star health insurance plans will be sent to you.

Step 3: Request a Return Call

On the plan page, you can make updates to your inquiry and ask for a callback if you need any extra help. In addition, a customised support visit from an InsuranceDekho relationship manager can be arranged if you require additional assistance.

Required Documents

The following documentation is needed to buy Star Health Insurance:

  • A filled-out and signed Proposal Form
  • Proof of age, like 10th or 12th Mark Sheet, Voter Card, Passport, PAN Card, Driving Licence
  • Proof of where you live, such as an Aadhaar card, Passport, Driving License, Electricity Bill or Voter Card
  • Any medical reports the insurance company needs
  • Passport-size photos

Comparing Star Health Insurance Plan Variants

The table below highlights the differences between two different variants of the Star Super Surplus Plan:[6][7]

Features

Silver

Gold

Sum Insured

7-10 Lakh

5 Lakh- 1 Crore

Plan Type

Individual and Floater Plan

Individual and Floater Plan

Maternity

Covered

Covered

OPD

Not Covered

Not Covered

Organ Donor

Covered

Covered

Day Care Treatments

Covered

Covered

Air Ambulance

Not Covered

Covered

Note: The variants might differ from one Star health insurance plan to another. The table above is crafted by comparing the variants of the most popular Star Health plan i.e. Star Super Surplus Plan.

How to Upgrade Your Star Health Insurance Plan?

If you wish to enhance your health insurance coverage with Star Health Insurance, here's how to swiftly upgrade your plan with InsuranceDekho:

  • At the Time of Renewal

When the time comes for your health insurance policy to be renewed, there's a great opportunity to get more coverage. Adding new riders or increasing the maximum amount insured are only two ways that you may use InsuranceDekho to improve your Star medical insurance coverage. Throughout the renewal process of star health, you are free to review your current coverage and discuss any changes that would better suit your current medical requirements with us.

  • In Between

You do not have to wait until it's time for your policy to renew to make changes to your Star health insurance plan. If your healthcare needs change or you find that your existing coverage is insufficient, get in touch with the InsuranceDekho customer service staff to explore your options for an upgrade.

  • Portability Benefits

If you're considering switching from another health insurance provider to Star Health Insurance, you can enhance your coverage by utilising InsuranceDekho's portability feature. Policyholders can transfer their existing health insurance policy to a new plan and maintain certain benefits, such as waiting period credit and coverage continuity, with the use of this provision.

References

[1]https://www.starhealth.in/health-insurance/

[2]https://bit.ly/4bAlhZf

[3]https://bit.ly/3QIAFL0

[4]https://bit.ly/3yiQK3Z

[5]https://bit.ly/3WGA4NQ

[6]https://bit.ly/3WzkHa0

[7]https://bit.ly/3K1RzAN

[8]https://bit.ly/3QGwY8K

[9]https://bit.ly/44BN9tP

[10]https://bit.ly/3yhOJVI

[11]https://web.starhealth.in/sites/default/files/brochure/Brochure-Arogya-Sanjeevani-Policy-V-1-0204-Web.pdf?_gl=1*egeyvk*_ga*MTQxNzAwNzczNi4xNzExMDAwNzc4*_ga_J59EYF8C12*MTcxNTU5NTI3MS4yNy4xLjE3MTU2MDA5OTEuMzguMC4w

[12]https://web.starhealth.in/sites/default/files/brochure/Star-Special-Care-Brochure-New.pdf?_gl=1*1u4imoz*_ga*MTQxNzAwNzczNi4xNzExMDAwNzc4*_ga_J59EYF8C12*MTcxNTY2MzA5NS4yOC4xLjE3MTU2NjMxMDkuNDYuMC4w

[13]https://d28c6jni2fmamz.cloudfront.net/Brochure_Special_Care_Gold_V1_Web_4443cfc373.pdf

[14]https://www.insurancedekho.com/health-insurance/star

Health Insurance News

FAQs

  • How to buy Star Health Insurance Plan?

    InsuranceDekho provides you easy ways to buy Star Health Insurance Policy. These are: 

    • Online: On the online mode, the policy is generated instantly along with the card and kit. However, this feature is mostly applicable for the cases, where there is no requirement of medical checkup or underwriting. 
    • Telephone - You can also contact the customer care executives at InsuranceDekho on the toll-free number 7551196989 and get all the details of the plan. 
  • Why should I buy a Star Health insurance plan?

    The health insurance policy by Star Health safeguards you and your family for any financial crisis that may arise due to a medical emergency. Purchasing a proper health plan can assist you in saving your hard-earned money and other assets.

  • How many claims can I make in a year?

    You can make any number of claims over the year. But, the number of claims should not exceed the limit of the sum insured.

  • How many network hospitals are covered under Star Health?

    There are more than 9,800 top-quality network hospitals covered under Star Health.

  • Is medical check-up required to buy a Star Health Insurance Policy?

    Yes, the medical check-up is required to buy a Star Health Insurance Policy. But it is applicable only for the people of above 50 years. 

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    InsuranceDekho helped me get my claim on time from Star Health Insurance's hassle-free claim process and helpful staff. All because of the InsuranceDekho team.

    P
    Star
    By Prakhar Sekhawat
    On: May 28, 2024
  • Excellent customer service whi...

    Got my Star Health Insurance policy hassle-free. InsuranceDekho’s customer service was patient in explaining everything. Affordable options too! They made my journey towards a protected future easier.

    U
    Star
    By Urvashi Chillar
    On: May 21, 2024
  • Coverage For Many Expenses

    The Star Health Insurance Plan has given me coverage for many healthcare expenses. I am happy to recommend InsuranceDekho too for its great customer care services. This health Insurance policy along with InsuranceDekho’s support has made my life simpler. I couldn’t have asked for a better solution Thank You!

    M
    Star
    By Manish Kumar
    On: Apr 02, 2024
  • Easy Steps to Follow

    I recently bought the Star Health Insurance Plan at InsuranceDekho by following a few easy steps. The Star health insurance policy covers me for medical expenses and I am satisfied with it. I was able to buy the health policy within 5 minutes at the InsuranceDekho portal.

    T
    Star
    By Tanya Sharma
    On: Mar 21, 2024
  • Purchased the plan with ease

    I recently bought the Star Health Insurance Plan from the InsuranceDekho website. I could purchase it easily from InsuranceDekho’s website with the proper guidance of their customer support team. I am very happy and satisfied with the plan.

    L
    Star
    By Lovekesh Raghav
    On: Mar 19, 2024

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