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Star Young Star Health Insurance

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Star Health Insurance
Young Star Insurance Policy
Cashless Approval TAT90% Cashless claim settlement within 2 hrs
Claim Settlement Ratio89.90%
Network Hospitals14,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs SIRs. 410/month

About Star Young Star Health Insurance

The Young Star Insurance Policy by Star Health Insurance Company is a plan that offers coverage for all healthcare expenses that arise because of hospitalisation. It also includes special features like automatic restoration, ambulance expenses, no cap on room rental, mid-term inclusions, etc. The medical insurance policy can be bought by individuals aged between 18 years and 40 years for self, spouse, parents. The dependent children can also be included if they are aged between 91 days to 25 years.

The Young Star Health insurance policy provides a wide sum insured option of Rs. 3 Lakh (on individual basis) Rs. 5 Lakh to Rs. 1 Crore (family floater basis). In case, the insurance plan is issued on a family floater basis, the basic sum insured, cumulative bonus and other benefits of the policy are distributed amongst all the insured members. The policy term is for 1 year/2 year/3 years.

Based upon the requirement the policy buyer can select either a gold plan or silver plan based upon their individual requirements. The Star Health Young Star policyholder can pay the premium on a monthly, quarterly and half-yearly basis. It can also be paid annually ( once in a year), biennial( once in two years) and triennial( once in three years).

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Key Inclusions and Exclusions of the Plan

What's Included

  • Expenditure associated with health check ups is covered per policy duration
  • 60 days pre-hospitalisation expenses and 90 days post-hospitalisation expenses
  • Coverage for all day care procedures
  • You can avail rewards through star wellness programs
  • Coverage for ambulance charges and room rent charges are provided as applicable

What's Not Included

  • Expenses are not covered during the waiting period of 30 days for Pre-existing disease
  • Expenses related to gender change and obesity.
  • Expenses related to cosmetic or plastic surgery treatment.
  • Expenses for treatment of infertility or sterility
  • Expenses for treatment due to war, nuclear attack or invasion

2658 Star Cashless Network Hospitals in India

Claim Process at Star Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Young Star Insurance Policy Health Insurance Plan

  • What are the sum insured options available under Star Young Star Insurance Policy Insurance Policy?

    The sum insured options available under Star Young Star Insurance Policy is Rs 3 lakhs( available on individual basis) and it ranges between Rs 5 lakhs to 1 crore( available on bothe family floater and individual basis). It is to be noted that on an individual basis, the sum insured will be for individual family members whereas on a family floater basis, the sum insured floats between entire insured members of the family.

  • How many times can I register a claim under Star Young Star Health Insurance Plan?

    A claim can be registered by the policyholder under Star Young Star Health Insurance Plan for as many times as they want up to the Sum Insured limit.

  • Who all can be covered under the Star Young Star Health Insurance Plan?

    Star Young Star Health insurance policy can be availed for self and other family members including parents, spouse and dependent children. Also, it should be noted that dependent children who are aged between 91 days to 25 years can be included.

  • What is the Star Wellness Program?

    This program by Star Health Insurance is intended to promote, reward and incentivize the insured individuals healthy lifestyle via various wellness activities. All the wellness points that are earned by the insured member under the wellness program can be used by the insured members to avail discount in premium. This program is enabled and administered via Star Wellness Platform online by the insurance company.

  • How can I buy Star Young Star Health Insurance Plan online?

    You can purchase Star Young Star Health Insurance Policy online either through the official website of the insurance company or you can also visit InsuranceDekho. At InsuranceDekho platform you can compare various insurance plans to get the premium quotes as per your individual requirements and budget.

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