Star Young Star Health Insurance

The Young Star Insurance Policy by Star Health Insurance Company is a plan that offers coverage for all healthcare expenses that arise because of hospitalisation. It also includes special features like automatic restoration, ambulance expenses, no cap on room rental, mid-term inclusions, etc. The medical insurance policy can be bought by individuals aged between 18 years and 40 years for self, spouse, parents. The dependent children can also be included if they are aged between 91 days to 25 years.

The Young Star Health insurance policy provides a wide sum insured option of Rs. 3 Lakh (on individual basis) Rs. 5 Lakh to Rs. 1 Crore (family floater basis). In case, the insurance plan is issued on a family floater basis, the basic sum insured, cumulative bonus and other benefits of the policy are distributed amongst all the insured members. The policy term is for 1 year/2 year/3 years.

Based upon the requirement the policy buyer can select either a gold plan or silver plan based upon their individual requirements. The Star Health Young Star policyholder can pay the premium on a monthly, quarterly and half-yearly basis. It can also be paid annually ( once in a year), biennial( once in two years) and triennial( once in three years).