ManipalCigna Health Insurance Plans
Claim Settlement Ratio | 88.00% |
Network Hospitals | 8,700+ |
Pre-existing Disease Coverage From | 2 years |
Pre-existing Disease Waiting Period | 2 years |
Special Benefits | Unlimited Restoration |
Starting Premium (for 5L SI) | Rs. 566/month |
Starting Premium for Rs. 5 lakhs SI | Rs. 566/month |
Starting Premium of Rs. 5 lakhs SI | Rs. 566/month |
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ManipalCigna Health Insurance Plan List
Pro Health Accumulate
Cover
5 Lakh
Cashless Hospital
6559
Starting From ₹ 1,431/month*
Pro Health - Preferred
Cover
15 Lakh
Cashless Hospital
6559
Starting From ₹ 2,651/month*
Pro Health Plus
Cover
4 Lakh
Cashless Hospital
6559
Starting From ₹ 782/month*
A leading health insurance provider, Manipal Cigna is a joint venture between Manipal Group and Cigna Corporation. It offers a range of health insurance plans to meet the different health insurance needs of its customers. Moreover, it has tie-ups with over 8,700 network hospitals that make it easier for policyholders to get cashless treatment. Some of the health insurance plans that Manipal Cigna offers are as follows:
- ManipalCigna ProHealth Insurance: The ManipalCigna ProHealth Insurance is available in four different variants ProHealth Accumulate, ProHealth Premier, ProHealth Preferred, and ProHealth Plus, and ProHealth Protect. Depending on the variant you choose the sum insured options will vary. Typically while buying the ManipalCigna ProHealth Insurance, you can choose the sum insured between Rs. 2.5 lakhs to Rs. 5 crores.
- ManipalCigna Super Top Up Plus Plan: The ManipalCigna Super Top Up Plus Plan as the name suggests is a type of plan that lets you increase your health insurance coverage. This plan lets you increase the sum insured on your base policy and thus is a highly preferred plan.
- ManipalCigna Arogya Sanjeevani Policy: The ManipalCigna Arogya Sanjeevani Policy is a type of comprehensive plan that provides coverage of up to Rs. 10 lakhs. This plan provides coverage for AYUSH, allopathic treatment, modern treatment, and more. The minimum entry age for this plan is 18 years and the maximum entry age is 65 years.

*Tax benefits are subject to changes in Income Tax Act.
ManipalCigna Health Insurance Top Up List
Name of Plan | Sum Insured | |
Super Top-Up Policy Min: 91 Days ; Max: No Max Limit | 3 Lakh - 30 Lakh | Check Premium |
Pro HealthMin: 91 Days; Max: No Limit | 2 Lakh | Check Premium |
Lifetime Health Insurance PolicyMin: 91 Days; Max: 65 years | Check Premium |
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- Tax benefit upto 75,000*
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ManipalCigna Health Insurance Contact Details
ManipalCigna Health Insurance
1800-102-4462Mon to Fri 9:00 AM to 6:00 PM
Claim Process at ManipalCigna Health Insurance
2500 ManipalCigna Cashless Network Hospitals in India
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FAQ About ManipalCigna Health Insurance
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Whom should I contact for claim intimation and settlement?
You can notify either InsuranceDekho or ManipalCigna directly by calling at customer care numbers for planned or emergency hospitalisation. InsuranceDekho's toll-free number is 7551196989.
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What is the time limit for claim submission in case of the cashless facility?
You need to submit the claim within 15 days from the date of discharge from the hospital.
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Is pre-policy medical checkup free?
Yes, ManipalCigna bears the cost of all pre-medical tests.
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Does ManipalCigna share medical reports if a policy is not issued?
Yes, the medical reports are shared if you request in writing.
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What to do if a cashless hospital is not available at my location?
You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 48 hours of your admission in case of emergency and 3 days before in case of planned treatment.