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Future Generali Health Insurance Plans

With a claim settlement ratio of 94%, Future Generali is one of the most reliable health insurance companies when it comes to buying health insurance. Offering the best customer service, Future Generali offers a variety of health insurance plans so that your health coverage needs are never uncompromised. No matter what coverage you require, with Future Generali you can easily choose the best health insurance plan for yourself. Moreover, you can also enhance the plan benefits by including several add-ons. Want to know all about Future Generali health insurance plans? Scroll through the section below.

Future Generali Health Insurance Plan Details

Owing to the constant rise in medical expenses, health insurance is a must-have for all. So, if you have been looking to buy the right insurance plans, here are some of the best plans that Future Generali offers:

  • Future Generali Health Surplus: The Future Generali Health Surplus plan is a top-up health insurance plan available at a very affordable premium. It provides additional coverage to your existing health insurance plan. The Future Generali Health Surplus plan extends its coverage for in-patient treatment, pre and post-hospitalisation expenses, and a lot more. It is moreover available as both a family floater and an individual plan. The minimum entry age to buy the Future Generali Health Surplus plan is 3 months and the maximum entry age is 65 years.
  • Future Generali Advantage Top-up: As the name suggests, the Future Generali Advantage Top-up is a top-up plan that gets utilised once the basic cover is exhausted. It is available with a policy term of 1 year which can get extended up to 3 years. With this plan, you can also save on health insurance premiums as there are several discounts available such as loyalty discounts, renewal discounts, etc. You can also choose the premium payment frequency and pay it on a monthly, quarterly, or yearly basis.
  • Future Generali Health Total: The Future Generali Health Total is another health insurance plan that you can consider buying with Future Generali. This plan provides discounts if you pay the premiums at one go and additional discounts such as family discounts, renewal discounts, and more. It is available in three different variants, Vital, Superior, and Premiere. The sum insured and the coverage varies depending on the variant type you have chosen.
  • Future Generali Super Saver: The Future Generali Super Saver plan is available on both floater and individual basis. This plan provides coverage for inpatient hospitalisation, pre and post-hospitalisation, daycare treatment, alternative treatment, maternity benefits, and a lot more. As the Future Generali provides maternity coverage, it is highly recommended for those planning to embrace parenthood. However, domiciliary treatment, injury due to war, and a few more expenses are not covered under this plan.

For the Future Generali health insurance policy download, you can simply visit the Future Generali website and get the policy document.

How to Buy Future Generali Health Insurance Policy with InsuranceDekho?

With InsuranceDekho, you can buy the Future Generali Health Insurance policy in a few simple steps. Listed below are these steps:

  • Go to the official website of InsuranceDekho and click on health insurance option
  • Next, you will have to enter details such as age, name, mobile number, and a few other details
  • Verify the details entered by you. Once you confirm, you will be redirected to the plan page
  • Then, a list of health insurance plans will be visible. From the list of plans, click on Future Generali plans
  • Select the plan you wish to buy and proceed further by including necessary add-ons
  • Finally, complete the payment process. When the payment has been approved, you will receive policy details on your registered email ID.

Summing Up

So, offering a bunch of benefits, you can easily rely on Future Generali when it comes to buying health insurance plans. For any further assistance on these plans, you can contact the InsuranceDekho customer team.


Q. What are some of the best Future Generali health insurance plans?

A. Some of the best Future Generali health insurance plans include Future Generali Health Surplus, Future Generali Advantage Top-up, Future Generali Super Saver, and Future Generali Health Total Superior.

Q. What is the claim settlement ratio of Future Generali health insurance?

A. The claim settlement ratio of Future Generali health insurance is 94%.

Q. How many network hospitals are tied up with Future Generali health insurance?

A. Future Generali health insurance has tie-ups with over 8,500 network hospitals.

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Future Generali Health Insurance Top Up List

  • Cancer (1)
  • Individual (1)
  • Top-up (2)
Name of PlanSum Insured
Health SurplusMin: 3 Months; Max: 65 Years3 lakh Check Premium
Future Advantage Top UpMin: 1 Day; Max: No Limit50 Thousand Check Premium

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Health Insurance News


  • Why should I buy Future Generali health insurance policy?

    Future Generali Health Insurance helps one stay protected during medical emergencies. Known for offering cashless approvals in just 90 minutes, Future Generali provides multiple comprehensive and customer centric plans that come with quick and easy claim settlement.

  • How to apply for and buy Future Generali Health Insurance policy?

    You can apply for and buy Future Generali health insurance policy online from the official website of Future Generali India Insurance Co Ltd., at or through You can also visit the nearest branch of Future Generali health insurance for your convenience and learn more about policies and process of purchase in a detailed manner.

  • What is the toll free customer care number of Future Generali?

    The 24x7 toll free customer helpline number of Future Generali Health Insurance is 1800-220-233.

  • What is the address of Future Generali Health Insurance?

    The correspondence address is- Future Generali India Insurance Co Ltd., Indiabulls Finance Centre, 6th Floor, Tower 3, Senapati Bapat Marg, Elphinstone Road, Prabhadevi (W), Mumbai - 400 013.

  • What is the Claim Settlement Ratio of Future Generali Health Insurance?

    Future Generali holds the claim settlement ratio of 82.96% for the financial year 2019-20.

User Reviews

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  • Comparing plans was easy

    Purchasing Future Generali Health Insurance was made simple by InsuranceDekho. The website made it simple and quick to compare plans. The service was excellent, and the coverage was thorough. 

    Future Generali
    By Ridhima Singh
    On: Jun 24, 2024
  • Easy Process

    Although I've always been wary of insurance terminology, Insurancedekho made things clear to me. Their customer service team was very helpful in walking me through the process of selecting the best health insurance plan for my family, and their website is easy to use Buying Future Generali health insurance was the best decision I made.

    Future Generali
    By Kanchan Jaiswal
    On: Jun 03, 2024
  • Easy Documentation Process

    I would like to thank InsuranceDekho for the best health insurance buying services. I bought the Future Generali Health Insurance Plan from the company’s website. After completing the payment process, it was very easy for me to complete all the formalities and other documentation online. I am thankful to the Insurance company for saving both my time and effort. 

    Future Generali
    By Sakshi Singh
    On: Mar 11, 2024
  • Customer Reviews Help

    The customer reviews on InsuranceDekho helped me in getting the best insurance for me. I feel they were honest opinions and read about Future Generali insurance in detail before buying. Thank you InsuranceDekho for creating a good website that is helping customers like me.

    Future Generali
    By Farheen Rehman
    On: Feb 29, 2024
  • Quick And Easy Process

    I bought the Future Generali Health Insurance Plan from InsuranceDekho easily. The customer support team made my purchasing experience much easier. I am happy to buy a health insurance policy with InsuranceDekho quickly from the comfort of my home. I liked the policy tracking feature the most. Keep growing.

    Future Generali
    By Nancy Jain
    On: Feb 15, 2024

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