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Acko Health Insurance Plans

Acko Health Insurance offers a variety of health plans tailored to meet your needs. Their health insurance plans provide coverage options with sum insured amounts of Rs. 10 Lakhs, 25 Lakhs, 50 Lakhs, and 1 Crore. The beauty of Acko's health plans lies in the simplicity and transparency they offer.

With a network of more than 14,300 hospitals across India, you have the convenience of cashless hospitalisation with Acko medical insurance. Acko goes the extra mile in providing comprehensive health protection by offering add-ons like coverage for non-medical expenses, room rent waivers, and access to a doctor on call.

When it comes to claim settlements, Acko Health Insurance stands out with absolutely zero deductions. The plans also offer tax benefits under Section 80D, making it not only a wise health choice but a smart financial choice too.

List of Acko Health Insurance Plans

Here’s the list of Acko health plans:

  • ACKO Platinum Health Plan

The Acko Platinum Health Insurance provides broad coverage for individuals, their spouses, and children, all covered under a single plan. Notably, the plan comes at an affordable price of approximately Rs. 150 per month. With a sum insured ranging from Rs.10 lakhs to an unlimited amount, the plan offers flexible coverage options to suit varying needs. The plan also incorporates an unlimited restore feature, acting as a safety net by restoring the coverage if the sum insured is exhausted due to hospitalisation.

  • 1 Crore Super Top-up Health Insurance

The 1 Crore Super Top-up Health Insurance from ACKO offers an impressive sum insured of Rs. 1 Crore. This means you and your family can be worry-free about big medical bills because you've got substantial financial protection. The coverage of this plan extends to various medical situations, including hospitalisation, daycare procedures, and more.

Now, let's have a look at the cool benefits of choosing this plan. Firstly, it increases your total insurance coverage, even if you already have another plan. Moreover, if you don't have any current health insurance, you can still get this plan by setting a deductible. Plus, it continues to provide coverage even if you switch jobs and lose your workplace health insurance.

  • Individual Health Insurance

Individual Health Insurance in India is a type of health coverage specifically designed to take care of one person's medical expenses. Although this type of insurance mainly focuses on an individual, some insurance companies allow the policyholder's spouse to be included for added coverage.

When you opt for Individual Health Insurance, you pay a premium to the insurance company. This premium amount depends on factors such as your age, health condition, chosen coverage amount, and any additional features you select. The coverage includes hospitalisation expenses, room charges, doctor's fees, surgeries, medications, and tests.

  • Health Insurance for Senior Citizens

Acko senior citizen health insurance is a special type of health coverage created specifically for people aged 65 and above. In India, this type of health insurance is like a safety net designed to assist elderly individuals in covering the expenses of medical treatments and hospitalisation.

Acko health insurance for senior citizens serves as a helping hand, ensuring that our senior family members receive the necessary financial support when they require medical care. With this insurance, seniors can focus on getting the best treatment without stressing too much about the costs,

  • Health Insurance for Parents

Health Insurance for parents is a crucial type of insurance that plays a vital role in taking care of your parents or elderly members of the family. Sometimes your parents fall sick or need medical attention. Naturally, we all want the very best for our loved ones, but the expenses tied to their health can sometimes be overwhelming. That's where health insurance for parents steps in as a lifesaver.

This special kind of insurance is designed to provide financial support for your parents' health. It helps cover the costs of their medical bills and treatments when they are unwell, ensuring they receive the care they need without causing a financial burden.

  • Arogya Sanjeevani Health Insurance

The Arogya Sanjeevani Health Insurance Policy is a comprehensive and affordable health plan that covers medical expenses. With a sum insured ranging from Rs. 5 Lakhs to Rs. 10 Lakhs, it includes coverage for in-patient treatment, pre and post-hospitalisation, room rent, Intensive Care Unit (ICU), and alternative medicine treatments.

When you choose the ACKO Arogya Sanjeevani Health Insurance Policy, you enjoy several key benefits like a paperless process, customisable sum insured, wide coverage, etc. Moreover, with a vast network of 6,500+ hospitals in India, you have the option for cashless treatment or reimbursement claims.

Steps to Buy Acko Health Insurance Plans with InsuranceDekho

Below are the steps to buy Acko Health Insurance policy:

Step 1: Visit the InsuranceDekho Website

Go to the InsuranceDekho website and click on “Health Insurance”.

Step 2: Fill in Your Information

Enter your name, age, and email address, and follow the instructions to move to the next steps.

Step 3: Check Out Health Insurance Plans

Once you enter all your details, you'll see a list of Acko’s health insurance plans.

Step 4: Pick the Right Health Insurance Plan

Now, opt for the right Acko Health Insurance plan that fits your needs and requirements.

Step 5: Pay the Premium

Last but not least, make the premium payment for the chosen plan. Once you’re done with the payment, you'll receive an email with your Acko Health Insurance policy details at your registered email address.


Acko Health Insurance plans offer a diverse range of options to meet various health coverage needs. From the affordable and comprehensive ACKO Platinum Health Plan to the extensive coverage of the 1 Crore Super Top-up Health Insurance, Acko has every kind of plan to meet your requirements.

Frequently Asked Questions (FAQs)

Q 1. What sum insured amounts do Acko Health Insurance plans offer?

Ans. Acko Health Insurance plans provide sum insured amounts ranging from Rs. 10 Lakhs to 1 Crore.

Q 2. How many hospitals are in Acko's network for cashless hospitalisation?

Ans. Acko's network includes over 14,300 hospitals across India for convenient cashless hospitalisation.

Q 3. Does Acko Health Insurance cover COVID-19 treatment?

Ans. Yes, Acko Health Insurance covers COVID-19 treatment as part of its health plans.

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Health Insurance News


  • What are the key benefits of Acko General Insurance?

    Following are the key benefits of Acko General Insurance: 

    • Wide network of more than 5,300 hospitals
    • Phenomenal customer support
    • Good Claim Settlement Ratio of 74.09% for the financial year 2019-20
    • Cover for treatment related to COVID-19 
    • Quick claim settlement process.
  • Does Acko General Insurance provide tax benefits?

    Yes. Premiums paid for Acko General Insurance are eligible for tax benefits under Section 80D of the Income Tax Act, 1961.

  • Who can enjoy the benefits under Acko Health Insurance policies?

    People who are aged at least 18 years and live in India can avail benefits under Acko Health Insurance policies.

  • Does Acko General Insurance allow policyholders to avail additional benefits?

    Yes. Apart from coverage features, the health insurance plans offered by Acko General Insurance offer additional benefits to the policyholders. These include lifetime renewability benefit, tax benefits under Section 80D of the Income Tax Act, 1961, grace period, free look period, etc. The health insurance plans come with several add-on benefits as well such as doctor-on-call, family physician, daily hospital cash, critical illness cover, etc.

  • Is my Acko Health Insurance policy transferable without losing renewal benefits?

    Yes. You can transfer your Acko Health insurance policy without losing renewal benefits.

User Reviews

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  • Perfect Policy

    Perfect policy Acko Health Insurance Policy is the most suitable health insurance policy for according to my needs. I found the Acko health insurance plan during my online search at the InsuranceDekho website. It comes at an affordable premium for everyone. I Recommend this policy to everyone!  - Amit Kumar

    By Amit Kumar
    On: Mar 05, 2024
  • Prompt Notifications

    I received timely notifications from InsuranceDekho regarding my New India- Assurance- Floater Mediclaim updates, making sure I'm always informed. It was actually good to know that they informed you before time about your policy’s expiry date and to renew on time.

    By Monika Rajput
    On: Sep 15, 2023
  • A Lifesaver During Medical Eme...

    InsuranceDekho proved to be a lifesaver during a recent medical emergency. Their New India Assurance- Floater Mediclaim plan covered all expenses, and I didn't have to worry about the financial burden. Grateful for their support!

    By Leena Gupta
    On: Jul 24, 2023
  • Best customer service

    The customer care service of the insuranceDekho website is amazing. I contacted them while buying the Acko Secure Shield Policy, I wanted to know the benefits of the plan and the executive cleared all my doubts at one go.

    By Sakshi Yadav
    On: Oct 13, 2022
  • Best customer service

    The customer care service of the insuranceDekho website is amazing. I contacted them while buying the Acko Secure Shield Policy, I wanted to know the benefits of the plan and the executive cleared all my doubts in one go.

    By Sakshi Yadav
    On: May 26, 2022