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Aditya Birla Health Insurance Plans

Aditya Birla Health Insurance Company Limited is a joint venture between the South African MMI Holdings and the Indian Aditya Birla Group. The firm was established in 2015 and has insured over 2.1 crore lives. The business is active in more than 5000 Indian cities. Aditya Birla Health Insurance now offers a variety of policies, from basic coverage to wellness discounts, mental health services, and chronic care. Currently providing a "Cashless Everywhere Claim Facility," Aditya Birla Health Insurance has a 96% claim settlement rate.

As part of its unwavering dedication to offering the best possible customer care, Aditya Birla Health ensures that every one of its health insurance plans is tailored to the specific requirements of every single customer. Aditya Birla Health provides a range of plans, including individual and family health insurance and specialist plans like maternity and senior citizen health insurance, to accommodate different age groups and lifestyles.[1]

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Aditya Birla Health Insurance Plan List

  • Individual (9)
  • Family (9)
  • Woman (9)
  • Parents (6)
  • Blood Pressure (9)
  • Kids (7)
  • Thyroid (9)
  • Diabetes (9)
  • Heart (3)
  • Senior Citizen (5)
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Key Highlights

The main features of Aditya Birla Health Insurance are highlighted in the table below:[1]

No. of Plans Offered

10+

Sum Insured

3.8 Cr+

Claim Settlement Ratio (CSR)

96%

No. of Products and Services

10+

Network Hospitals

11,000+

Types of Health Insurance Plans Offered by Aditya Birla Health Insurance

To meet the demands and needs of different people, Aditya Birla Health offers a range of health insurance plans, such as the following:[1]

  • Family Health Insurance Plans: Aditya Birla Health offers family health insurance plans that include all of your family's medical costs into one making it an all-inclusive plan. This covers you, your spouse, and your kids in addition to your dependent parents. Aditya Birla Health offers family health insurance that covers the medical needs of your whole family without requiring you to purchase several plans.
  • Individual Health Insurance: Individual health insurance plans are offered by Aditya Birla Health based on each person's specific medical needs. Medical costs resulting from disease, accidents, hospital stays, and other health-related problems are covered under these plans. Additionally, individual plans provide tailored coverage according to the policyholder's age, health history, and other specifications.
  • Senior Citizens Health Insurance: These insurance, as their name implies, are specifically created for those who are sixty years of age or older. These plans cover a range of healthcare needs, such as pre-existing medical diseases, chronic illnesses, and age-related issues, tailored to the specific needs of senior individuals.
  • Group Health Insurance: Aditya Birla Health Insurance provides insurance to a variety of people, including members of the community, workers at a firm, and members of organisations. All group members are fully covered by these plans at a much-reduced cost as compared to individual plan premiums. Moreover, employer-sponsored health insurance sometimes includes refunds and other perks.
  • Maternity Health Insurance: Maternity health insurance policies cover a variety of costs, including prenatal care, delivery, postpartum care, and infant care. These plans can also pay for doctor visits, hospital stays, diagnostic testing, and birth control pill costs.
  • Plans for Critical Illness Health Insurance: Financial protection against serious medical disorders such as cancer, heart attacks, and other life-threatening illnesses is provided by these policies. If it is determined that the policyholder has the covered critical illness, the insurance will pay a lump amount to cover treatment-related medical expenses.
  • Coverage for the Out-Patient Department (OPD): Aditya Birla Health offers a unique kind of health insurance plan called OPD coverage. Payment for non-hospitalized outpatient medical treatments, consultations, diagnostic tests, prescription drugs, and procedures is covered by the Out-Patient Department. It provides comprehensive medical coverage for both in and out-patient treatments.
  • Plans for Top-Up Health Insurance: Beyond the limits of your current insurance, these policies provide further coverage. The top-up plans offered by Aditya Birla Health kick in when your primary medical policy's coverage is exceeded by medical bills. With these plans, you may affordably expand the coverage of your health insurance without seeing a major rise in prices.
  • Health Insurance for Women: Aditya Birla Health offers health insurance plans specially designed to meet the particular medical requirements of women. Under this insurance, gynaecological procedures are covered, as are disorders particular to women and pregnancy. Additional benefits like health activities and preventative exams could be included in these plans.

List of all Aditya Birla Health Insurance Plans

The table below offers an overview of every Aditya Birla Health Insurance plan:[1]

Plan Name

Plan Type

Age

Sum Insured

Activ Assure Diamond

Individual, Family Floater Plan

91 days- 65 years

2 lakh- 2 crore

Activ Fit

Individual, Family Floater Plan

Adult: 18 years- 45 years

Child: 91 days-24 years

5 lakh- 1 crore

Activ Health Platinum

Individual, Family Floater Plan

Adult: 18 years- 65 years

Child: 91 days-25 years

2 lakh- 2 crore

Activ One

Individual, Family Floater Plan

Adult: 18 years- 65 years

Child: 91 days-24 years

5 lakh- 2 crore

Corona Kavach Policy

Individual, Family Floater Plan

Adult: 18 years- 65 years

Child: 91 days-24 years

5 lakh

Super Health Plus Top-Up Policy

Individual, Family Floater Plan

Adult: 18 years- 65 years

5 lakh- 1 crore

Cancer Secure

Individual, Family Floater Plan

Adult: 18 years- 65 years

Child: 91 days-24 years

1 lakh- 20 crore

Activ Secure

Individual, Family Floater Plan

Adult: 18 years- 65 years

Child: 91 days-24 years

3 lakh- 50 lakh

Activ Health

Individual, Family Floater Plan

Adult: 18 years- 65 years

Child: 91 days-24 years

2 lakh- 20 crore

Aarogya Sanjeevani Policy

Individual, Family Floater Plan

Adult: 18 years- 65 years

Child: 91 days-24 years

1 lakh- 5 lakh

Aditya Birla Health Insurance Top Up List

    Name of PlanSum Insured
    Super Health Plus Top-up PolicyMin: 91 Days; Max: 65 years3 Lakh - 95 Lakh Check Premium

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    Disclaimer : Actual Coverage might vary basis your location, age and number of members

    Let's Explore Each Plan in Detail

    The following are the specifics of each of the previously mentioned plans:

    1. Activ Assure Diamond

    Aditya Birla's Activ Assure Diamond Plan is a health insurance plan that provides extensive coverage for medical costs. High coverage levels are provided for hospital stays, pre- and post-hospital care, childcare services, etc. In addition, the plan pays for daily hospital stay cash benefits, organ donation, ambulance expenses, and much more.

    In addition, policyholders receive savings for maintaining good health and fitness as well as access to wellness programs and health examinations. This plan will ensure you have money in case of a medical emergency, so you can concentrate on getting better instead of worrying about paying bills. [2]

    Riders

    No Claim Bonus, Health Check-Up Programs, Second E-Opinion on Critical Illness, Domestic and International Emergency Service.

    Key Features

    Vaccination Cover, Daycare Treatment, Domiciliary Treatment

    Inclusions

    Pre Hospitalisation, Post Hospitalisation, ICU Charges, Room Rent, In-Patient Cover, Road Ambulance Cover, Organ Donor, Reload of Sum Insured, AYUSH Treatment.

    Exclusions

    War, Act of foreign enemy, uprising, revolution, insurrection, Breach of law with Criminal Intent, intentional self-injury, Abuse or the consequences of the abuse of intoxicants or hallucinogenic substances, Cosmetic, aesthetic and re-shaping treatments and surgeries, Hearing aids, spectacles or contact lenses including optometric therapy, Psychiatric or psychological disorders, mental disorders

    2. Activ Fit

    Aditya Birla Health Insurance's Activ Fit Plan is designed to satisfy the medical needs of a fit individual. It covers the price of being admitted to the hospital, pre- and post-hospital care, childcare charges, etc. The program incentivizes policyholders to lead active lifestyles and to stay in good health. You may accrue this benefit by tracking your physical activity, such as walking or working out, and utilising it to cover costs or premiums.

    Furthermore, this plan provides wellness benefits including professional guidance on diet and exercise, health examinations, mental health assistance, and coverage for complementary and alternative therapies like AYUSH. This plan offers a discount in addition to financial help for leading a healthy lifestyle.[3]

    Riders

    No Claim Bonus, Health check-up program, Domestic Emergency services, etc.

    Key Features

    No Claim Bonus, Binge Refill, 50% premium return, Maternity expenses.

    Inclusions

    Pre-hospitalisation, Post-hospitalisation, Room Rent, Daycare treatment, Domiciliary Treatment, Mental Health Assessment Program

    Exclusions

    War, Act of foreign enemy, uprising, revolution, insurrection, Breach of law with Criminal Intent, intentional self-injury, Abuse or the consequences of the abuse of intoxicants or hallucinogenic substances, Cosmetic, aesthetic and re-shaping treatments and surgeries, Hearing aids, spectacles or contact lenses including optometric therapy, Psychiatric or psychological disorders, mental disorders

    3. Activ Health Platinum

    Aditya Birla's Activ Health Platinum Plan offers comprehensive medical coverage for inpatient stays, outpatient procedures, physician visits, and domiciliary care. Providing HealthReturns incentives for maintaining an active lifestyle, which may be used for future premiums or medical costs, encourages people to lead healthy lives.

    Coverage for alternative therapies, childcare services, and customised programs for managing long-term health issues like diabetes and asthma are all included in the plan. Aditya Birla Health Insurance subscribers also receive cashless treatments at the extensive network of network hospitals, wellness coaching, and a no-claim incentive. [4]

    Riders

    Cumulative Bonus, Health check-up program, Recovery benefit, Second E-opinion on critical illness, Worldwide emergency service.

    Key Features

    Free Health Check-ups, Reload Sum Insured, Cumulative Bonus

    Inclusions

    Pre-hospitalisation, Post-hospitalisation, Room rent, ICU charges, Daycare treatment, Domiciliary Treatment, In-patient, Organ donor, Road ambulance, Co-payment, Chronic management program.

    Exclusions

    War, Act of foreign enemy, uprising, revolution, insurrection, Breach of law with Criminal Intent, intentional self-injury, Abuse or the consequences of the abuse of intoxicants or hallucinogenic substances, Cosmetic, aesthetic and re-shaping treatments and surgeries, Hearing aids, spectacles or contact lenses including optometric therapy, Psychiatric or psychological disorders, mental disorders

    4. Activ One

    A comprehensive health insurance program created to promote and incentivize a healthy lifestyle is Aditya Birla Health Insurance's Activ One Plan. Beyond what is typically covered by insurance, it also covers hospital stays and medical costs for diseases. Health coaches are available to provide guidance, as well as wellness perks like free health exams and fitness evaluations. A fitness app may be used to measure your daily physical activity and earn you HealthReturns, a kind of reward point that can be applied toward future premiums or medical costs. By providing rewards like premium savings or extra coverage for maintaining your fitness, this plan encourages you to be active and healthy. [5]

    Riders

    Renewal premiums, diagnostic test cost

    Key Features

    Sum insured 100% refill, No capping

    Inclusions

    Pre-hospitalisation, Post-hospitalisation, Room rent, ICU charges, Daycare treatment, Domiciliary Treatment, In-patient, Organ donor, Road ambulance

    Exclusions

    War, Act of foreign enemy, uprising, revolution, insurrection, Breach of law with Criminal Intent, intentional self-injury, Abuse or the consequences of the abuse of intoxicants or hallucinogenic substances, Cosmetic, aesthetic and re-shaping treatments and surgeries, Hearing aids, spectacles or contact lenses including optometric therapy, Psychiatric or psychological disorders, mental disorders

    5. Corona Kavach Policy

    A health insurance plan called the Corona Kavach Policy is made expressly to pay for COVID-19 treatment-related costs. It offers financial support to offset hospitalisation expenses associated with the coronavirus, such as lodging expenditures, intensive care unit fees, physician bills, and diagnostic testing. In addition, the plan pays for up to 30 days of post-hospitalisation expenditures and 15 days of pre-hospitalisation costs if a doctor prescribes at-home therapy. The cost of PPE kits, gloves, masks, and other essential protective equipment is also covered by the plan. Policyholders have a broad range of premium payment choices and coverage options between Rs. 50,000 and Rs. 5 lakh.

    Both individuals and families can purchase the plan, which guarantees comprehensive coverage for every member. The goal of the Aditya Birla Corona Kavach Plan is to offer robust health coverage and financial relief during the pandemic.[6]

    Riders

    NA

    Key Features

    NA

    Inclusions

    Pre-hospitalisation, Post-hospitalisation, Room rent, ICU charges, Daycare treatment, Domiciliary Treatment, In-patient, Organ donor, Road ambulance

    Exclusions

    War, Act of foreign enemy, uprising, revolution, insurrection, Breach of law with Criminal Intent, intentional self-injury, Abuse or the consequences of the abuse of intoxicants or hallucinogenic substances, Cosmetic, aesthetic and re-shaping treatments and surgeries, Hearing aids, spectacles or contact lenses including optometric therapy, Psychiatric or psychological disorders, mental disorders

    6. Cancer Secure

    Aditya Birla Health Insurance's cancer secure plan is designed specifically to pay for the expenses related to cancer treatment. This plan offers a lump sum payout in the event of a cancer diagnosis, which you may use to cover any associated medical costs. Whether you are diagnosed with an early, significant, or critical stage of cancer will determine how much money you are eligible to receive. This implies that you receive financial assistance for therapy, recuperation, and other necessities from the moment of diagnosis.

    Additionally, if you are diagnosed with a significant or critical stage of cancer, the plan gives a premium waiver benefit that exempts you from paying future premiums. You will also have greater protection over time thanks to a provision that allows you to raise the amount of coverage each year if no claims are filed. The main goal of the Cancer Secure Plan is to lessen the financial burden associated with cancer so that you may concentrate on your health rather than your medical bills.[7]

    Riders

    Cumulative bonus, Wellness coach, Second E-opinion

    Key Features

    Survival period

    Inclusions

    Survival period, Pre-hospitalisation, Post-hospitalisation, Room rent, ICU charges, Daycare treatment, Domiciliary Treatment, In-patient, Organ donor, Road ambulance

    Exclusions

    Sexually transmitted disease or HIV/AIDS, Influence of intoxicating liquor or drugs, Suicide or attempted suicide, intentional self-injury, Congenital external diseases, defects or anomalies, Insured person committing any breach of law, Birth control procedures and hormone replacement therapy

    7. Activ Secure

    In essence, Aditya Birla's Activ Secure plan is an insurance policy created to offer complete coverage for a range of life events. It provides insurance against serious diseases, mishaps, and hospital costs. Put another way, it serves as a financial safety net in the event of major medical problems or accidents. For example, the plan pays a lump sum amount to cover medical bills and other expenditures during recuperation if you are diagnosed with a serious disease such as cancer, or if you have an accident and suffer a catastrophic injury. It's similar to having a fallback strategy that guarantees you won't have to worry about money should things become hard.

    Additionally, advantages like a daily hospital cash allowance or outpatient spending coverage may be offered, contingent upon the particular plan selected. The overall goal of the Activ Secure plan is to provide financial help in the event of unanticipated medical issues or accidents, hence providing peace of mind.[8]

    Riders

    Cumulative bonus, Continuous income during temporary total disability (TTD) due to accidents, Protection for your Loans and EMIs, etc.

    Key Features

    100% payout for Permanent Disabilities due to accidents, 100% payout on Accidental Death, Emergency ambulance cover, 5% cumulative bonus eve claim free year

    Inclusions

    Pre-hospitalisation, Post-hospitalisation, Room rent, ICU charges, Daycare treatment, Domiciliary Treatment, In-patient, Organ donor, Road ambulance

    Exclusions

    Sexually transmitted disease or HIV/AIDS, Influence of intoxicating liquor or drugs, Suicide or attempted suicide, intentional self-injury, Congenital external diseases, defects or anomalies, Insured person committing any breach of law, Birth control procedures and hormone replacement therapy

    8. Super Health Plus Top-Up Policy

    Aditya Birla offers the Super Health Plus Top-Up Policy, an extra health insurance plan that is meant to supplement your current coverage. When your medical costs surpass a certain amount, called the deductible, this coverage becomes active. It assists with paying for high hospital bills and other medical expenses without appreciably raising your premium. High coverage levels and a variety of benefits are provided by the plan, such as daycare services, cashless hospitalisation at network hospitals, and post-waiting period coverage for pre-existing conditions. Wellness perks including health examinations and savings on medical services are also included. In essence, it offers an additional degree of financial security against significant medical bills, ensuring that you won't have to worry about paying a large amount out of pocket during serious medical emergencies. [9]

    Riders

    International Emergency Assistance Services (including Air Ambulance)

    Key Features

    Health and Wellness Discounts

    Inclusions

    AYUSH, Pre-hospitalisation, Post-hospitalisation, Room rent, ICU charges, Daycare treatment, Domiciliary Treatment, In-patient, Organ donor, Road ambulance

    Exclusions

    Hearing aids, spectacles or contact lenses including optometric therapy Treatment for baldness, alopecia, wigs, toupees and similar treatment Cosmetic, aesthetic and re-shaping treatments and surgeries Any Illness/injury/accident due to abuse of intoxicants Breach of law with criminal intent, intentional self-injury War, act of foreign enemy, uprising, revolution, insurrection, military or usurped acts

    9. Activ Health

    Aditya Birla's Activ Health Plan emphasizes wellness and preventative treatment, making health insurance easier to understand. It provides all-inclusive coverage that covers outpatient care, diagnostics, and wellness initiatives in addition to inpatient costs. Through its HealthReturns program, which awards policyholders with points for leading active lives, the plan promotes healthy living. Afterwards, you may utilize these points to save money on health-related bills or renewal charges. Numerous other advantages are also offered by Activ Health, including coverage for mental health, childcare services, and complementary and alternative medicine like homoeopathy and Ayurveda. With alternatives for family coverage, lifetime renewability, and multiple sum-insured options to meet diverse requirements, it gives flexibility.

    The plan is unique in that it offers a no-claim bonus that, after a year of no claims, raises the total insured amount at no extra expense. Activ Health's overall goal is to encourage proactive healthcare through rewards for healthy behaviors and extensive coverage alternatives, rather than merely paying for medical bills.[10]

    Riders

    OPD, Hospital Cash,Maternity, Waiver of mandatory co-pay

    Key Features

    Room choice, Choice of zone, Reload of sum insured, Second E-opinion

    Inclusions

    AYUSH, Pre-hospitalisation, Post-hospitalisation, Room rent, ICU charges, Daycare treatment, Domiciliary Treatment, In-patient, Organ donor, Road ambulance

    Exclusions

    Sexually transmitted disease or HIV/AIDS, Influence of intoxicating liquor or drugs, Suicide or attempted suicide, intentional self-injury, Congenital external diseases, defects or anomalies, Insured person committing any breach of law, Birth control procedures and hormone replacement therapy

    10. Aarogya Sanjeevani Policy

    Aditya Birla Health Insurance offers a basic health insurance policy called the Aarogya Sanjeevani Plan that covers medical expenditures. It provides hospital coverage for illness or accident-related expenses, with a maximum insured amount of Rs. 1 lakh to Rs. 5 lakhs. For people and families seeking basic health coverage without a lot of fine print, this plan is perfect. It covers expenditures for things like lodging, ICU fees, doctor visits, surgery, and up to 30 and 60 days of post-hospitalisation expenses, respectively. Daycare operations that don't require round-the-clock hospitalisation are also covered by the coverage. Its capacity to include parents and cover the complete family under one insurance is a special advantage. For individuals looking for basic health insurance against unforeseen medical bills, it's an economical option that offers peace of mind without the complexity of more expensive health plans.[11]

    Riders

    NA

    Key Features

    Cumulative bonus

    Inclusions

    AYUSH, Pre-hospitalisation, Post-hospitalisation, Room rent, ICU charges, Daycare treatment, Domiciliary Treatment, In-patient, Organ donor, Road ambulance

    Exclusions

    Sexually transmitted disease or HIV/AIDS, Influence of intoxicating liquor or drugs, Suicide or attempted suicide, intentional self-injury, Congenital external diseases, defects or anomalies, Insured person committing any breach of law, Birth control procedures and hormone replacement therapy

    Eligibility Criteria to Purchase Plan

    You have to fulfill several conditions to be eligible to purchase a health insurance plan from Aditya Birla Health.

    1. Age Requirements

    • The adult’s age requirement is 18 years or older.
    • The age of a child varies according to the plan given by Aditya Birla Health Insurance to be eligible for health care under a family floater insurance, which covers several family members under a single plan.

    2. Waiting Period

    • There is a 30-day waiting period to begin using the coverage. This waiting period, however, does not apply in the case of an unforeseen emergency.
    • Maternity waiting periods range from 2- 6 years.
    • Patients with pre-existing conditions also have 36 months.

    3. Additional Conditions

    • There is a wide range of insured amounts available, ranging from 1 lakh to 20 crore.
    • OPD and COVID coverage are only two more extra benefits offered by Aditya Birla Health Insurance plans.
    • Aditya Birla Health has ensured that each customer's health insurance plan is customized to match their specific needs.

    How To Purchase an Aditya Birla Health Insurance Plan?

    Depending on what works best for you, you may buy the Aditya Birla health insurance plan online or offline. The following provides these two strategies' specifics:

    Online Process

    You can visit the InsuranceDekho website or the insurer's website to purchase the Aditya Birla Health Insurance plan online:

    Use InsuranceDekho To Purchase Medical Insurance

    To acquire your health insurance coverage on the official InsuranceDekho website, take the following actions:[12]

    Step 1: Fill out the InsuranceDekho website with your information.

    First, fill out this form with your name and phone number on the InsuranceDekho health insurance website.

    Step 2: Select the Best Plan

    Next, from the list of options, choose the best Aditya Birla Health insurance plan. Make sure the items you select fit your needs and are within your limits.

    Step 3: Coverage Payment

    Next, complete two forms with your details and respond to a few health-related questions. Along with paying the money, you'll also need to provide a few papers.

    Step 4: After Payment, Get Assistance

    An InsuranceDekho manager will get in touch with you once you've paid the premium for the Aditya Birla Health insurance of your choosing to assist with any policy issues.

    Get a Health Insurance Policy on the Provider's Website

    The quickest and easiest ways to get Aditya Birla health insurance directly from the insurer's website are as follows:[1]

    Step 1: Visit the insurer's website

    To start the application process and submit the necessary information, visit the official Aditya Birla Health Insurance website.

    Step 2: Execute the Prior Actions.

    You only need to follow the instructions in the "Purchase Health Insurance With InsuranceDekho" section, starting with Step 2, to complete the process of obtaining your coverage on the official Aditya Birla Insurance website.

    Offline Process

    Take the following steps to get personalized help from the InsuranceDekho relationship manager when buying your Aditya Birla health insurance policy:[12]

    Step 1: Fill the Website with Content

    Fill out the necessary information at www.insurancedekho.com, including your phone number, pin code, and age.

    Step 2: Comparing the Available Plans

    You will receive a list of the best Aditya Birla health insurance policies after submitting your information.

    Step 3: Ask for a Callback

    You may edit your query and request a callback on the plan page if you require any more assistance. If you need further help, a personalised support visit from an InsuranceDekho relationship manager can be scheduled.

    Required Documents

    The following paperwork is required to purchase Aditya Birla's Health Insurance:

    • A filled-out and signed Proposal Form
    • Proof of age, like 10th or 12th Mark Sheet, Voter Card, Passport, PAN Card, Driving Licence
    • Proof of where you live, such as an Aadhaar card, Passport, Driving License, Electricity Bill or Voter Card
    • Any medical reports the insurance company needs
    • Passport-size photos

    Comparing Aditya Birla Health Insurance Plan Variants

    The table below highlights the differences between two different variants of the Activ Health Plan: [4][10]

    Features

    Activ Health

    Activ Health Platinum

    Room Choice

    Yes

    No

    Zone Choice

    Yes

    No

    Hospital Cash

    Yes

    No

    Free Health Check-Ups

    No

    Yes

    Cumulative Bonus

    No

    Yes

    Maternity Cover

    Yes

    No

    Recovery Benefit

    No

    Yes

    Note: The variants might differ from one Aditya Birla health insurance plan to another. The table above is crafted by comparing the variants of the most popular Aditya Birla Health plan i.e. Aditya Birla Health Plan.

    How to Upgrade Your Aditya Birla Health Insurance Plan?

    Here's how to quickly upgrade your plan with InsuranceDekho if you want to increase the coverage provided by Aditya Birla Health Insurance:[12]

    • At the Time of Renewal

    When it's time to renew your health insurance policy, you have a fantastic chance to increase your coverage. Aditya Birla's medical insurance coverage may be enhanced in two ways with InsuranceDekho: by adding additional riders or by raising the maximum amount insured. You are welcome to evaluate your existing coverage and talk with us about any adjustments that will better meet your current medical needs throughout the renewal process.

    • In Between

    To make changes to your Aditya Birla health insurance plan, you don't need to wait until it's time for your policy to renew. Speak with the InsuranceDekho customer support team to learn about your possibilities for an upgrade if your healthcare needs change or if you discover that your current coverage is inadequate.

    • Portability Benefits

    If you're thinking about moving to Aditya Birla Health Insurance from another health insurance company, you may use InsuranceDekho's portability option to increase the scope of your coverage. With the use of this provision, policyholders can transfer their current health insurance policy to a new plan while keeping some advantages, such as waiting period credit and coverage continuity.

    References

    [1]https://www.adityabirlacapital.com/abcd/health-insurance?ref=abc-homepage

    [2]https://www.adityabirlacapital.com/healthinsurance/assets/PDF/20180122T182300.pdf

    [3]https://www.adityabirlacapital.com/-/media/abcd/data/media/files/pdf/1-activ-fit/activ-fit-brochure.pdf

    [4]https://www.adityabirlacapital.com/healthinsurance/assets/PDF/20180803T093555.pdf

    [5]https://www.adityabirlacapital.com/healthinsurance/assets/pdf/active-one/brochure.pdf

    [6]https://www.adityabirlacapital.com/healthinsurance/assets/pdf/20210916T071904.pdf

    [7]https://www.adityabirlacapital.com/healthinsurance/assets/PDF/20200724T114213.pdf

    [8]https://www.adityabirlacapital.com/healthinsurance/assets/PDF/20200724T114256.pdf

    [9]https://www.adityabirlacapital.com/healthinsurance/assets/PDF/20201021T132126.pdf

    [10]https://www.adityabirlacapital.com/healthinsurance/assets/pdf/Activ-Health-Brochure.pdf

    [11]https://www.adityabirlacapital.com/healthinsurance/assets/PDF/20200724T115314.pdf

    [12]https://www.insurancedekho.com/health-insurance

    Health Insurance News

    FAQs

    • On what factors the eligibility to get a health insurance plan depends?

      The two basic eligibility criteria for getting the insurance policy are entry age and medical check-up.

    • Can I buy a health insurance policy for my 4-year-old kid?

      Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.

    • When should a reimbursement claim request be submitted?

      Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.

    • What is the period in which Aditya Birla Health Insurance settles claims?

      Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.

    • What is the Incurred Claims Ratio of Aditya Birla Health Insurance for the financial year 2018-2019?

      The ICR for Aditya Birla Capital Health for FY 2018-19 is 59%.

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      It was a smart choice to go with Aditya Birla Health for my health insurance, and InsuranceDekho made it even simpler. Their plans have a special emphasis on preventative healthcare and provide extensive coverage at reasonable costs. I like their preventative health exams and wellness initiatives because they keep me fit and active. I received competent and kind guidance from their customer service agents when I processed my insurance. Aditya Birla Health's dedication to maintaining my family's and my health is something I appreciate

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      The Aditya Birla Health Insurance alternatives offered by InsuranceDekho pleased me. Finding the right plan for my needs was made simple and dependable by the platform. The entire procedure was simple and stress-free thanks to their expert advice and thorough information. I heartily endorse their offerings.

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      I've been a loyal InsuranceDekho customer for years now, and I couldn't be happier with their service. Whenever I need to make changes to my policy or file a claim, their team is always there to help me out. It's reassuring to know I'm in good hands with them. The helped with filing my claim for my Aditya Birla health insurance.

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      InsuranceDekho gave me peace of mind while I was purchasing an Aditya Birla Health Insurance plan. Transparent terms and quick responses to queries. They made it easy to under the plans and made my choice easier fulfilling all my needs.

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      On: May 23, 2024
    • Easy To Buy Online

      Thanks to InsuranceDekho for helping me in purchasing the Aditya Birla Health Insurance Policy. My purchase with the InsuranceDekho company was highly worth it. Every step in the buying process was smooth and convenient. It was simple for me to compare the plans and buy through InsuranceDekho's official website. Thanks to the customer care team for helping with my purchase.

      T
      Aditya Birla
      By Tanya Yadav
      On: Mar 12, 2024

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