Star Super Surplus Health Insurance

Super Surplus plan offers much larger coverage as compared to other regular plans. For instance, it provides cover for hospitalisation expense under both the variants-Gold and Silver, but with a limit of Rs. 4,000 under Silver variant. These expenses include room rent, boarding and nursing charges. Some other similar benefits provided under the plan are-

• The plan covers surgeon’s, consultant’s, anesthetist’s and specialist’s fees (Gold and Silver variants)
• Cover for organ donor expenses provided (Gold and Silver variants)
• Covers all the daycare procedures (Gold and Silver variants)
• Anesthesia, blood, oxygen, cost of pacemakers, operation theatre charges, drugs, etc. (Gold and Silver)
• Cover for pre-hospitalisation expenses up to 60 days from the date of admission to the hospital (Gold and Silver variants)
• Cover for post-hospitalisation expenses up to 90 days after the date of discharge from the hospital (Gold and Silver variants)
• HIV is covered under both the plans (Gold and Silver)
• Air ambulance cover provided up to 10% of the Sum Insured (Gold)
• Benefit of availing medical second opinion (Gold)

The plan benefits do not end with the coverage features. Some other advantages that the plan brings along at no extra cost are listed below-

• Hassle-free claim procedure
• Lifelong renewals guaranteed under the plan
• Cashless hospitalisation in the listed network hospitals
• Tax benefits under Section 80D of the Income Tax Act 1961
• Free look period provided for 15 days from the date of receipt of the policy

Star Health’s Super Surplus Plan is highly suggested for the individuals who are looking for a plan with wider coverage than the ones offered by the basic plans.

To buy this policy, get in touch with one of the trusted health insurance brokers online. This is because making an online purchase not only help you save time, but also reduce the chances of miscommunication. Also, some brokers might even help you with the after sales services which will be an added advantage.

Yes, the policy offers guaranteed lifelong renewal facility.

Any individual between the age of 18 to 65 years can purchase this policy.

Yes, coverage is available for the costs incurred on organ transplantation, provided the insured individual is the recipient.

Yes, costs incurred pertaining to delivery comprising of delivery through Caesarean section, which includes pre and post-natal expenditure and procedures like abortion etc. are covered up to Rs. 50,000 per policy year. The offer is subject to a maximum of 2 deliveries in the entire lifetime.