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Oriental Critical Illness Plans

A critical illness carries an adverse impact on your life. It can bring financial and emotional challenges. The situation becomes even worse when the earning member of a family is diagnosed with life-threatening diseases like Cancer, Stroke, Tumor, etc. For such situations, Oriental Insurance Company provides critical illness benefit as an add-on cover under its Happy Family Floater Policy.

Oriental Happy Family Floater Policy

Critical Illnesses are covered under the Happy Family Floater Policy as an add-on, 'Life Hardship Survival Benefit.' During the policy, if the insured person is diagnosed with any of the 11 specified critical illnesses, then survival benefit is paid to the insured person. The critical diseases covered include:

  • Cancer of Specified Severity
  • Open Chest CABG
  • First Heart Attack of Specified Severity
  • Major Organ/Bone Marrow Transplant
  • Coma of Specified Severity

To know all the diseases covered by critical illness add-on benefit under Happy Family Floater Policy click here.

Benefits of Oriental Critical Illness Insurance Policy

With the add-on benefit, if the insured person is diagnosed with any of the mentioned 11 described critical illnesses, then a lump sum amount is paid to him/her. However, this benefit is not available in case the insured is diagnosed with critical illnesses (irrespective of the stage of the disease) before purchasing this policy. Also, the benefit is paid only once during the lifetime of the policy for a particular disease.

Key Features of Oriental Critical Illness Insurance Policy

The critical insurance of Oriental is available with several features. Some of them are as follows:

  • Portability option
  • Cashless treatment
  • Lifelong renewalbility
  • Easy claim settlement
  • Personalized health advice

Overall, Oriental Insurance Company seems to be the right option when it comes to getting treatment for critical illness without facing financial stress.

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FAQ About Oriental Health Insurance

  • Does Oriental Insurance Company have a family floater health insurance policy?

    Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.

  • Name the critical illnesses which are covered by the Oriental Insurance Firm?

    Here is the list of critical illnesses which are covered by the Oriental Insurance Company:

    • Cancer of specific severity
    • First heart attack of specific severity
    • Open chest CABG
    • Open heart replacement or repair of heart valves
    • Coma of specific severity
    • Kidney failure requiring regular dialysis
    • Stroke resulting in permanent symptoms
    • Major organ or bone marrow transplant 
    • Permanent paralysis of limbs
    • Motor neuron disease with permanent symptoms
    • Multiple sclerosis with persistent symptoms
  • How many critical illnesses are covered by Oriental Insurance Firm?

    The Oriental Insurance Company offers the coverage for 11 listed critical illnesses defined under the Happy Family Floater Policy

  • What is the limit of sum insured under the plan covering the treatment of critical illness?

    The sum insured of the Happy Family Floater Policy ranges between Rs. 2 lakh and Rs. 20 lakh.

  • Who all can get the coverage under critical illness plan by Oriental Insurance firm?

    People who fall between the age group of 91 days to 70 years are eligible for the coverage for critical illness under family floater plan. 

Oriental Health Insurance User Reviews

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  • I bought the Oriental Health Insurance from InsuranceDekho. The Health Insurance purchasing process was very c...

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    A
    Oriental
    By Ankita Sharma
    On: Mar 11, 2024
  • I am loving my purchase of the Oriental Health Insurance Policy from the official website of InsuranceDekho. I...

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    M
    Oriental
    By Mamta Mishra
    On: Feb 27, 2024
  • I wanted to buy a health insurance plan as it is a good way to secure the future of my loved ones. So, after d...

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    A
    Oriental
    By Amisha Patel
    On: Dec 22, 2023
  • InsuranceDekho made getting the Oriental Health Insurance Policy a breeze. The application process was smooth,...

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    Oriental
    By Hari Krishnan
    On: Nov 15, 2023
  • InsuranceDekho has proven to be a trustworthy partner in safeguarding my health. The Oriental Health Insurance...

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    Oriental
    By Jigaysa Mistry
    On: Oct 30, 2023