ManipalCigna Pro Health Insurance

The Pro-Health Insurance Plan tries to offer an extensive range of coverage for the insured individuals. From basic to advanced, the plan provides coverage for every medical treatment and procedure. The policyholders of this plan have shown a great sense of satisfaction pertaining to its attractive coverage features. Here are a few major highlights of the plan:

• Coverage for in-patient hospitalisation
• Pre and post hospitalisation for 60 and 90 days
• Availability of worldwide emergency cover
• Organ donor expenses are covered under the plan
• The plan covers 500 specified day care procedures
• Coverage related to domiciliary treatment is offered
• Second opinion option is offered once a policy year
• Maternity, newborn and vaccination expenses are covered  

The Pro-Health Insurance Plan possesses many more features as well. Besides essential coverage elements, the health insurance policy provides some profitable components which make customers earn some profit. Following are some additional benefits of the plan:

• Lifelong renewability option is available
• A discount of 7.5% is given for buying a 2-year policy and 10% for 3 years
• 25% of family discount is provided for covering 2 or more family members
• Policyholders can save tax as per section 80D of IT Act

Analysing several features and additional benefit providing components of the plan ensures that Pro-Health Insurance Plan is a perfect choice for a family. The policy can be bought on an individual as well as family floater basis. In addition to the offerings of the plan, it is a widely appreciated product of ManipalCigna health insurance plans and is available at reasonable prices.

Selecting the right insurance plan is as crucial as buying it from the right platform. In this scenario of the digital world, when everybody is online, going offline for a policy purchase is a bad idea. However, you should find a trusted name like insurancedekho.com to proceed further here. It is an authentic broker that deals in the health insurance sector and help customers find the best suitable insurance policy for them. The firm’s team render their services from purchase to claim settlement process.

Covers are divided in four parts: Basic Covers: It includes in patient hospitalisation, pre-hospitalisation, post-hospitalisation, day care treatment, domiciliary treatment, ambulance cover, donor expenses, worldwide emergency cover, restoration of sum insured, health maintenance benefit, maternity expenses, newborn expenses, first year vaccinations. Value Added Covers: Health checkup, expert opinion on critical illness, cumulative bonus, and healthy rewards. Optional Covers: Deductible, reduction in maternity waiting and voluntary co-pay. Add On Cover: Critical illness

The entry age is maximum 91 days for children and 18 years for adults. Under a floater plan, it is 23 years for children and lifetime for adults.

The policy tenure is either 1 year or 2 years. You have the option to choose the tenure when buying the policy.

The pre-medical check-up is conducted at the network of diagnostic designated centers identified by CignaTTK.