ManipalCigna ProHealth Select Health Insurance

It takes a lot of features in the plan to impress the customers. Also, despite having many, the lack of a few elements can make the policy go unsold. However, the Pro-Health Select Policy by Manipal Cigna holds a complete package of components for the policyholders to offer them a comprehensive health cover. Some highlights of the plan are as follows:

• In-patient hospitalisation expenses of insured individuals
• Pre and post hospitalisation cost for 60 days and 90 days
• Daycare procedures and surgeries are covered under the policy
• Costs incurred on worldwide emergency treatment are covered
• Coverage for ambulance expenses to transport a patient to the hospital
• Domiciliary treatment cover, if treatment continues for at least 3 days
• Coverage for an organ donor for harvesting organ during transplantation
• Cover for Ayush treatments like Ayurveda, Naturopathy, Homeopathy etc.

Pro-Health Select Plan is equipped with some other features that help policyholders to save some money and find the plan affordable. The additional benefits included in the plan are as follows:

• The plan offers renewability options for lifetime
• Earn reward points equivalent to 1% on the premium paid
• Tax benefits can be gained on the premium paid as per the section 80D of IT Act
• 100% of the sum insured is restored, if the sum insured and cumulative bonus becomes insufficient

The policy holds several coverage features which makes it a great plan for everyone. If anyone is seeking to have a health insurance plan stuffed with attractive elements such as affordability, network hospitals, sum insured restoration, and so on, the Pro-Health Select is the most suitable choice without a question.

Purchasing the right product from a wrong shop can make you feel regretted later, as the product might be damaged, the price could be high, after sale services could be absent and so on. Similarly, health insurance policies are also required to be purchased from an authentic or reliable insurer. InsuranceDekho is a perfect option for buying the policy online as it offers help in choosing a plan through comparison with the schemes of different insurers, assists in claim settlement procedure, and so on.

CignaTTK generally takes 5 working days to approve or disapprove a claim. It does not take more than one month to settle a claim.

Under the Select A plan, the sum insured is Rs. 0.5 Lakh, Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 7 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh, Rs. 25 Lakh. On the other hand, the sum insured under the Select B plan is Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 7 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh, Rs. 25 Lakh.

For Pro-Health Select insurance policy, 91 days is the minimum entry age for children and 18 years for adults. When it comes to Critical Illness add-on, the minimum entry age is 18 years and maximum of 65 years. There is no cover for persons between the age group of 18 to 23 years, who are covered as "child."

Yes, the ProHealth Select plan offers lifetime renewal opportunity.