Future Generali Health Insurance Claim Settlement

283 reviews Rate This
Claim SettlementDedicated Team
Claim Settlement Ratio82.96%
COVID-19 CoverYes
Network Hospitals5,100+
Policies Sold64,670

Claim Settlement of Future Generali Health Insurance

When it comes to health insurance claim settlement, Future Generali is always there to help its customers in an effective and efficient manner. It not only offers a wide range of superior health insurance products but also ensures a customer-friendly process for claim settlement. Undoubtedly, Future Generali is there to serve its policyholders with financial stability as well as peace of mind with a simple and convenient claim process. You can get your claims settled by opting for either the cashless treatment facility or the reimbursement option. The claim settlement procedure is quite easy.

  • Claim Process for Cashless Treatment

    To enjoy the benefits of the cashless claim facility at Future Generali, you need to be treated in an empanelled hospital. Currently, this insurance company has more than 5,100 hospitals in the network. Follow the below steps to avail cashless claim benefits at Future Generali:

    • First of all, locate the nearest network hospital in your area for cashless treatment.
    • Intimate claim settlement team with Future Generali about your admission as soon as possible.
    • While visiting the hospital, carry the Future Generali Health Card and one photo ID proof.
    • You need to display the card to the hospital for verification purposes. 
    • Fill the pre-authorization request form available at the hospital and submit it to the hospital.
    • The hospital sends a duly-filled pre-authorization form to Future Generali. 
    • Once the approval is received from the insurer, the hospital provides cashless treatment. 
    • It's important to collect all the documents from the hospital at the time of discharge.
    • Once the hospital bills get approved, Future Generali settles the medical bills directly with the chosen hospital.
  • Reimbursement Treatment

    The reimbursement claim process is available when you get treatment at a non-network hospital. Under this option, you have to first foot your medical bills and avail hospital treatments, then raise a reimbursement claim with Future Generali. The process includes:

    • Inform Future Generali about the hospitalisation of the insured individual in the non-empanelled hospital.
    • Pay the hospital medical bills from your own pocket.
    • Collect all the original medical documents from the hospital
    • Send these documents along with a duly-filled claim reimbursement form to Future Generali.
    • The insurer will verify the documents.
    • In case of approval, the payment is transferred to your account through NEFT.
  • Documents Needed

    • A copy of health card
    • Original investigation reports
    • ​Duly filled-in and signed claim form.
    • FIR or post-mortem report if happened
    • Pharmacy bills along with the prescription
    • Original bills, receipts, and discharge report
    • Original hospital bills and a valid photo ID proof
    • Summary from the hospital or nursing home
    • Medico-Legal Certificate, in case of accidents
    • Treating doctor's report, and original consultation notes
    • Test reports along with attending doctor’s or surgeon’s report
    • Canceled Cheque or scanned copy of the 1st page of passbook or bank statement.
    • A copy of the identification card of the patient and PAN card of the insured individual.

    Note: Claims with the amount of Rs.1 lakh and above need KYC form, photocopy of anyone KYC document (Aadhaar card, driving license, voter ID, passport, etc)


  • Incurred Claim Ratio (ICR) of Future Generali Health Insurance

    Incurred Claims Ratio or ICR lets you know the ability of an insurance company to make payments towards claims. The ICR of more than 50% is considered good. The ICR of Future Generali for FY 2018-19 is 73%. So, it can be considered as a reliable insurer to buy health insurance from.


Choose Future Generali Critical Illness Plan

Health Insurance Calculator

Whom do you want the insurance for ?


    Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance News

  • Latest
  • Popular

Future Generali Health Insurance Contact Details

Reach us for help anytime

Claim Process at Future Generali Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1130 Future Generali Cashless Network Hospitals in India

Insurance Products by Future Generali General Insurance

Health Insurance Articles

  • Latest Articles
  • Popular Articles

Network Hospital in Popular Cities

CityNo of Hospital
View All

*Standard T&C Apply. All savings/offers are provided by the Insurers, which are subject to modification .For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Tax benefits are subject to changes in applicable tax laws. Girnar Insurance Brokers Private Limited, (CIN: U66010RJ2016PTC054811, Regd .Off: Girnar 21, Govind Marg, Moti Doongari Road, Dharam Singh Circle, Jaipur, Rajasthan- 302004; Corp. Off: 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (Life & General) valid till 19th March 2023. Email - ; Helpline number: 7551196989.
You authorise Girnar Insurance Brokers Pvt Ltd (insurancedekho) to contact you through call, SMS, email, WhatsApp or any other mode in future. You hereby override your NDNC registration.