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Cholamandalam Health Insurance Reviews | InsuranceDekho

137 reviews Rate This
Cholamandalam Health Insurance
Highlights
Cashless Approval TAT70 mins Cashless Claim Processing
Claim Settlement Ratio94%
Network Hospitals11,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Rating of Cholamandalam MS
4.7
Based on
137 User reviews

  • Dedicated customer team

    I read the policy issuance instructions on InsuranceDekho and started the procedure by generating my free quote. But, I got stuck at the time of payment. I called the helpline number. The customer team stepped up and helped. I was glad to issue Aditya Birla Health Insurance’s Activ Assure Diamond.

    Read More
    A
    Arpita Kar
    On: Dec 23, 2020

  • Insurance at an affordable budget

    I was looking for a health plan that can offer optimum benefits at an affordable price. My friend suggested me to check InsuranceDekho and I was impressed with so many options within my budget. After comparing some premiums, I purchased Aditya Birla Health Insurance’s Activ Assure Diamond.

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    S
    Sneha Palit
    On: Dec 21, 2020

  • Instant policy purchase

    I visited InsuranceDekho to purchase a fitting health insurance plan for my family. I generated my quote and while comparing my quote, Cholamandalam insurance company plans caught my attention. I selected the Cholamandam MS Healthline Policy and paid.

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    S
    Sukhriti Basak
    On: Dec 21, 2020

  • Super add-ons

    I have purchased add-ons to enhance benefits for my Aditya Birla Health Insurance’s Activ Assure Diamond. Earlier I had very little knowledge about add-ons. InsuraceDekho changed that. After going through the details on add-ons on the website, I could make a better decision.

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    Y
    Yashika Haldar
    On: Dec 15, 2020

  • Rapid quote generation

    I checked my health quote first thing when I landed on InsuranceDekho. I gave my personal details and within seconds it was generated. I was so happy with the rapid service that I purchased Aditya Birla Health Insurance’s Activ Assure Diamond plan from the website.

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    P
    Papon Malakar
    On: Dec 14, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers

  • Got to know about health plan top-ups

    I am a policyholder of Cholamandalam’s Healthline Policy plan. But after an emergency, my health plan was falling short in terms of medical coverage. I came to InsuranceDekho and got to know about the health plan top-ups. Without any further delay, I chose Cholamandalam MS Top Up Healthline Policy Health Insurance.

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    P
    Prajakta Reddy
    On: Dec 14, 2020

  • Secure payment method

    InsuranceDekho is a reliable platform where I get everything I require related to an insurance policy. My Aditya Birla Health Insurance Activ Assure Diamond health plan was purchased from this platform. The payment was smooth and secure, I did not have to pay any extra charges.

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    U
    Umang Ramanan
    On: Dec 11, 2020

  • Zero-paper policy

    The policy issuance through InsuranceDekho has been a great affair. I purchased Aditya Birla Health Insurance’s Active Assure Diamond plan. The policy issuance was fully digital. It was super fast and hassle-free. The soft copy of policy papers is easy to carry during emergencies.

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    N
    Navina Gurung
    On: Dec 08, 2020

  • Seamless policy comparison

    I had an illusion that comparing policies would be time-consuming. But, one visit to InsuranceDekho and now I know that it is not. Policy comparison was made seamless, so I could find the best health plan for my family. Finally, I chose Cholamandalam’s MS Healthline Policy Health Insurance.

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    N
    Nivedita Khanrah
    On: Dec 07, 2020

  • Best website for health insurance

    InsuranceDekho is the best insurance website I know. Their user-friendly platform and affordable plans are incomparable. I purchased the Hospital Cash Healthline Policy of Cholamandalam. The website has the best features which make the purchasing process very easy.

    Read More
    O
    Olea Ray
    On: Nov 23, 2020

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*Tax benefits are subject to changes in Income Tax Act.

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Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

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Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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FAQ About Cholamandalam Health Insurance

  • Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?

    Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.

  • Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?

    Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.  

  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?

    Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.

  • How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?

    To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e.  www.cholainsurance.com or can buy it from the leading online broker’s website i.e., InsuranceDekho.com.

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